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Worksheets

Handling Unexpected Expenses

Total questions: 20

Worksheet time: 39mins

Name
Class
Date
1.

Dentists and other businesses will often allow you to pay_____.

a)

at a discount rate

b)

in monthly installments

c)

interest fee

d)

late

2.

To be prepared for unexpected expenses it is important to________.

a)

earn a good wage

b)

keep a monthly budget

c)

have money in savings

d)

use your credit card

3.

While you pay off a loan the money in your savings account______.

a)

earns interest

b)

gets spent

c)

is taken by the bank

d)

is a liquid asset

e)

shrinks

4.

Julie's toothache was an expense she couldn't___________.

a)

predict

b)

pridict

c)

create

d)

craete

e)

predikt

5.

Julie's computer repair bill was another example of an ___________ expense.

a)

expected

b)

unexpected

c)

unexpicted

d)

expicted

6.

Lenders often require _______ as protection against non-payment of a loan.

a)

collateral

b)

colateral

c)

collection

d)

colection

e)

culataral

7.

The interest earned in your savings account can offset, or _______, the cost of having debt.

a)

reduce

b)

increase

c)

riduce

d)

encrease

e)

encroach

8.

The extra money created on the money borrowed is called________?

a)

Amount

b)

Rate

c)

Interest

d)

Principal

9.

Emilio borrows $1,200 from a bank at a rate of 8% per year. How much will he have to pay back in total after 2 years?

a)

$150

b)

$192

c)

$1350

d)

$1392

10.

Find the simple interest earned when the principal is $500 at a rate of 10% held in the bank for 8 years.

a)

$300

b)

$540

c)

$500

d)

$400

11.
What is 7.25% converted to a decimal?
a)
.725
b)
0.725
c)
0.0725
d)
7.25
12.
Starting money = $350.
Interest rate = 2.5%
TIme = 3 years.
How much interest?
a)
$7.50
b)
$26.25
c)
$87.5
d)
$262.50
13.
If you are calculating the simple interest and you are given the time in months.  How can you find the time in years?
a)
divide 12 by the months
b)
divide the months by 12
c)
multiply 12 times the months
d)
change the months to a decimal
14.
Maria borrowed $3,000 at a simple interest rate of 4% per year.  How much did she have to repay after 4 years?
a)
$480
b)
$3,480
c)
$4,800
d)
$7,800
15.
A cellphone bill is a 
a)
variable expense 
b)
fixed expense 
16.
Car insurance is a 
a)
variable expense
b)
fixed expense 
17.
Basketball tickets are a
a)
variable expense
b)
fixed expense 
18.
Rent is a 
a)
variable expense
b)
fixed expense 
19.
Three bags of Takis are a 
a)
variable expense
b)
fixed expense 
20.
A Netflix subscription is a 
a)
fixed expense 
b)
variable expense