WorksheetsBaroda Property Pride
Total questions: 10
Worksheet time: 8mins
Name
Class
Date
1.
Who are not eligible under Baroda Property Pride Scheme
a)
Individual/Proprietor
b)
Partnership Firm
c)
HUF
d)
Pvt. Ltd. Co.
2.
Which of these are not an eligibility criteria for Baroda Property Pride
a)
Business should be making cash profit for last 2 years
b)
Maximum age of the individual/proprietor 65 years
c)
Business should be established from min 2 years
d)
MSME regulatory & non regulatory units
e)
Only trading unit are eligible
3.
Which of these facilities are not eligible under Baroda Property Pride scheme
a)
Overdraft
b)
OD-Reducing
c)
Cash Credit
d)
LC/BG
e)
Term Loan
4.
Mr. Ram Lal proprietor of M/s ABC Traders having CIBIL vision score 684 & CRIF score 732 has requested to sanction OD under Baroda Property Pride
a)
He is eligible as per consumer score without any deviation
b)
He is eligible as per consumer score with deviation
c)
He is not eligible as per consumer score
5.
M/s ABC Traders requested to sanction an OD limit under Property Pride scheme against mortgage of factory land & building of his wife. What margin to be accepted for Overdraft limit
a)
40% on realizable value
b)
40% on distress sale value
c)
50% on realizable value
d)
50% on distress sale value
e)
No limit can be sanctioned
6.
A firm is sanctioned an OD limit of Rs.1.50 Cr. under Baroda Property Pride. Avg. utilization in account for last quarter is Rs.60.00 Lakh Only. How much Commitment charge to be recovered
a)
45000
b)
15000
c)
3750
d)
No commitment charges applicable
7.
Max. repayment period for term loan under Baroda Property Pride Scheme is
a)
60 months including max. 3 months moratorium
b)
84 months including max. 3 months moratorium
c)
84 months including max. 6 months moratorium
d)
84 months excluding max. 6 months moratorium
8.
Two valuations required under Baroda Property Pride if limit above
a)
1 Crore
b)
2 Crore
c)
5 Crore
d)
10 Crore
9.
A manufacturing unit having total sale of Rs.6.50 Crore out of which 4.20 Crore is domestic sales & rest are export sale. He has investment in P&M of Rs.70 Lakh as per latest ITR. Unit to be classified as
a)
Micro Unit
b)
Small Unit
c)
Medium Unit
d)
Not eligible under MSME Categorization
10.
Unified Processing charge does not include
a)
Documment vetting charges
b)
Legal & Valuation charges
c)
ITR verification & CERSAI Charges
d)
Bureau Report Charges
e)
motgage creation charges
100 %
