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one hundred 100 ! ! !

Total questions: 100

Worksheet time: 45mins

Name
Class
Date
1.

The FAFSA is a financial aid form completed every _____ by college students.

a)

year

b)

month

c)

semester

d)

week

e)

application

2.

Everyone says student loans are expected and _______________ for anyone to go to college.

a)

normal

b)

required

c)

unexpected

d)

undeniable

e)

cheap

3.

Don’t pick schools based on where your _______________ decided to go.

a)

friends

b)

parents

c)

enemies

d)

siblings

e)

family

4.

Almost half of all people who start college using student loans never _______________, but still have to pay back their loans.

a)

graduate

b)

borrow

c)

quit

d)

start

e)

apply

5.

One of the best ways to be a lifelong learner is to read _______________.

a)

books

b)

magazines

c)

comments

d)

never

e)

blogs

6.

A(n) _______________ is a form of financial aid that does not need to be repaid and is given on academic or athletic achievements.

a)

scholarship

b)

grant

c)

loan

d)

FAFSA

e)

freebie

7.

The total estimated student loan debt is $1 trillion, while $85 billion is _______________ due.

a)

past

b)

under

c)

before

d)

not

e)

exactly

8.

You can start off at a community college to get all your _______________ out of the way to save money.

a)

basics

b)

loans

c)

friends

d)

parties

e)

degrees

9.

_______________ are given to you and you don’t have to pay them back for college.

a)

Grants

b)

Loans

c)

Classes

d)

Degrees

e)

Dorms

10.

Learning is really fun with you’re _______________ about what you’re learning.

a)

excited

b)

bored

c)

disgusted

d)

disinterested

e)

knowledgeable

11.

A(n) _______________ is a form of federal or state financial aid that does not need to be repaid and is given based on financial need.

a)

Grant

b)

Loan

c)

Class

d)

Degree

e)

FAFSA

12.

30% of student loan borrowers _______________ college.

a)

quit`

b)

graduate

c)

continue

d)

start

e)

attend

13.

One thing that will help you pay for college is to do your _______________ so you can make better, informed decisions.

a)

research

b)

chores

c)

FAFSA

d)

diligence

e)

applications

14.

Student loan payments may keep you from _______________ your money to invest and build wealth.

a)

saving

b)

spending

c)

earning

d)

borrowing

e)

loaning

15.

There are many options for going through college without _______________ loans.

a)

student

b)

car

c)

home

d)

credit

e)

personal

16.

A(n) _______________ study is a program that allows students to work part time while going to school.

a)

work

b)

class

c)

home

d)

abroad

e)

honors

17.

Student loans have been sold to Americans as a(n) _______________ investment.

a)

good

b)

bad

c)

important

d)

required

e)

necessary

18.

When looking for colleges, you should narrow your choices down to _______________ schools or less.

a)

six

b)

ten

c)

fourteen

d)

twenty

e)

two

19.

Even though everyone who starts college has every good intention, only about 52%-57% of people _______________.

a)

graduate

b)

quit

c)

start

d)

borrow

e)

fail

20.

Your education is a(n) _______________ in you, so commit to being a lifelong learner.

a)

investment

b)

desire

c)

need

d)

requirement

e)

want

21.

_______________ read a lot of books.

a)

Millionaires

b)

Bums

c)

Millennials

d)

Children

e)

Adults

22.

An 18-year old with no job or money would never get a $30,000 car loan, but they always get approved for a(n) _______________ loan.

a)

student

b)

home

c)

personal

d)

optional

e)

leased

23.

Good grades in high school can help you get free _______________ to use while at college.

a)

money

b)

classes

c)

credits

d)

hours

e)

degrees

24.

Filling out the FAFSA is the first step to receiving any _______________ for college.

a)

money

b)

courses

c)

hours

d)

credits

e)

housing

25.

The decisions you make in the next four years can affect the next _______________ years of your life.

a)

forty

b)

ten

c)

hundred

d)

two

e)

eighty

26.

