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Consumer Protection Quiz A

Total questions: 15

Worksheet time: 8mins

Name
Class
Date
1.
Which of the following bankruptcies CANNOT be involuntary?
a)
Chapter 7
b)
Chapter 11
c)
Chapter 13
d)
No bankruptcy is ever involuntary
2.

The need for consumer protection came as a result of sellers

a)

Always acting in the best interest of their customers

b)

who made products that either injured customers or didn't do what they claimed it would do

c)

making good business decisions to protect their investors

d)

who wanted to make the least amount of money possible

3.

Caveat Emptor - indicates _______________ to be beware

a)

Government

b)

Suppliers

c)

Buyers

d)

Sellers

4.

Which of the following may NOT be considered as ‘manufacturers’?

a)

Car Makers

b)

Consumers/ End Users

c)

Assemblers

d)

Repairers

5.

Mrs. V owns a condo that she rents out to Mr. Dominguez. Mrs. V is the __________________ in this situation.

a)

landlord

b)

renter

c)

tenant

d)

leasee

6.
A one time fee to cover damages beyond normal wear and tear is a
a)
Eviction
b)
Rental paymnent
c)
Security Deposit
d)
Amenities
7.

A legal process to get out of debt when you can no longer make all your required payment.

a)

Liquidation

b)

Bankruptcy

c)

Mean's Test

d)

Credit Counseling

8.

The entity that owes money

a)

Creditor

b)

Debtor

c)

Asset

d)

Liability

9.

Liquidation means to do what?

a)

Sell assets to raise cash.

b)

Soak your debts with cash

c)

Pay off all your credit cards.

10.
I avoid paying a PMI if I make a down payment of __________________ or more.
a)
0%
b)
5%
c)
10%
d)
20%
11.

The normal _______ for a mortgage is up to 30 years

a)

Term

b)

Interest Rate

c)

Loan

12.

What is the money you borrow called?

a)

interest

b)

principal

c)

down payment

13.

The producers of the Astroworld Tragedy could be liable of

a)

Strict Liability

b)

Cease and Desist Orders

c)

Bait and Switch

d)

Negligence

14.

Briana and Kara are roommates who share an apartment for a two-year lease however, Kara wants to move in with her sister in a much nicer apartment closer to her job. What is the best option for her?

a)

Break the lease and leave Briana with the responsibility of paying the full amount of the lease each month and risk her suing her for the money.

b)

Decline the option to move in with her sister and stick it out until the end of the lease.

c)

Find someone to sublease (sub-let) her part of the lease

d)

See if her sister can move in with her and Briana until the end of the lease then move to another apartment later.

15.

The BBB stands for which?

a)

The Boss' Bureau on Business

b)

The Business' Bureau of Business

c)

The Better Business Bureau

d)

None of the above