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First Exam Investment and Portfolio Management

Total questions: 70

Worksheet time: 35mins

Name
Class
Date
1.

Under the strong form of efficiency stock prices are assumed to reflect any information that may be contained in the past history of the stock prices.

a)

True

b)

False

2.

The income objectives differ from stability of principal in that; there is no specific prescription against declines in principal values.

a)

True

b)

False

3.

Arbitrage Price Theory was proposed by Stephen S. Rose and presented in his article ‘The arbitrage theory of Capital Asset Pricing’, published in Journal of Economic Theory in1976.

a)

True

b)

False

4.

Market efficiency means that the price which investor is paying for financial asset (stock, bond, other security) partially reflects fair or true information about the intrinsic value of this specific asset or fairly describes the value of the company, the issuer of this security.

a)

True

b)

False

5.

Capital market is efficient, if the prices of securities which are traded in the market react to the changes of situation immediately, fully and credibly reflect all the important information about the security’s future income and risk-related with generating this income.

a)

True

b)

False

6.

Which one of the following types of securities has no priority in a bankruptcy proceeding?

a)

Convertible bond



b)

Senior debt

c)

Common stock

d)

Preferred stock

e)

Straight bond

7.

What is the market called that allows shareholders to resell their shares to other investors?

a)

Primary

b)

Proxy

c)

Secondary

d)

Inside

e)

Initial

8.

Which statement about common stockholders is incorrect?

a)

Common stockholders have a residual claim on the firm’s cash flows.

b)

Common stockholders have first claim on the firm’s assets during bankruptcy

c)

Common stockholders have a voting right.

d)

Common stockholders are the ultimate owners of a corporation.

9.
Why is compound interest more advantageous than simple interest?
a)
It’s more difficult to calculate, so fewer people use compound interest, making more profits for those who do.
b)
Compound interest accumulates very rapidly, so you only have to save for 3 years or fewer to earn far more money.
c)
Compound interest is attached to the stocks with the highest risk, so you get the highest interest on them
d)
In compound interest, you earn interest on not only your principal, but also on the interest you’ve already made.
10.
Rule of 72:  How many years to double my money if I get a 9% return on investment? 
a)
8 years
b)
7.2 year
c)
7 years
d)
9 years
11.
When you buy a stock, you are buying a small piece of _______ in a company.
a)
debt
b)
ownership
c)
risk
12.
The Rule of 72 is used to find how long an it will take for
a)
investments to double
b)
debt to double
c)
interest to increase
13.
Why do companies issue stocks?
a)
To create and investment opportunity into other businesses.
b)
To increase employee cooperation 
c)
To be traded individually
d)
To raise money for economic investment
14.
What is an IPO?
a)
Initial Polling Office
b)
Initial Public Offering
c)
International Public Office
d)
Increasing Public Opportunity
15.
The chance of loss.
a)
Stock
b)
Reward
c)
Risk
d)
Real Estate
16.
Which of the following statements are true?
a)
Between cash, stocks, and bonds, bonds are typically considered the riskiest.
b)
Stocks are the riskiest investments out there.
c)
Putting money into a savings account with interest is the ideal way for a young adult to invest.
d)
Historically, stocks have had far greater annual returns than cash, government bonds, and savings
17.
Your risk tolerance for investing should be determined by these two factors:
a)
Your stocks and bonds
b)
Your time horizon and when you will need access to the money
c)
Your debits and credits
d)
Your education level and ethnicity
18.

A key difference between saving and investing is

a)

Saving is for everyone, investing is for the wealthy

b)

Your money is insured when investing, it is not in savings

c)

Investing has a guaranteed return, savings does not

d)

Saving is for emergencies & goals, investing is for long-term wealth

19.

Why is it important to start investing as soon as possible?

a)

You take less risk when you are young, so money will be safe

b)

You have more time for your money to compound

c)

Investing is an easy way to make quick money

d)

Fees on investments are cheaper when you are younger

20.

Generally, how is risk related to return?

a)

the lower the risk, the greater the possibility of a high return

b)

the greater the risk, the greater the possibility of a high return

c)

the greater the risk, the greater the possibility of a low return

d)

risk and return have no relationship

21.

A single share of ownership of a company is called a:

a)

Bond

b)

Mutual Fund

c)

Annuity

d)

Stock

22.

Stocks are low risk investments options.

a)

True

b)

False

23.
This is a type of investment where investors pool their money together to buy stocks, bonds, and other securities 
a)
Diversification
b)
Mutual Funds
c)
Pool Party
d)
Mutual Diversification Portfolio
24.
This is considered an IOU and the higher the interest rate on this, the more risky it is
a)
Bond
b)
T-bill
c)
Money market
d)
Stocks
25.

