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Business Services - Topic 2

Total questions: 78

Worksheet time: 1hrs 1mins

Name
Class
Date
1.

Select the correct option:

RBI was established in ___________ .

a)

1932

b)

1956

c)

1945

2.

Select the correct option:

The main aim of co-operative bank is to provide credit to _________.

a)

Industries

b)

Farmers

c)

Businessman

3.

Select the correct option:

Primary Credit Co-operative Society works at ____________ level.

a)

state

b)

village

c)

town

4.

Select the correct option:

Regional Rural Banks were established in _________.

a)

1975

b)

1932

c)

1995

5.

Select the correct option:

Banks provide financial and advisory assistance to their _________.

a)

managers

b)

customers

c)

suppliers

6.

Select the correct option:

SIDBI was set up on ____________ .

a)

2nd April, 1990

b)

2nd August,1990

c)

2nd December, 1990

7.

Select the correct option:

The primary functions of commercial banks are known as ________ banking functions.

a)

secondary

b)

primary

c)

core

8.

Select the correct option:

__________ deposits are repaid to the customers after the expiry of decided time.

a)

Time

b)

Fixed

c)

Cash

9.

Select the correct option:

The main aim of _________ account is to encourage habit of saving among the people.

a)

current

b)

saving

c)

fixed deposit

10.

Select the correct option:

____________ account is operated by business firms and other commercial organizations.

a)

Current

b)

Saving

c)

Recurring

11.

Select the correct option:

________ facility is available for only current account holders to meet their working capital requirements.

a)

Cash credit

b)

Overdraft

c)

Bills of exchange

12.

Select the correct option:

Handling of securities is known as ____________ management.

a)

financial

b)

portfolio

c)

forex

13.

Select the correct option:

The bank provide locker facility for the safe custody of ____________ .

a)

valuables

b)

shares

c)

cash

14.

Select the correct option:

A commercial bank may __________ the issue of securities issued by the companies.

a)

surrender

b)

forfeit

c)

underwrite

15.

Select the correct option:

Credit card offers convenience to _______.

a)

customers

b)

suppliers

c)

everyone

16.

Select the correct option:

Most of the banks offer ______ card as soon as account is opened by customer.

a)

credit

b)

debit

c)

PAN

17.

Select the correct option:

Mobile banking refers to the use of banking services with the help of ________.

a)

laptop

b)

mobile phones

c)

computers

18.

Match the Pair:

19.

Match the Pairs:

20.

Give one word/phrase/term for the following:

The apex financial institution in banking industry.

(a)  

21.

Give one word/phrase/term for the following:

Deposits which are paid to the customers after the expiry of decided or specific time.

(a)  

22.

Give one word/phrase/term for the following:

Establishment year of RBI.

(a)  

23.

Give one word/phrase/term for the following:

Banks which are established outside India but have branches in India.

(a)  

24.

Give one word/phrase/term for the following:

Establishment year of Regional Rural Banks (RRBs) in India.

(a)  

25.

Give one word/phrase/term for the following:

The date on which SIDBI was set up.

(a)  

26.

Give one word/phrase/term for the following:

An apex institution for financing agricultural and rural sector.

(a)  

27.

Give one word/phrase/term for the following:

Period for which long term loans are provided to meet long term capital requirements of the borrower.

(a)  

28.

Give one word/phrase/term for the following:

Deposits which are paid to the customers after the expiry of decided or specific time.

(a)  

29.

Give one word/phrase/term for the following:

Credit facility provided to current account and saving account holders.

(a)  

30.

Give one word/phrase/term for the following:

Credit facility provided to current account and saving account holders.

(a)  

31.

Give one word/phrase/term for the following:

Credit facility provided to current account and saving account holders.

(a)  

32.

Give one word/phrase/term for the following:

The term used for E-banking or Electronic banking.

(a)  

33.

Give one word/phrase/term for the following:

Card offered by the bank on opening of an account in bank.

(a)  

34.

Give one word/phrase/term for the following:

Bank transaction done with the help of computers, laptop, and other gadgets.

(a)  

35.

Give one word/phrase/term for the following:

The use of banking services with the help of mobile phones.

