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4.06 Econ Review

Total questions: 25

Worksheet time: 50mins

Name
Class
Date
1.

If unemployment increases to record levels (more people do not have job), the economy is in...

a)

a peak

b)

contraction

c)

expansion

d)

a summit

2.

An example of a natural monopoly product is...

a)

a car

b)

a banana

c)

gasoline

d)

electricity service

3.

Imagine that this graph represents the equilibrium price for strawberries. What will happen if the price is set at the level of point B?

a)

shortage of strawberries

b)

surplus of strawberries

c)

price will rise to meet equilibrium

d)

price will fall to meet equilibrium

4.

Which of the following is NOT a reason that the government creates laws to regulate business practices?

a)

to raise tax revenue

b)

to stabilize prices

c)

to keep unemployment low

d)

to promote economic growth

5.

The federal reserve meets in...

a)

New York City

b)

Boston

c)

Chicago

d)

Washington, D.C.

6.

What part of the Federal Reserve has the most impact on the money supply?

a)

Federal Open Market Committee

b)

Federal Reserve Regional Bank

c)

Board of Governors

d)

Member Banks

7.

When the price for an item is set above the equilibrium price, what is most likely to happen?

a)

a surplus

b)

a shortage

c)

economic loss

d)

economic growth

8.

American consumers benefit from Federal Reserve oversight because they...

a)

want prices to stay low

b)

often borrow more money than they can pay back

c)

prefer to pay fewer taxes

d)

trust banks to keep their money safe

9.

Credit unions differ from member banks because they...

a)

are exempt from government oversight

b)

are not regulated

c)

do not have stock in Federal Reserve Banks

d)

serve customers all over the nation

10.

If the economy is operating at point B, the U.S. Congress is most likely to enact...

a)

expansionary fiscal policy

b)

contractionary fiscal policy

c)

expansionary monetary policy

d)

contractionary monetary policy

11.

How does the U.S. government promote economic growth?

a)

decreasing taxes and spending

b)

decreasing taxes and increasing spending

c)

increasing taxes and spending

d)

increasing taxes and decreasing spending

12.

How are national debt and deficit related?

a)

the national debt is made up of deficits

b)

the national debt is the sum of state deficits

c)

a deficit is the sum of national debts

d)

a deficit is money owed to state by the federal government

13.

Which of the following could happen as a result of decreased federal spending?

a)

advances in NASA's space program

b)

fewer social programs

c)

increased national debt

d)

increased government regulation

14.

Which of the following is NOT a result of the federal government spending more than it earns?

a)

budget deficits

b)

increased national debt

c)

increased taxes

d)

budget surpluses

15.

Which of these is necessary to balance the annual budget?

a)

revenue greater than spending

b)

revenue less than spending

c)

revenue equal to spending

d)

no national debt

16.

Which of the following terms means "laws that control businesses?"

a)

monetary policy

b)

fiscal policy

c)

regulations

d)

price stability

17.

GDP stands for...

a)

Gross Domestic Product

b)

Gross Daily Profit

c)

Government Deregulation Policy

d)

Growth Dividend Pricing

18.

What phase is the economy in if GDP and inflation are increasing and unemployment is decreasing?

a)

expansion

b)

contraction

c)

peak

d)

trough

19.

Each full business cycle usually takes around...

a)

10-20 years

b)

90-100 years

c)

6-8 months

d)

3-5 years

20.

What do economists call a period where both inflation and unemployment are high?

a)

stagflation

b)

peak

c)

contraction

d)

expansion

21.

The minimum wage is an example of...

a)

price control

b)

stagflation

c)

surplus

d)

equilibrium price

22.

Members of the Federal Reserves Board of Governors get their jobs by...

a)

election

b)

presidential appointment

c)

being the CEO of a member banks

23.

The total money available in the national economy is called...

a)

money supply

b)

surplus

c)

GDP

d)

budget

24.

Which of these is NOT a tool of monetary policy?

a)

discount rate

b)

reserve requirement

c)

open market operations

d)

raising taxes

25.

Inflation is rising and the sale of new cars is down nationwide. How would the Federal Reserve change the reserve requirement to address this problem?

a)

increase the reserve requirement

b)

decrease the reserve requirement

c)

changing the reserve requirement would not impact this situation