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Financial Literacy Unit One Review

Total questions: 30

Worksheet time: 20mins

Name
Class
Date
1.

To manage your money wisely you must balance your________.

a)

wants and needs.

b)

goals and expectations.

c)

bills and purchases

d)

spoon on your nose.

2.

A budget is a spending plan that can help you____________.

a)

borrow money.

b)

pay in three easy payments.

c)

manage your money better.

d)

eliminate pests from your home and garden.

3.

Cash sent through the mail can be_________.

a)

Lost

b)

Stolen

c)

Given to charity

d)

Used to buy a pet.

4.

An example of a necessary expense is __________.

a)

Rent

b)

Groceries

c)

Medication

d)

McDonalds

5.

A bank statement shows you____________.

a)

Monthly earnings.

b)

Check stubs.

c)

Account activities.

d)

Recent withdrawls

6.

You can save money by__________.

a)

eating at restaurants.

b)

packing your own lunch.

c)

getting a job at Cutco.

d)

Shopping at the mall.

7.

Frugal means_______.

a)

Thrifty

b)

Fancy

c)

Reddish

d)

Spooky

8.

When you buy something you do not need to look cool or to be like your friends you are succumbing to ___________.

a)

Peer Pressure

b)

Air Pressure

c)

Peer Mentor-ship

d)

Pressure Cooker

9.

Developing thrifty habits can help you___________.

a)

Open a bank account.

b)

Stay out of de

c)

Develop superpowers

d)

Paint your house.

10.

Which is a need?

a)

soda

b)

coffee

c)

water

d)

Gatorade

11.

Which is a want for a Deron student?

a)

a place to live (shelter)

b)

oxygen

c)

car

d)

food

12.

Is a computer a need or want?

a)

need

b)

want

c)

depends on your individual situation

13.

A need is something we can't live without.

a)

True

b)

False

14.

A want is something we would like to have but could live without it.

a)

True

b)

False

15.

Which items should you pay for before buying something you want?

a)

rent

b)

utilities

c)

groceries

d)

all of the above

16.

Ms. Carlton's second grade class wants to go on a field trip. They need $350 and they have $419 from a bake sale. Should they save or spend their money?

a)

save

b)

spend

17.

Greg has decided that he wants to buy a new bike that costs $125 and he has $75. Does he need to save or spend his money?

a)

save

b)

spend

18.

Juan is going to a birthday party on Friday for his friend. He has $15 and has not bought a gift for his friend. Should he save or spend his money?

a)

save

b)

spend

19.

Katie wants a puppy that is $200 but she only has $50. Should she save or spend her money?

a)

save

b)

spend

20.
A common financial service used by many consumers.  They can help to manage money and make paying bills more convenient.
a)
Reconciling
b)
Check
c)
Checking Account
d)
PIN
21.
Debit cards require using this to access the account to perform transactions.
a)
ATM
b)
PIN
c)
Check register
d)
Checking account
22.
Using a PIN is optional when using a debit card.
a)
True
b)
False
23.
Using a PIN is optional when using a debit card.
a)
True
b)
False
24.

The amount of money in your account

a)

Deposit

b)

Benjamins

c)

Balance

d)

Dollars

25.
to put money $$ in the bank
a)
WITHDRAWAL
b)
DEPOSIT
c)
INVEST
d)
WRITE A CHECK
26.
to take money OUT of your account
a)
WITHDRAWAL
b)
DEPOSIT
c)
TRUST
d)
STEAL
27.

Which of the following described a bank statement?

a)

It is a summary of all deposits made each month.

b)

it is a summary of all the withdraws made each month.

c)

It is a summary of the interest earned each month

d)

All of the above

28.

Angie's balance forward is $217.58. Her checking account registrar shows payments of $25.00, $10.57, and $49.67. It also shows one deposit of $50.00. What is the total amount of money in her bank account?

a)

$132.34

b)

$182.34

c)

$50.00

d)

None of the above

29.

Susanna's balance forward is $117.58. Her checking account register shows payments of $15.00, $8.57, and $49.67. It also shows one deposit of $30.00. What is the total amount of money that she has in her bank account?

a)

$117.58

b)

$44.34

c)

$74.34

d)

$30.00

30.

An account ___________________________ is a way to keep track of spending and saving.

a)

register

b)

deposit

c)

withdraw

d)

booklet