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WorksheetsDrivers Ed Module 12 Review
Total questions: 23
Worksheet time: 12mins
PAYS: Other people’s medical expenses, other people’s auto repairs, property damage
Liability
Medical Payments Coverage
Collision Coverage
Comprehensive Coverage
COVERS: You, your family, others driving with your permission
Liability
Medical Payments Coverage
Collision Coverage
Comprehensive Coverage
REQUIRED: Bodily injury/death of one person- $25,000
Bodily injury/death of 2 or more persons- $50,000
Property damage- $20,000
Liability
Medical Payments Coverage
Collision Coverage
Comprehensive Coverage
PAYS: Medical and funeral expenses
Liability
Medical Payments Coverage
Collision Coverage
Comprehensive Coverage
COVERS: You, your family, your passenger
Liability
Medical Payments Coverage
Collision Coverage
Comprehensive Coverage
Is Medical Payments Coverage required by law?
Yes
No
PAYS: Medical expenses
Funeral expenses
Car repairs
Car rental
Replacement of damaged contents
Liability
Uninsured/Underinsured Motorist Coverage
Collision Coverage
Comprehensive Coverage
COVERS: You
Your family
Your passengers
Liability
Uninsured/Underinsured Motorist Coverage
Collision Coverage
Comprehensive Coverage
Is Uninsured/Underinsured Motorist Coverage required by law?
Yes
No
PAYS: Your car repair
Your car replacement
Liability
Uninsured/Underinsured Motorist Coverage
Collision Coverage
Comprehensive Coverage
COVERS: The cost of your repairs after an accident
Liability
Uninsured/Underinsured Motorist Coverage
Collision Coverage
Comprehensive Coverage
Is Collision Coverage required by law?
Yes
Not by Virginia law, but often required by the finance company that loaned you the money to buy the car
PAYS: Fire
Hailstorm
Theft or other non-collision event
Theft of rental Car
Liability
Uninsured/Underinsured Motorist Coverage
Collision Coverage
Comprehensive Coverage
COVERS: Actual cash value of your car
Liability
Uninsured/Underinsured Motorist Coverage
Collision Coverage
Comprehensive Coverage
Is Comprehensive Coverage required by law?
Yes
Not required by Virginia law, but often required by car finance companies
PAYS: Towing
On-site labor charges such as changing a tire
Towing and Labor Coverage
Uninsured/Underinsured Motorist Coverage
Collision Coverage
Comprehensive Coverage
COVERS: Your car
Towing and Labor Coverage
Uninsured/Underinsured Motorist Coverage
Collision Coverage
Comprehensive Coverage
Is Towing and Labor Coverage required by law?
Yes
No
PAYS: Pays for a rental car while your car is being repaired
Towing and Labor Coverage
Rental Reimburse Coverage
Collision Coverage
Comprehensive Coverage
COVERS: You
Your family
Towing and Labor Coverage
Rental Reimburse Coverage
Collision Coverage
Comprehensive Coverage
Is Rental Reimburse Coverage required by law?
Yes
No
Factors that determine the cost of insurance premiums
Age
Marital Status
Driving Record
Grades
Weight
What are some types of discounts that can be offered on insurance premiums?
accident free discount
prior insurance discount
defensive driving discount
brand new car discount
happy accident discount