Below are all types of return except:

a)

Actual return

b)

Expected return

c)

Possible return

d)

Required return

26.

If employees of a company go on strike, this is an example of which types of investment risk?

a)

company risk

b)

industry risk

c)

political risk

d)

inflation risk

27.

Ahmad is considering investing in stocks. Which is the less risky investment?

a)

Stock A: SD = 10%; E(R) = 10%

b)

Stock B: SD = 6%; E(R) = 10%

c)

Stock C: SD = 8%; E(R) = 12%

d)

Stock D: SD = 20%; E(R) = 24%

28.

Investment A has an expected return of 15% per year, while Investment B has an expected return of 12% per year. A rational investor will choose

a)

Investment A because of the higher expected return.

b)

Investment B because a lower return means lower risk.

c)

Investment A if A and B are of equal risk.

d)

Investment A only if the standard deviation of returns for A is higher than the standard deviation of returns for B.

29.

Of the following different types of securities, which is typically considered most risky?

a)

long-term corporate bonds

b)

long-term government bonds

c)

common stocks of large companies

d)

common stocks of small companies

30.

You are considering investing in Ford Motor Company. Which of the following are examples of diversifiable risk?

I. Risk resulting from possibility of a stock market crash.

II. Risk resulting from uncertainty regarding a possible strike against Ford.

III. Risk resulting from an expensive recall of a Ford product.

IV. Risk resulting from interest rates decreasing.

a)

I only

b)

I and IV

c)

I, II, III, IV

d)

II, III

31.

The capital asset pricing model

a)

provides a risk-return trade-off in which risk is measured in terms of the market volatility.

b)

provides a risk-return trade-off in which risk is measured in terms of beta.

c)

measures risk as the coefficient of variation between security and market rates of return.

d)

depicts the total risk of a security.

32.

If the beta for stock A equals zero, then

a)

stock A's required return is equal to the required return on the market portfolio.

b)

stock A's required return is equal to the risk-free rate of return.

c)

stock A has a guaranteed return.

d)

stock A's required return is greater than the required return on the market portfolio.

33.

The excess return required from a risky asset over that required from a risk-free asset is called the:

a)

risk premium.

b)

geometric premium.

c)

excess return.

d)

average return.

e)

variance.

34.

The average squared difference between the actual return and the average return is called the:

a)

volatility return.

b)

variance.

c)

standard deviation.

d)

risk premium.

e)

excess return.

35.

The capital gains yield plus the dividend yield on a security is called the:

a)

variance of returns.

b)

geometric return.

c)

average period return.

d)

current yield.

e)

total return.

36.

A capital gain occurs when:

a)

the selling price is less than the purchase price.

b)

the purchase price is less than the selling price.

c)

there is no dividend paid.

d)

there is no income component of return.

e)

never, as they cannot exist.

37.

Income received from the investment during the period in which the investment is held.

a)

Total return

b)

Yield

c)

Variance

d)

Variation

38.

The sum of current income and the capital earned on investment over a specified period of time.

a)

Total return

b)

Expected return

c)

Geometric mean

d)

Arithmetic mean

39.

The total return earned from holding an investment for a specified holding period.

a)

Realized Return

b)

Expected Return

c)

Holding Period Return

d)

Holding Period Yield

40.

Investor A invested in stock XYZ with initial amount of 100 millions VND for 5 years.

Holding period return for each year: 30%, 15%, 10%, 20%, 50%. What is the arithmetic mean return?

a)

20%

b)

25%

c)

30%

d)

None of them

41.

Investor A receives 15%/year nominal return on certificates of deposit. Given that inflation rate is 3%, what will the real return of this investment?

a)

10.84%

b)

11.65%

c)

12.76%

d)

None of them

42.

Investor A receives 15%/year nominal return on certificates of deposit. Given that inflation rate is 3%, what will the real return of this investment?

a)

10.84%

b)

11.65%

c)

12.76%

d)

None of them

43.

•Investor invests $1000 to buy stock A. There are 2 possible outcomes with future return of stock A:

Scenario 1: Probability 60%, return: 80%

Scenario 2: Probability: 40%, return: 20%

What is expected return of stock A?

a)

32%

b)

48%

c)

56%

d)

64%

44.

The 3 - month rate of return is 3%. What is annual percentage rate of return?

a)

9%

b)

12%

c)

12.6%

d)

14.8%

45.

If you want to estimate expected return based on historical data, which return should be used?

a)

Geometric mean return

b)

Annualized rate of return

c)

Arithmetic mean return

46.

This formula is used to calculate:

  σ2=i=1npi×RiE(R)2\sigma^2=\sum_{i=1}^np_i\times\lfloor R_i-E\left(R\right)\rfloor^2  

a)

Standard deviation based on historical data

b)

Variance based on historical data

c)

Standard deviation based on expected data

d)

Variance based on expected data

47.

