It is the agency that gathers information about the credit history of the borrower and sells this information for a fee.

It is the obligation to pay back property or cash borrowed in accordance to an agreement.

It is a way to formally evaluate the credit history of a person or company and includes a forecast of the capability to repay obligation

It supervised and regulated by another government body the Securities and Exchange Commission (SEC)

The payment for the use of the property or money.

Helps you to track your financial assets and financial activities.

It happens when the owner of a property or money allows another party for the use of property or money.

It is the inability to pay debts on time when they are due.

It is a legal process wherein assets of a debtor are distributed to creditors to be able yo pay his debts.

A loan or money extended to a person or business in exchange for a return.

The group of officers represents the financial institutions, creditors or investors that have claims on a company that is financial difficulty or bankruptcy.

It is happens when a companies are unlikely to pay their debts.

A person who analyze the financial track record of the person of the business that borrows. He determine the credit rating of the borrower by looking at the trends and forecasting potential payback on the loan

It is the value of your assets, cash, savings, real estate, cars, stocks, bonds, jewelry collection, insurance, and art collection.