WorksheetsQuản trị ngân hàng thương mại
Total questions: 10
Worksheet time: 5mins
Sensitivity to changes in interest rates (affects customer demand for deposits and loans) is a cause Financial Firms Often Face Significant Liquidity Problems is true or false?
A: True
B: False
Will failure in the liquidity sector damage public confidence in the institution?
A: Yes
B: No
What kind of bank would be considered to have good liquidity?
The bank has the ability to provide sufficient cash for immediate liquidity needs
Supply and demand for liquidity are in equilibrium
The bank is always able to pay, meeting the requirements of payment contracts.
A, B, C
What activities create demand for liquidity?
Customer Deposit Withdrawals
Customer Loan Repayment
Sell bank property
Money Market Loans
What are the principal options of Storing Liquidity in Assets ?
Issuing Large CDs
Issuing Eurocurrency Deposits
Securing Advance from the Federal Home Loan Bank (FHLB)
Treasury Bills
What are The principal options of Borrowing liquidity ?
Selling Securities for Repurchase (RP)
Issuing Large CDs (Greater than $100,000)
Issuing Eurocurrency Deposits
A,B,C.
Which of the following formulas is correct?
Core deposit ratio = Core deposit ratio/ total asset
Core deposit ratio = Demand deposit/ time deposit
Liquidity Deviation= Total deposit (1)- total demand for liquidity (2)
There is no correct answer
The Formula for calculating cash indicator
Cash position indicator= Cash and deposits due from depository institutions/ Total assets
Cash position indicator = Demand deposit/ time deposit
Both A,B is correct
There is no correct answer
What does LRA stand for?
lagged reserve accounting
larger reserve accounting
lagged resource accounting
larger reserve accounting
The central bank for the U.S. today is:
The U.S. Treasury
The Federal Reserve
The First Bank of the U.S
The Second Bank of the U.S
