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Worksheets

Savings

Total questions: 18

Worksheet time: 11mins

Name
Class
Date
1.

A sum of money paid or charged for the use of money or the borrowing of money is called (a)   .

2.

A ____________ is a savings account that holds a fixed amount of money for a fixed period of time such as six months, a year, or more.

a)

regular savings

b)

money market account

c)

certificate of deposit (CD)

d)

checking account

3.

(a)   interest is the addition of interest to the principal sum of a loan or deposit, or in other words, interest on interest.

4.

The money one has saved, especially through a bank or investment plan; the portion of current income not spend on consumption.

(a)  

5.

A(n) (a)   fund is money set aside for unanticipated expenses or loss of income. Experts belief one should save 3-6 months worth of spending.

6.

What corporation protects US banks against failure by insuring up to $250,000?

a)

Federal Deposit Insurance Corporation (FDIC)

b)

Franklin Depository Allegiance (FDA)

c)

Federal Insurance Cooperation (FIC)

d)

Freight Distance Illumination Classification (FDIC)

7.

A method of saving whereby you put a fixed amount of income into a savings account before you pay monthly bills or make purchases.

a)

Pay Yourself First

b)

Pay It Forward

c)

Payday

d)

Payroll Deduction

8.

A(n) _______________ is account similar to a traditional savings account but that typically pays higher interest, requires a higher minimum balance, limits withdraws, and may allow check writing

a)

checking account

b)

certificate of deposit

c)

savings account

d)

money market account

9.

The ______________ is the total money you earn in interest over a year, expressed as a percentage of your total balance

a)

average rate of return

b)

annual percentage yield

c)

applied finance refinement

d)

after tax summation

10.

A(n) _________ account is a bank account that earns interest.

a)

code

b)

registration

c)

savings

d)

checking

11.
The power of compound interest works BEST the longer an investment is allowed to grow
a)
True
b)
False
12.
A savings account should be used for daily purchases
a)
True
b)
False
13.

Which one of these account types requires you keep your money deposited for a fixed amount of time?

a)

Money market account (MMA)

b)

Savings account

c)

Certificate of deposit (CD)

d)

Checking account

14.
With compound interest what increases year after year
a)
Nothing
b)
The Interest rate
c)
The principal amount getting the interest rate
d)
Both the interest rate and principal amount
15.
Fill in each blank with one word:
Research has shown that the more money you ____________, the _________ you feel.
a)
Spend, Better
b)
Earn, Happier
c)
Save, Sadder
d)
Save, Happier
16.

Savings is the act of putting money or valuables aside for

a)

our parent

b)

Future use

c)

Our school fees

d)

Now use

17.

Money saved in the bank generates ______ for the owners

a)

Funds

b)

deposit

c)

Loan

d)

Interest

18.

Apart from saving money, a customer can also borrow money from the bank in form of _____

a)

Loan

b)

Deposit

c)

Interest

d)

Paper