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Personal Finance Unit 3-4

Total questions: 30

Worksheet time: 29mins

Name
Class
Date
1.

an occupation to which you have made a long-term commitment

a)

Life

b)

Career

c)

Job

d)

Human Capital

2.

skills acquired through a process of self investment

a)

Life

b)

Career

c)

Job

d)

Human Capital

3.

A position in which a person works to earn an income

a)

Life

b)

Career

c)

Job

d)

Human Capital

4.

an arrangement in which a person's pay is electronically transferred directly into the recipient's bank account

a)

Paycheck

b)

Payroll Card

c)

Paycheck Stub

d)

Direct deposit

5.

Federal Insurance Contribution Act; Social Security taxes to provide retirement income and disability benefits

a)

Form I-9

b)

FICA

c)

Form W2

d)

Medicare Tax

6.

employment eligibility verification; documentation must be provided to verify that the person is eligible to work in the United States

a)

Form I-9

b)

FICA

c)

Form W-2

d)

Form W-9

7.

wage and tax statement; states the amount of money earned and taxes paid through the previous year

a)

Form I-9

b)

FICA

c)

Form W-2

d)

Form W-4

8.

withholding allowance certificate; determines the percentage to be withheld for taxes

a)

Form I-9

b)

Form W-4

c)

FICA

d)

Form W-2

9.

the total amount of money a person earns

a)

Gross Pay

b)

Net Pay

c)

Pay Period

d)

Paycheck

10.

Nation's health care program for the elderly and the disabled

a)

Social Security Tax

b)

Medicaid Tax

c)

Withholding Tax

d)

Medicare Tax

11.

the amount of income left after taxes and other deductions are taken out

a)

Gross Pay

b)

Net Pay

c)

Pay Period

d)

Paycheck

12.

start and end dates used to calculate earnings

a)

Pay time

b)

Earning Period

c)

Pay Period

d)

Check time

13.

money given to an employee for work completed

a)

Paycheck

b)

Pay money

c)

Payroll card

d)

Pay Stub

14.

the part of a paycheck that allows an employee to see how much has been withheld

a)

Paycheck

b)

Paycheck stub

c)

Payroll

d)

Pay Period

15.

prepaid card instead of a paper check or direct deposit

a)

Cash App card

b)

Direct Deposit

c)

Payroll Card

d)

Debit Card

16.

the amount of money subtracted from the gross pay for taxes

a)

Taxes

b)

Withholding tax

c)

Medicare Tax

d)

Payroll withholding

17.

the employee's name, address, and social security number

(a)  

18.

a mandatory payment made by an individual or organization to the government for public needs

(a)  

19.

the amount required by law for employers to withhold from earned wages to pay taxes

(a)  

20.

totals all of the deductions which have been withhold from January 1st to the last day of the pay period

a)

Yearly Totals

b)

Year-to-Date

c)

Fiscal Deductions

d)

Current

21.

What is the relationship between education level and income?

4 lines
22.

The relationship between education level and income exists because....

a)

Employers want employees with low education level because they can teach them everything about the job

b)

Employers want employees with high education level because they have the knowledge of the job

c)

Employees with low education level make more money because employers think it will incentivize them

d)

Employees with high education level get paid the least because employers do not value them

23.

The government uses money collected from taxes to:

(a)  

24.

What is a dependent?

a)

Someone who does not need help from others

b)

Relies on social security benefits

c)

Someone who relies on taxpayers

d)

Relies on medicare benefits

25.

Which of the following is an example of human capital?

a)

Jayleigh is an 8th grade student. She really wants to make the 9th grade volleyball team. Her parents bought her private lessons that are offered at the boys and girls club. She told her parents that it was too much work and didn't want to go.

b)

John works as an accountant. People have told him he should go back and get his master's to be promoted, but he doesn't want to spend the money so he decides to stay where he is.

c)

Juliana goes to school at UCA. Her major of study is engineering. During the week, she goes to class maybe two days and only turns in a few assignments a week.

d)

Justin wants to be a pro football player. He decides to wake up on the weekends and practice with his uncle even though he already practices everyday with his teammates on the football team.

26.

What is this employee's pay period?

(a)  

27.

What is this employee's year-to-date gross pay?

(a)  

28.

What is this employee's current deductions?

(a)  

29.

What is this employee's current pay?

(a)  

30.

Allison worked 30 hours last week at $7.00 an hour.  Her federal income tax withholding was $22.00.  Her State income tax withholding was $7.15.  With FICA at 6.2% and Medicare tax at 1.45%, what was her net pay?

a)

$210.00

b)

179.25

c)

$164.78

d)

$180.85