Savings options, like stocks or bonds, that can make your money grow faster than a savings account. But you might not be able to take out your money anytime you want. And with some investments, you could also lose money.

__________________ are agreements to lend money to companies or the government. They agree to pay you back by a certain date, with higher interest than a savings account.

A form of savings in writing that gains interest and has a set time before you can withdraw your money (if you take your money out early, you will likely be charged a fee.)

A type of job you do for a long time and may require some education, training, or experience related to it.

Working Extra Hours To Make Extra Money.

It Is Payday you just got either a piece of paper (or money deposited in your account. You get this every pay cycle.

Payment for the work you do. It can be an amount for each hour you work or based on completing a task.

The full amount you earned.

Payment for a year’s worth of work is divided into equal portions that are paid to you with each paycheck.

Work you do for money.

The amount you take home after paying taxes and anything else that gets taken out of your pay.

When You Put Things In Order Of How Much They Matter.

Things you must have in order to survive like food, shelter, and safety.

When You Put Things In Order Of How Much They Matter. Finding out whether or not what you are about to buy can be found for a better price or in better shape at a different store.

To look at what you’ve done with your money over a period of time.

Not having enough money to buy everything that you want.

Using money to buy stuff.

Things you’d like to have, but they aren’t needed to survive.

A plan for using your money over a set period of time. It helps you keep track of what you earn, spend, and save.

Money that is available and ready to use like bills and coins.

A record of how you pay back the money you borrow.

An activity or action that might be dangerous.

When you borrow money and promise to pay it back later.

Money that a financial institution pays you to borrow your money. It is calculated as a percentage of the amount of money you have in your account.

An account at a financial institution that gains interest and allows withdrawals.

Money that a financial institution pays you to borrow your money. It is calculated by multiplying the percentage rate times your balance (or total amount in your account) plus any interest you have already earned.

Money that you have to pay back.

To use something from someone else with the promise of returning it.

Money that a financial institution pays you to borrow your money. It is calculated by multiplying the percentage rate times your balance (or total amount in your account).

Things that you are able to do like for a job or a hobby.

What you give up in order to get something else similar to a trade off.

A quality that means that something or someone can be trusted to do what has been agreed upon.

Helps pay for emergencies. You pay a little money at set times. Then, if you have an emergency, insurance will help pay for it! You can get insurance for your home, your health, your car, and more!

Giving resources or volunteering time to help those in need.

Money that goes to the government to pay for things like schools, road repairs, and police and fire services.

Something you want to achieve. When you have a goal, then you can plan steps to achieve it. There are short-term, medium-term, and long-term goals that all take different amounts of time to achieve.

The topics or types of things that you enjoy learning about or spending your time doing.