If inflation rate is positive number, what is the relationship between nominal return and real return?

a)

Nominal return < real return

b)

Nominal return > real return

c)

Nominal return = Real return

48.

How to calculate current yield of a bond

a)

Annual Coupon/ Face value

b)

Annual Coupon/ Market price

49.

Internal rate of return (IRR) is the rate which equalize

a)

Face value versus present value of future cash flow

b)

Market value versus present value of future cash flow

50.

Inflation can be managed with the help of

a)

Savings

b)

Investment

c)

Consumption

d)

None of these

51.

"•Is a required rate of return on a fixed-income security that has no risk in an economic environment of zero inflation. "


Above statement refer to which type of interest rate?

a)

Nominal rate of interest

b)

Real risk-free rate of interest

c)

Real rate of interest

d)

Purchasing power of interest

52.

What is NOMINAL RATE OF INTEREST?

a)

Is a required rate of return on a fixed-income security that has no risk in an economic environment of zero inflation.

b)

It tell how much more purchasing power we have.

c)

It is equal to sum of real risk-free rate interest plus compensation for taking different types of risk and several risk premiums.

d)

It is cost of money when government issues the securities

53.

In the context of the Capital Asset Pricing Model (CAPM), the relevant measure of risk is

a)

unique risk.

b)

beta.

c)

standard deviation of returns.

d)

variance of returns.

54.

The market portfolio has a beta of

a)

0

b)

1

c)

–1

d)

0.5

55.

The risk-free rate and the expected market rate of return are 0.06 and 0.12, respectively. According to the capital asset pricing model (CAPM), the expected rate of return on security X with a beta of 1.2 is equal to

(a)  

56.

The risk-free rate and the expected market rate of return are 0.056 and 0.125, respectively. According to the capital asset pricing model (CAPM), the expected rate of return on a security with a beta of 1.25 is equal to

a)

0.142

b)

0.144

c)

0.153

d)

0.134

57.

Which statement is not true regarding the market portfolio?

a)

It includes all publicly-traded financial assets.

b)

It lies on the efficient frontier.

c)

It is the tangency point between the capital market line and the indifference curve.

d)

All securities in the market portfolio are held in proportion to their market values.

58.

Which statement is not true regarding the capital market line (CML)?

a)

The CML is the line from the risk-free rate through the market portfolio.

b)

The CML is the best attainable capital allocation line.

c)

The CML is also called the security market line.

d)

The CML always has a positive slope.

59.

A stock's beta measures the:

a)

average return on the stock

b)

sensitivity of the stock's returns to those of the market portfolio

c)

difference between the return on the stock and the return on the market portfolio

d)

market risk premium on the stock

60.

A project has a beta of 1.24, the risk-free rate is 3.8%, and the market rate of return is 9.2%. What is the project's expected rate of return?

a)

15.21%

b)

11.41%

c)

10.50%

d)

14.61%

61.

Which one of these statements is correct?

a)

Betas can be measured exactly.

b)

If a stock has a very low beta, it is likely to have a high beta in the future

c)

The expected future risk premium is easy to accurately determine

d)

CAPM is widely used as a means of estimating expected returns

62.

What would you recommend to an investor who is considering an investment that plots below the security market line?

a)

Invest; The expected return is high relative to the risk

b)

Don't invest; The risk is high relative to the expected return

c)

Invest; All stocks revert to the SML over time

d)

Don't invest; All stocks below the SML are low-growth stocks

63.

Common size analysis is also known as ———————— analysis

a)

Vertical Analysis

b)

Horizontal Analysis

64.

The financial statements of a business enterprise include:

_________________

a)

Balance sheet

b)

Statement of Profit and loss

c)

Cash flow statement

d)

All the above

65.

Financial analysis is used only by the creditors.

a)

True

b)

False

66.

State whether each of the following is True or False

In a Common size statement each item is expressed as a percentage of some common base.

a)

True

b)

False

67.

State whether each of the following is True or False :

Statement of profit and loss account shows the operating performance of an enterprise for a period of time.

a)

False

b)

True

68.

A loss of $X hurts more than a gain of $X benefits


-money means more to you when you have less of it

a)

Risk premium

b)

Essence of risk aversion

c)

A risk neutral person

d)

Risk aversion

69.

A risk averse person would require compensation called a risk premium before accepting a gamble

a)

Risk premium

b)

A risk neutral person

c)

Essence of risk aversion

d)

Risk aversion

70.

Effective way of describing the cost of uncertainty and total cost of risk

--The premium is the point on the curve where the distance in utility between the risk outcomes is equal → risk aversion

a)

True

b)

False