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8th Grade Unit 1 Assessment: Businesses and Investing

Total questions: 21

Worksheet time: 2hrs 45mins

Name
Class
Date
1.

A(n) ___________ offers goods or services in exchange for money.

a)

entrepreneur

b)

business

c)

venture capitalist

d)

consumer

2.

A(n) __________________ is a person who takes the risk of owning and managing their own business.

a)

entrepreneur

b)

business

c)

venture capitalist

d)

consumer

3.

Income - expenses

a)

Gross pay

b)

Tax

c)

Profit

d)

Consumer

4.

The cost of ingredients for your cake is $7.50. It takes you 1 hour to make. If minimum wage is $10 an hour, what is the suggested wholesale price of your cake?

(a)  

5.

When starting your own business, it is important to:

a)

Have a business plan

b)

Have available capital for start up costs

c)

Advertise and promote your goods or services

d)

All of the above

6.

A(n) ____________________ is when a person runs a business by themselves; assumes all debts and profits, and does not have separate legal distinction from their business.

a)

sole proprietorship

b)

partnership

c)

corporation

d)

franchise

7.

Which type of business structure elects officers like a CEO, CFO and President to run the day-to-day operations, and viewed as a separate legal entity from its individual employees?

a)

sole proprietorship

b)

partnership

c)

corporation

d)

franchise

8.

What determines the prices of goods and services?

a)

Supply

b)

Demand

c)

Supply and demand

d)

Goods

9.

What exists when quantity supplied is greater than quantity demanded?

a)

Surplus

b)

Shortage

c)

Overflow

d)

Mass outrage

10.

A market is said to be in equilibrium when

a)

when demand is higher than the supply

b)

when demand is lower than the supply

c)

when the demand and supply quantities are equal

d)

when the supply is doubled the demand

11.

What happens to price when the market has a surplus

a)

price drops

b)

price stays the same

c)

price increases

d)

price triples

12.

Kanye West's new shoe the Yeezy Boost sold out in stores. This is an example of _______________

a)

shortage

b)

surplus

c)

equilibrium

d)

supply

13.

How can you gain capital to expand your business?

a)

take out a loan from the bank

b)

sell stock of your company

c)

issue bonds to investors

d)

all of the above

14.

What is a stock?

a)

A loan an investor makes to a company or government that pays interest over time.

b)

A share of ownership in a company

c)

A collection of investments sold as a package.

d)

An option to purchase something in the future at todays price.

15.

What is a bond?

a)

a piece of ownership of a company

b)

a promise that the borrower will pay the lender the money back plus interest

c)

a bank account

d)

a type of tax

16.

What is an IPO?

a)

When a company goes bankrupt

b)

When a company takes out a loan

c)

When a company's stocks are open to the public

d)

When a company has a surplus

17.

What is the primary reason for a company to issue stock?

a)

The stocks help investors earn a higher rate of return

b)

To raise money to grow the company

c)

To distribute the risk of bankruptcy across more investors

d)

To increase greater awareness of the company

18.

Which would be considered the highest risk investment type?

a)

Stock

b)

Mutual Fund

c)

Bond

d)

Money Market Account

19.

The relationship between risk and return can be stated as

a)

Higher risk indicates higher return

b)

Higher risk indicates lower return

c)

Lower risk indicates higher return

d)

No relationship exists between risk and return

20.

Your money remains tax-deferred in this account until you withdraw (taxed as income)

a)

Roth IRA

b)

Traditional IRA

21.

Who is the most successful investor of all time?

a)

Leonardo DiCaprio

b)

Jimmy Buffett

c)

Jeff Bezos

d)

Warren Buffett