(a)  

36.

True or False:

Current Account is opened by salaried persons.

a)
b)
37.

True or False:

NEFT stands for National Electric Fund Transfer.

a)
b)
38.

True or False:

NEFT stands for National Electric Fund Transfer.

a)
b)
39.

True or False:

The term Bank comes from the Latin word ‘Banco’ which means a ‘Bench’.

a)
b)
40.

True or False:

Commercial bank is the apex financial institution in banking industry in the country.

a)
b)
41.

True or False:

Central Bank acts as a banker’s bank.

a)
b)
42.

True or False:

Public sector banks are AXIS Bank, HDFC Bank etc.

a)
b)
43.

True or False:

Primary Credit Co-operative Society work at a District level.

a)
b)
44.

True or False:

SIDBI acts as the principal financial institution for promoting, financing and development of MSME.

a)
b)
45.

True or False:

NABARD is an apex institution for financing agricultural and rural sector.

a)
b)
46.

True or False:

The primary functions of central bank are known as core banking function.

a)
b)
47.

True or False:

Saving account is opened to encourage saving habits among the business people.

a)
b)
48.

True or False:

Fixed Deposit holders get fluctuating interest rate.

a)
b)
49.

True or False:

Overdraft facility is available to current account holders.

a)
b)
50.

True or False:

Short term loans are for the period upto 3 years to meet working capital requirements.

a)
b)
51.

True or False:

Banks provide dematerialization facilities to their clients to hold their securities in electronic format.

a)
b)
52.

True or False:

Central bank may underwrite the issue of securities issued by the companies.

a)
b)
53.

True or False:

Credit card offers convenience to customers as they need not carry cash.

a)
b)
54.

True or False:

RTGS stands for Real Time Great Settlement.

a)
b)
55.

True or False:

IMPS stands for Immediate Payment Services.

a)
b)
56.

Find the odd one:

a)

Primary credit co-operative society

b)

State co-operative bank

c)

District co-operative bank

d)

Exchange bank.

57.

Find the odd one:

a)

NABARD

b)

RBI

c)

SIDBI

d)

EXIM

58.

Find the odd one:

a)

Cash credit

b)

Overdraft

c)

Discounting bills of exchange

d)

Saving account.

59.

Find the odd one:

a)

Locker

b)

Gift Cheques

c)

Gold related Services

d)

Fund transfer

60.

Find the odd one:

a)

ATM

b)

Loans

c)

Credit cards

d)

Debit cards

61.

Find the odd one:

a)

Gold ETF

b)

RTAS

c)

NEFT

d)

IMPS

62.

Complete the sentences:

The term bank comes from the French word (a)   .

63.

Complete the sentences:

(a)   banking refers to the use of banking services with the help of mobile phones.

64.

Complete the sentences:

(a)   is the apex financial institution in banking industry in the country.

65.

Complete the sentences:

Monetary policies are framed by (a)   .

66.

Complete the sentences:

Public sector bank where majority of capital is held by (a)   .

67.

Complete the sentences:

State Co-operative Bank operates at (a)   .

68.

Complete the sentences:

(a)   is an apex institution for financing agricultural and rural sector.

69.

Complete the sentences:

Payment bank is conceptualized by the (a)   .

70.

Complete the sentences:

For (a)   account holders some banks provide separate facility of flexi deposit.

71.

Complete the sentences:

There is no restriction on deposits and withdrawal under (a)   account.

72.

Complete the sentences:

(a)   facility allows customers to instantly transfer funds to any other bank account.

73.

Correct the underlined word:

The Foreign bank is the apex financial institution in banking industry in the country.

(a)  

74.

Correct the underlined word:

RTGS stands for Reasonable Time Gross Settlement.

(a)  

75.

Correct the underlined word:

Banks provide financial and advisory assistance to their employees.

(a)  

76.

Correct the underlined word:

The primary functions of central bank are known as core banking functions.

(a)  

77.

Correct the underlined word:

The drawee of bills of exchange can discount the bill with bank.

(a)  

78.

Correct the underlined word:

NEFT stands for National Electronic Finance Transfer.

(a)