96% of college students are determined to finish, but only 46% think they have enough _______________ to do so.

a)

money

b)

hours

c)

classes

d)

oomph

e)

determination

27.

Whether you graduate or not, you must start paying on your student loans _______________ months after you stop going to school.

a)

six

b)

three

c)

nine

d)

twelve

e)

eighteen

28.

No matter what, you should apply for as many _______________ as possible.

a)

scholarships

b)

loans

c)

classes

d)

colleges

e)

jobs

29.

When applying for _______________, you should never pay or give out your social security number.

a)

scholarships

b)

services

c)

colleges

d)

FAFSA

e)

unemployment

30.

Trade schools teach basic professional skills in _______________ years or less.

a)

two

b)

four

c)

six

d)

eight

e)

ten

31.

Out of the college students that drop out, 80% say that _______________ troubles were the main reason.

a)

financial

b)

marriage

c)

family

d)

friend

e)

greek

32.

College graduates who get a job in their career field might start out earning $35,000 to $_______________ per year.

a)

45,000

b)

55,000

c)

40,000

d)

50,000

e)

60,000

33.

There are tens of thousands of dollars available every year for scholarships that go _______________ because no one applies.

a)

unclaimed

b)

wasted

c)

out

d)

somewhere

e)

dispersed

34.

Most people are still paying on their student loans ten years or more after they stopped going and never got a(n) _______________.

a)

degree

b)

grade

c)

credit

d)

job

e)

home

35.

Trade schools are often _______________ than traditional colleges.

a)

cheaper

b)

pricier

c)

harder

d)

easier

e)

longer

36.

Only 1 in 5 college students have taken a personal _______________ course before going to college.

a)

finance

b)

cooking

c)

writing

d)

college

e)

accounting

37.

Including all graduates who are underemployed and unemployed, the average starting salary is $_______________ per year.

a)

27,000

b)

35,000

c)

43,000

d)

19,000

e)

51,000

38.

Most community college credits will _______________ to a four-year university.

a)

transfer

b)

charge

c)

dissipate

d)

drop

e)

cancel

39.

Student loan debt is the largest form of consumer debt outside of _______________.

a)

mortgages

b)

credit

c)

cars

d)

food

e)

clothes

40.

Trade schools can still get you into _______________ careers where you can earn a high income.

a)

successful

b)

dead-end

c)

terrible

d)

dumb

e)

executive

41.

83% of college students have a(n) _______________ card.

a)

credit

b)

debit

c)

driver's

d)

rewards

e)

Costco

42.

Student loans are the only thing that never goes away, even if you file for _______________.

a)

bankruptcy

b)

death

c)

forgiveness

d)

truancy

e)

divorce

43.

Your degree will only show the university you _______________ from and not the community college you started with.

a)

graduated

b)

transferred

c)

started

d)

dropped

e)

switched

44.

The average repayment period for one student loan is _______________ years, if you make minimum payments.

a)

ten

b)

five

c)

fifteen

d)

twenty

e)

twenty-five

45.

A lot of community colleges and government programs will offer _______________ certification programs for jobs in need.

a)

free

b)

expensive

c)

no

d)

lengthy

e)

difficult

46.

Most people haven’t read a(n) _______________ since they graduated high school.

a)

book

b)

magazine

c)

blog

d)

comment

e)

menu

47.

It’s so common for people to say student loans are _______________ debt, but car loans and credit cards aren’t.

a)

good

b)

bad

c)

avoidable

d)

required

e)

inevitable

48.

The average cost for room and board is about $9,500 each year for most in-state _______________ universities.

a)

public

b)

private

c)

community

d)

junior

e)

out-of-state

49.

Several _______________ scholarships will add up quickly and could pay for more than you think.

a)

small

b)

large

c)

easy

d)

difficult

e)

grant

50.

