Below are the fundamental of financing EXCEPT ______?

Which of the following is the correct stages of the credit process?

"Type of credit that comes with a capped limit and can be used up until you reach the predetermined threshold."

The above statement refers to __________.

"Type of credit that includes a fixed payment schedule for a specified duration."

The above statement refers to ___________ ?

"Type of credit that requires full payment for each period, such as per month."

The above statement refers to _________ ?

Arises due to the risk of the counterparty failing to meet its obligations on time and in accordance with the agreed terms.

The above statement refers to _________ ?

There is also no complete assurance that any application received is genuine i.e. not arising from any fraudster using the personal information and/or documents of a third party to apply for credit facilities from the bank under third party’s name.

The above statement refers to _________ ?

The risk originating from instruments and assets traded in markets.

The above statement refers to _________ ?

Risk relates to a firm’s cash flow and the risk that arises due to insufficient liquidity for normal operating requirements, reducing the ability of a bank to meet its liabilities when they are due.

The above statement refers to _________ ?

Risk may arise from human and technical errors or accidents.

The above statement refers to _________ ?

Their duties include screening loan requests, evaluating clients' financial information, assessing risk ratios, and presenting approved or rejected loans to management.

The above statement refers to the duties of __________?