WorksheetsOptima SECURE
Total questions: 15
Worksheet time: 15mins
Name
Class
Date
1.
Which benefits of Optima Secure provides the customer 2X coverage from Day1
a)
Secure benefit
b)
Plus benefit
c)
Restore benefit
d)
None of the Above
2.
Plus benefit under Optima Secure offers ____ increase in coverage after 2 years.
a)
50 %
b)
100 %
c)
150 %
d)
None of the Above
3.
What is the Maximum Sum Insured offered under Optima Secure Policy
a)
50 Lac
b)
1 Cr
c)
2 Cr
d)
5 Cr
4.
Automatic Restore Benefit triggers in the event of ______ utilization of the Base Sum Insured.
a)
Complete or partial
b)
Complete
5.
What is the maximum entry age under the policy
a)
91 days
b)
18 Yrs
c)
65 Yrs
d)
No entry age restriction
6.
Customer has opted for Rs.10 Lakh Sum Insured under Optima Secure. Post first renewal, what is the maximum eligible amount the customer can claim in the second policy year?
a)
Rs. 10 Lakh only
b)
Rs. 15 Lakh only
c)
Rs. 35 Lakh only
d)
Rs. 40 Lakh only
7.
Choose the correct option regards to the sequence of claim settlement process under Optima Secure.
a)
Base Sum Insured - Restore benefit - Plus benefit - Secure benefit
b)
Base Sum Insured - Plus benefit - Restore benefit - Secure benefit
c)
Base Sum Insured - Secure benefit - Plus benefit-Restore benefit
d)
Base Sum Insured - Plus benefit (if applicable) - Secure benefit - Restore benefit
8.
Under Aggregate DEDUCTIBLE discount options of Optima Secure, customers can avail up to 25% discount on the premium for opting deductible of only Rs. ____ for up to Rs.20 Lakh Sum Insured
a)
2 Lakh
b)
1 Lakh
c)
50,000/-
d)
25,000/-
9.
If there is a claim that's been settled in the first year of Optima Secure policy, what %age increase in sum insured under Plus benefit will happen at the time of renewal?
a)
No increase
b)
upto 50% of Base Sum Insured
c)
upto 100% of Base Sum Insured
d)
None of the Above
10.
Under Optima SUPER Secure, A customer has purchased Rs.10 Lakh Sum Insured. How much total coverage he can avail/claim immediately in the first year in a Single Claim.
a)
Triple coverage - Rs.30 Lakh
b)
Double coverage - Rs.20 Lakh
c)
100% of Base Sum Insured
d)
None of the Above
11.
Loyalty discount under Optima Secure is provided to all existing retail customers of HDFC ERGO subject to the condition that:
a)
the policy is active and premium is Rs.2000 & above
b)
the policy is active and premium is Rs.1000 & above
c)
the existing policy is active irrespective of premium amount
d)
No such conditions
12.
If the customer has opted for Optima Secure Individual Policy with 2 members with 3 years as the policy tenure, how much discount will he be eligible for?
a)
10 %
b)
10% Plus 10%
c)
15 %
d)
50 %
13.
What is the maximum amount which can be claimed for Preventive Health Checkup under family floater option of Optima Secure?
a)
upto Rs.5,000
b)
upto Rs.7,500
c)
upto Rs.10,000
d)
upto Rs.15,000
14.
________, is an inbuilt feature, which pays towards the listed Non-Medical expenses and other consumables during hospitalization
a)
Secure benefit
b)
Plus benefit
c)
Protect benefit
d)
Restore benefit
15.
what is the cover ceasing age under optima SECURE policy
a)
65 Yrs
b)
80 Yrs
c)
99 Yrs
d)
Life long renewals
100 %