When it comes to college, and life in general, _______________ is not the answer.

a)

debt

b)

education

c)

cash

d)

graduating

e)

learning

51.

3 out of 5 college students with credit cards will _______________ them the first year they have them.

a)

max

b)

min

c)

use

d)

cancel

e)

pay

52.

Almost 70% of college students graduate with _______________.

a)

debt

b)

degrees

c)

credits

d)

loans

e)

nothing

53.

Students who work up to 20 hours a week typically earn _______________ grades than students who don’t work at all.

a)

higher

b)

lower

c)

same

d)

more

e)

less

54.

_______________ are given out and you don’t have to pay them back, unless you withdraw from school.

a)

Grants

b)

Scholarships

c)

Loans

d)

Degrees

e)

Credits

55.

On the job training will allow you to learn by doing the things you need to know instead of learning from a(n) _______________.

a)

textbook

b)

teacher

c)

peer

d)

tutor

e)

college

56.

College students are the number _______________ target for identity theft.

a)

one

b)

two

c)

three

d)

four

e)

zero

57.

41% of student loan borrowers fall behind on their student loan payments in the first _______________ years of payments.

a)

five

b)

four

c)

three

d)

two

e)

one

58.

Working while going to school helps you develop good _______________ management skills so you don’t procrastinate.

a)

time

b)

money

c)

marriage

d)

business

e)

grade

59.

_______________ are given to you and you don’t have to pay them back for college.

a)

Scholarships

b)

Loans

c)

Cards

d)

Credits

e)

Degrees

60.

_______________ degrees will allow you to finish in two years.

a)

Associate's

b)

Bachelor's

c)

Master's

d)

Doctorate

e)

Technical

61.

In recent years, more young adults have filed for _______________ than have graduated from college.

a)

bankruptcy

b)

credit

c)

loans

d)

transfers

e)

withdrawals

62.

The _______________ you get while going to college is what makes college worth going to.

a)

knowledge

b)

degrees

c)

credits

d)

experiences

e)

maturity

63.

To help pay for college, you should plan on _______________ while you attend college.

a)

working

b)

partying

c)

studying

d)

testing

e)

attending

64.

Student loans are given to you and you must _______________ after you stop going to college.

a)

repay

b)

accept

c)

forget

d)

return

e)

borrow

65.

_______________ are a way to get started at a job almost right away, as long as you pass the test.

a)

Certifications

b)

Degrees

c)

Technicals

d)

Militaries

e)

Trainings

66.

1 out of 4 college students have had their personal information _______________.

a)

compromised

b)

hidden

c)

guarded

d)

inspected

e)

audited

67.

Student loan debt can delay or completely stop you from pursuing your _______________.

a)

dreams

b)

spouse

c)

career

d)

degree

e)

master's

68.

_______________ are the best time to work hard and save up a good amount of cash for the next semester.

a)

Summers

b)

Weekdays

c)

Weekends

d)

Holidays

e)

Vacations

69.

_______________ are given to students based on academic or athletic achievements.

a)

Scholarships

b)

Grants

c)

Loans

d)

Degrees

e)

Majors

70.

_______________-education is an option other than college, but it requires a ton of motivation and resourcefulness.

a)

Self

b)

Career

c)

Technical

d)

Associate

e)

Trade

71.

Your net worth is the average of the 5-10 _______________ people you hang out with the most.

a)

closest

b)

youngest

c)

oldest

d)

richest

e)

poorest

72.

_______________ sometimes take out student loans to pay for a student’s college education.

a)

Parents

b)

Friends

c)

Teachers

d)

Neighbors

e)

Strangers

73.

Most employers don’t care where you go to college, they just want to know you _______________.

a)

graduated

b)

partied

c)

rushed

d)

attended

e)

paid

74.

Never skip a scholarship because it seems too _______________.

a)

small

b)

large

c)

difficult

d)

easy

e)

cliche

75.

