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Worksheets

Pre-Assessment

Total questions: 33

Worksheet time: 22mins

Name
Class
Date
1.

When you go to a movie, make a deposit at the bank, get a haircut, take a swimming lesson, use your telephone, or ride a bus, you are using services.

a)

True

b)

False

2.

Financial statements summarize the financial conditions and operations of a business.

a)

True

b)

False

3.

Equipment is an example of an asset?

a)

True

b)

False

4.

When you decide to buy a jacket instead of a concert ticket, you are making a trade-off?

a)

True

b)

False

5.

Who is an entrepreneur?

a)

Someone who works for a large company

b)

Someone who starts their own business

c)

Someone who studies business in University

6.

What is profit?

a)

The money you spend - the price you sell it for

b)

The price your sell it for + the money you spend

c)

The price you sell it for - the money you spend

7.

What are the examples of influence?

a)

Your brother tells you how awful this one singer is, and you stop listening to his music.

b)

Your teacher teaches you about animals. You are very interested, so you read a lot about animals at home now.

c)

Five new bakeries opened in the neighborhood. Now the little coffee shop has to close down, because they lost all their customers!

d)

All answers are correct

8.

Why do people get bank loans? 

a)

to start their own business

b)

To give to their brother 

c)

to never work again

d)

to be in debt

9.

What business is most likely to fail?

a)

a restaurant

b)

a school

c)

a cleaning service provider

10.

Being in debt means you…

a)

...open your own business

b)

...expand your business

c)

...have a large income

d)

...owe someone money

11.

Cost is?

a)

...the money you have

b)

..how much you pay for something

c)

...the profit

d)

...your income

12.

You can buy goods?

a)

at a store

b)

Online

c)

at a market

d)

all of the above

13.

To supply means?

a)

...to give people what they need.to invest in a business

b)

...to invest in a business

c)

...to borrow money from someone

d)

...to expand a business

14.

Jane has to pay for many services and buy multiple goods every month. She has a lot of…

a)

...profit

b)

...loans

c)

...money

d)

...expenses

15.

Who is responsible for paying the company's bills at the appropriate time, and for collecting overdue payments to make sure the company doesn't lose too much money to bad debts?

a)

The financial advisors

b)

The accountants

c)

The financial managers

d)

The owner

16.

Why should a business use trade credit?

a)

It's expensive but is the most convenient form of long-term financing

b)

It's the least expensive and most convenient form of short-term financing

c)

It's the least expensive and most convenient form of long-term financing

d)

It's expensive but is the most convenient form of short-term financing

17.

Which of the following is not a step for investing in stocks and bonds?

a)

Decide what stock you want

b)

Broker accepts or declines trade

c)

Stockholders place the order

d)

Trade is reported to the broker

18.

Things that you can see and touch are

a)

Wants

b)

Services

c)

Goods

d)

Needs

19.

Water and electricity is an/a ______?

a)

Credit

b)

Expense

c)

Asset

d)

Income

20.

Which is a want?

a)

Water

b)

Food

c)

Milk

d)

Love

21.

A Sole Proprietorship is…

a)

A business owned by two or more people

b)

A business owned by only one person

c)

A business whose goal is to provide a service rather than to make a profit, such as the American Red Cross

d)

A company that does business and has business facilities in many countries, such as Coca Cola 

22.

A business with 2 directly involved owners

a)

sole proprietorship

b)

partnership

c)

corporation

d)

monopoly

23.

A business with multiple owners that are not directly involved

a)

Sole proprietorship

b)

Partnership

c)

Corporation

d)

Monopoly

24.

A business owned by one person

a)

Service Business

b)

Revenue

c)

Expense

d)

Sole Proprietorship

25.

Assets taken out of a business for the owner's personal use

a)

Capital

b)

Withdrawals

c)

Equities

d)

Revenue

26.

Planning, recording, analyzing, and interpreting financial information

a)

Accounting

b)

Ethics

c)

Transaction

d)

Revenue

27.

Amount owed by a business

a)

Liability

b)

Asset

c)

Capital

d)

Account

28.

Anything of value that is owned

a)

Account

b)

Asset

c)

Withdrawal

d)

Expense

29.

What type of credit is a credit card?

a)

Single Payment

b)

Installment Credit

c)

Revolving Credit

30.

What type of credit payment would CFU be?

a)

Revolving Credit

b)

Single-Payment

c)

Installment Credit

31.

What does APR mean?

a)

Average Person Ratio

b)

Annual Percentage Rate

c)

Always Poke Robot

d)

Apples Peas & Rice

32.

When should you use a credit card? Explain why?

4 lines
33.

How long would it take you to pay off a credit card with a balance of $2000.00 with an APR of 18%, with a minimum payment of 2%?

4 lines