WorksheetsPIRAMAL Credit Policy
Total questions: 15
Worksheet time: 8mins
Do we accept NREGA Job Card as ID Proof under PIRAMAL ?
Yes
No
Which of the following can be accepted as signature proof under PIRAMAL?
BSV
NREGA Card
Pension Orders
Can we accept maintenance bill from society as current address proof under Piramal?
Yes
No
What is the minimum and maximum age required for self employed applicant (Income Profile) under PIRAMAL ?
22- 65
18-60
22-58
What is the current work stability required for salaried applicants under Piramal ?
1 year
2 year
6 months
Not Required
What should be the total work stability for a self employed applicant under PIRAMAL?
1 year
2 years
3 years
What is the minimum income required for salaried applicants (without co-app) under Piramal ?
15000
17500
20000
What is the minimum income required for self - employed applicants (with co-app) under PIRAMAL ?
17500
20000
15000
For NIP Applicant (Salaried) what is the minimum age and maximum age
22- 58
25-63
25-58
None of the above
Total work stability for NIP Applicants should be 2 years.
True
False
AQB to EMI Ratio for NIP Applicants should be
Owned > 1 & Rented > 1.5
1000
3000
None of the above
What is the min & max loan tenure for NIP Applicants
12 months - 48 months
12 months - 60 months
None of the above
Current work stability for salaried NIP Applicant is
1 Month
6 months
1 year
What is the maximum loan amount given to NIP Applicants having Own House ?
12 lacs
4 lacs
2.5 lacs
Maximum LTV Given to Income Profiles under PIRAMAL is
80%
95%
75%
Both A & B