Some jobs in the military will pay you and pay for you to get a(n) _______________ you can use when you get out.

a)

certification

b)

degree

c)

experience

d)

family

e)

job

76.

On average, students owe more than $27,000 by the time they _______________ college.

a)

graduate

b)

begin

c)

quit

d)

transfer

e)

apply

77.

Going to school doesn’t mean anything, but _______________ something while you’re there means something.

a)

learning

b)

experiencing

c)

rushing

d)

partying

e)

working

78.

The average cost for an in-state _______________ university is around $8,600 each year.

a)

public

b)

private

c)

community

d)

graduate

e)

medical

79.

The _______________ you can fill out the FAFSA, the better because they are first come, first serve.

a)

sooner

b)

later

c)

more

d)

less

e)

better

80.

_______________ service may not be for everyone, but it helps a lot of people get through college debt free.

a)

Military

b)

Community

c)

Free

d)

Tutoring

e)

Catering

81.

Most people use student loans and will tell you student loans are _______________ debt.

a)

good

b)

bad

c)

expensive

d)

cheap

e)

required

82.

Getting a degree doesn’t mean anything, but _______________ something while you’re getting that degree does mean something.

a)

learning

b)

earning

c)

experiencing

d)

building

e)

starting

83.

The average cost for room and board is about $9,500 each year for most in-state _______________ universities.

a)

public

b)

private

c)

community

d)

technical

e)

graduate

84.

_______________ loans are given to mostly any student who applies for them.

a)

Student

b)

Car

c)

Home

d)

Credit

e)

Personal

85.

The _______________ can give you valuable skills employers look for while serving your country at the same time.

a)

military

b)

college

c)

prison

d)

tuition

e)

training

86.

About 60% of people who attend college are _______________ money to pay for the costs.

a)

borrowing

b)

paying

c)

spending

d)

loaning

e)

fundraising

87.

Your degree is mostly _______________, but the knowledge you get is valuable.

a)

worthless

b)

optional

c)

cheap

d)

useful

e)

necessary

88.

The average cost for a(n) _______________ university is around $29,000 each year.

a)

private

b)

public

c)

community

d)

non-profit

e)

for-profit

89.

Once the money designated for scholarships and grants are given out, you will have _______________ chance of getting money.

a)

zero

b)

every

c)

some

d)

little

e)

good

90.

Starting your own business doesn’t require any _______________.

a)

college

b)

loans

c)

scholarships

d)

grants

e)

money

91.

The average millionaire reads a nonfiction book every _______________.

a)

month

b)

year

c)

day

d)

week

e)

decade

92.

In our economy, _______________ is the currency that will get you where you want to go.

a)

knowledge

b)

dollars

c)

money

d)

work

e)

labor

93.

The average cost for an out-of-state _______________ university are around $21,700 each year.

a)

public

b)

private

c)

community

d)

medical

e)

technical

94.

Student loan payments begin _______________ months after you stop attending school, even if you don’t graduate.

a)

six

b)

five

c)

four

d)

three

e)

two

95.

_______________ degrees don’t require you to take the same basics that are required at four-year universities.

a)

Associate's

b)

Bachelor's

c)

Master's

d)

Doctorate

e)

Community

96.

The _______________ in your life influence your career, decisions, relationships, and how you spend your money.

a)

friends

b)

coworkers

c)

teachers

d)

neighbors

e)

officials

97.

Getting a student loan can be compared to getting a(n) _______________ loan.

a)

car

b)

home

c)

college

d)

personal

e)

credit

98.

One thing you can do to help pay for college is to get good _______________ while you’re in high school.

a)

grades

b)

classes

c)

friends

d)

teachers

e)

parents

99.

You need to remember to fill out the FAFSA every _______________ you attend college.

a)

year

b)

month

c)

semester

d)

time

e)

minute

100.

If you plan to start your own business, try to learn from other business owners and don’t be afraid to ask for _______________.

a)

help

b)

money

c)

credits

d)

buildings

e)

grants