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WorksheetsMoney Moves 2 Practice (Lesson 2-3)
Total questions: 49
Worksheet time: 25mins
Rate your understanding of MONEY MOVES (traditional and online banking) as a whole.
1* I am super lost
2** I get some things but not others
3*** I feel pretty good; I just need more practice
4**** I feel super Confident
What action are you taking if you use your mobile app to transfer funds?
Checking all of your accounts for their transaction histories
Moving money from one account to another at the same financial institution
Paying bills from your checking account
Making a deposit to your savings account
If you wanted to move some money from your checking account to your savings account, what button would you select in a mobile banking app?
Transfer
Deposit
Pay Bill
Account
What is the purpose of setting an alert in a mobile banking app?
Bill paying
Help from customer service
Ordering food for delivery
Locating nearby financial institutions and ATMs
Which is not a feature of online banking?
Bill paying
Ordering food for delivery
Locating nearby financial institutions and ATMs
Help from customer service
Online banking sites and mobile banking apps can help you manage your money because _____.
they limit how much you can spend
they allow you to track your spending and savings
they offer higher interest rates which helps with savings
they make it easier to spend your money
Since online banking and mobile apps allow you to track your spending and savings, they are really helping you _____.
reach higher interest rates
make your money even safer
avoid using the services of your financial institution
manage your money
Managing your money can be made easier with online and mobile banking since they help you _____.
track your spending and savings
reduce your expenses
increase your interest rates
decrease the number of your bills
Scheduling an _____ payment of your bills is one way to use online or mobile banking apps to help manage your money.
interest
automatic
organizational
alert
How can you use online or mobile banking apps to help you pay your bills on time each month?
By setting an alert when bills are due
By transferring money between checking and savings accounts
By having a direct deposit paycheck
By checking up to the minute balances in your accounts
What can you schedule with online and mobile banking apps that can help you pay your bills on time and regularly?
Transfers between accounts and alerts
Deposit notifications and ATM indications
Automatic payments and alerts
Chatbot notifications and transfer of funds
Rate your understanding of MONEY MOVES (traditional and online banking) as a whole.
1* I am super lost
2** I get some things but not others
3*** I feel pretty good; I just need more practice
4**** I feel super Confident
One way to meet a savings goal is to schedule automatic _____ of money from a checking to a savings account.
alerts
transfers
verifications
withdrawals
Online and mobile banking can be used to help you meet savings goals by _____.
scheduling automatic transfers into a savings account
raising your savings interest rates the more you use the online and mobile services
offering incentives to keep banking with your current financial institution
accepting direct deposit paychecks
Using online and mobile banking apps to schedule automatic transfers of money into your savings account can help you _____.
meet your financial institution’s account requirements
raise your credit score
meet savings goals
pay bills
Which of the following is safe to do over public Wi-Fi?
Checking credit card balance
Looking up information for a class
Checking email
Logging into a banking portal online
Which of the following is safe to do over public Wi-Fi?
Checking credit card balance
Checking email
Searching for information about internet security
None of the above
True or False: You can use public Wi-Fi to do online banking as long as you visit encrypted and secure websites.
True because public Wi-Fi is safe for online banking
True because as long as your passwords are strong you will be safe.
False because you may be using a Wi-Fi access point and visiting a spoofed site.
False because the strong passwords make you safe not the site’s encryption
Criminals may be able to use your social media posts to steal from you if you ______.
share some of your favorite songs that you like to listen to
share memes that might show your political and social attitudes
share information about types of movies you like
share where you like hang out and your birthday
It may be safe to share some personal details on social media like your pet’s name and the school you attend if you do what?
Only post personal information once on a while
Only log on to your account at home
Set your account to private and only allow people you know
Block users who seem suspicious
Which of the following is a best practice of social media safety?
Do not share personal details unless your account is private and you only connect with people you know.
Do not log onto your social media account using your cell data
Only log onto your social media account when you’re at home.
Do not share personal details unless you block users who seem suspicious.
Which of the following will make a weak password?
Making it least 16 characters long
Repeating letters and numbers
Mixing letters, numbers, and symbols
Using upper and lowercase letters
Rate your understanding of MONEY MOVES (traditional and online banking) as a whole.
1* I am super lost
2** I get some things but not others
3*** I feel pretty good; I just need more practice
4**** I feel super Confident
When creating a strong password, which of the following should you not do?
Make it least 8 characters long
Use upper and lowercase letters
Mix letters, numbers, and symbols
Repeat letters and numbers
When creating a strong password, which of the following should you do?
Repeat letters and numbers
Use common words
Mix letters, numbers, and symbols
Use common phrases
What is a spoofed email or website?
An impostor email or website that is designed to look like it came from a legitimate company
An email or website that was hacked and no longer works
An email or website that shouldn’t be used because hackers stole the usernames and passwords for it
All of these
Which of the following is true of a spoofed or impostor site?
