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Income, Credit & Debit

Total questions: 18

Worksheet time: 10mins

Name
Class
Date
1.

An example of a financial Institution is:

a)

A department store

b)

A bank

c)

A school

d)

An ATM machine

2.

Who uses financial institutions?

a)

Adults

b)

College Graduates

c)

Almost everyone who maintains a savings or checking account, uses debit or credit cards, or needs a loan.

d)

Account holders with lots of cash

3.

Define online banking

a)

An electronic way to view account activity and pay bills via the internet.

b)

A for profit financial institution

c)

A not-for-profit financial institution

d)

none of the above

4.

A bank is a not-for-profit financial institution

a)

True

b)

False

5.

Your abilities include

a)

Th things you do well

b)

Your mental competence

c)

The skill you need to do something

d)

All of the above

6.

Career Planning is done

a)

After high school

b)

In college

c)

Throughout a lifetime

d)

Once in a lifetime

7.

Income is money received money received on a regular basis for work or through investments.

a)

True

b)

False

8.

How do adults earn a income?

a)

Adults earn income by working for an employer earning a wage

b)

Selling goods (like an iphone or PS5)

c)

Adults profit from financial investments

d)

All of the Above

9.

What are the characteristics of a Credit Union?

a)

A not-for-profit financial institution

b)

All of these are characteristics of a Credit Union

c)

Mortgages and debit and credit cards

d)

Member owned

10.

What is an internet bank?

a)

An electronic way to view your account.

b)

A not-for-profit bank

c)

A for-profit bank

d)

An online bank; no physical branches with tellers or drive-up windows.

11.

What is a characteristics of online banking and mobile banking.

a)

Log on securely to an account or app using a username and password.

b)

no physical branches with tellers or drive-up windows.

c)

A bank that is web only

d)

None of the above

12.

You went to the store to buy some toothpaste, the tooth paste cost $12.15. The sales tax is 10%. What is the total price of the toothpaste?

a)

$12.88

b)

$12.87

c)

$13.36

d)

$13.37

13.

You went to the store to buy some clothes. The clothes costs $250.00 The sales tax is 10%. What is the total price of the clothes your purchased?

a)

$275.00

b)

$300.00

c)

$265.00

d)

$230.00

14.

When you are filling out a check, you must write the amount of money in words on the lines provided

a)

True

b)

False

15.

When you are filling out a check, what must be included

a)

Your Name

b)

The amount of the check

c)

Your signature

d)

All of the above

16.

When you are keeping track of your deposits and withdraws, withdraws from your account are:

a)

Added to your account balance

b)

subtracted from your account balance

c)

multiplied by your account balance

d)

divided by your account balance

17.

When you are keeping track of your deposits and withdrawals, deposits from your account are:

a)

Added to your account balance

b)

Subtracted from your account balance

c)

Multiplied by your account balance

d)

Divided by your account balance

18.

When you are keeping track of your deposits and withdrawals, deposits from your account are:

a)

Added to your account balance

b)

Subtracted from your account balance

c)

Multiplied by your account balance

d)

Divided by your account balance