They usually have an address that looks similar to a real company web address
It’s pretty obvious that it is a spoofed website since it will look really fake.
They will never have a lock icon next to the website address
It’s safe to enter your information over the site as long as you do it on your home computer.
Which of the following is not true of spoofed, impostor sites.
They will never have a lock icon in the URL toolbar
They usually have an address that looks similar to a real company URL
Information you provide over the site can be stolen
They are also known as look-a-like domains
Which of the following are methods a criminal uses to get someones money or personal information?
Over the phone
Through an email
On a fake website
An face to face conversation
Which of the following is not a common characteristic of a spoofed email?
Spelling and grammar mistakes
Offers that seem too good to be true
Threatening emails or emails that appeal to sympathy
It comes from the email accounts of your friends and family
Which of the following is not a suspicious email characteristic?
Offers that seem too good to be true
Spelling and grammar mistakes
Emails claiming to be from government offices
Threatening emails or emails that appeal to sympathy
You have the best chance of getting your money back from a scam if what happened?
You did authorize the payment
You didn’t authorize the payment.
You called the police
You were using a secure connection.
Your ability to get your money back from a scam or fraud depends on what?
If you authorized the payment
How much money you lost
Whether or not the police believe you
Which financial institution you use
Rate your understanding of MONEY MOVES (traditional and online banking) as a whole.
1* I am super lost
2** I get some things but not others
3*** I feel pretty good; I just need more practice
4**** I feel super Confident
Which of the following is true of a scam?
If you file a claim, you can usually get your money back.
You get your money back only if you contact your financial institution quickly
Whether or not you can get your money back depends on how much you lost.
If you authorized the payment, it may be more difficult to get your money back.
Which example shows a victim authorizing a scam or fraud?
Maria used public Wi-Fi to log into her bank account. A couple of days later, there were some mysterious withdrawals from her account.
Khalid paid for his meal using his credit card. The waiter copied his card and then used the card to purchase things later
Felicia had her identity stolen when she lost her credit card.
Paul got a call saying he had unpaid parking tickets and they asked for his credit card number. He gave it to them to avoid going to jail.
Which example shows a victim authorizing a scam or fraud?
Deandre had his identity stolen when he lost his credit card.
Juan got a call saying he had unpaid parking tickets and they asked for his credit card number. He gave it to them to avoid going to jail.
Drew paid for his meal using his credit card. The waiter copied his card and then used the card to purchase things later
Samantha used public Wi-Fi to log into her bank account. A couple of days later, there were some mysterious withdrawals from her account.
Which example shows a victim authorizing a scam or fraud?
Marco paid for his meal using his credit card. The waiter copied his card and then used the card to purchase things later.
Jalil used public Wi-Fi to log into his bank account. A couple of days later, there were some mysterious withdrawals from his account.
Koli got a call saying she had unpaid parking tickets and they asked for her credit card number. She gave it to them to avoid going to jail.
Ann had her identity stolen when she lost her credit card.
Who do you contact to get your credit report?
The credit bureaus
Your financial institution
Any credit card company
The Department of Consumer Affairs
Which companies or organizations keep track of your borrowing history?
The IRS
Your financial institutions
Credit bureaus
The Department of Consumer Affairs
When are you allowed to review your credit report?
Once a year
Once a year unless you are the victim of fraud, then twice a year
You can get a copy at any time, but it’s only free once a year
Only when you are the victim of fraud
Why is it important to check your credit report at least once a year?
To see if anyone is suing you
To check for suspicious activity on all of your accounts
To see your last account balances
To check to see if all balance transfers took place
Which of the following steps is not recommended if you think you are the victim of identity theft or fraud?
Review your credit report
Alert your financial institutions
Wipe the hard drive of the device you used when the fraud occurred
Change your passwords
What should you do if you suspect you are the victim of identity theft?
Review your credit report, alert your financial institutions, and change your passwords
Review your credit report, alert your financial institutions, and delete your hard drive
Review the news, alert your credit card company, and change your passwords
Review your passwords, alert your credit report and change your financial institution.
Rate your understanding of MONEY MOVES (traditional and online banking) as a whole.
1* I am super lost
2** I get some things but not others
3*** I feel pretty good; I just need more practice
4**** I feel super Confident
Which of the following is not someone who should be contacted if you are the victim of identity theft or fraud?
The credit bureaus
Your financial institution
Credit card companies
Your local elected official like the mayor
Who should you not contact if you think you are the victim of identity theft or fraud?
Your local elected official like the mayor
Your financial institution
Credit card companies
The credit bureaus
If you are the victim of identity theft or fraud, you should contact the following places except_____.
credit card companies
your local elected official like the mayor
credit bureaus
your financial institution
Rate your understanding of MONEY MOVES (traditional and online banking) as a whole.
1* I am super lost
2** I get some things but not others
3*** I feel pretty good; I just need more practice
4**** I feel super Confident
