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Savings accounts

Total questions: 9

Worksheet time: 5mins

Name
Class
Date
1.

What is a savings accounts?

a)

A savings account is a basic type of financial product that allows you to deposit your money and typically earn a modest amount of interest

b)

A savings account is a separate bank account for your business that is strictly used for payroll

c)

A savings account is a deposit account held at a financial institution that allows withdrawals and deposits.

2.

With savings accounts can you use the money using a debit card?

a)

TRUE

b)

FALSE

3.

Can you lose money in a savings account?

a)

No, You’ll never lose the money you have saved

b)

it is up to the FDIC

c)

If you stop using the card for a while, you lose the money

4.

It's a Savings accounts advantage ...

a)

Savings accounts are generally interest-bearing, meaning you will earn interest on the money you save in the account.

b)

savings account let you make up to six withdrawals or transfers per statement cycle.

c)

You don’t need a large amount of money to open a savings account, and you also have easy access to your money

d)

All the answers are correct

5.

in savings accounts there are some limits when making a transaction, this statement is:

a)

TRUE

b)

FALSE

c)

I DON'T KNOW

6.

Features about the saving accounts:

a)

You can use a debit card

b)

Have online bill pay

c)

Earn interest

d)

All ATM withdrawal and online transfer are unlimited

7.

When you open a savings account at a bank or credit union and deposit money into the account, the bank then pays you interest on your balance?

a)

TRUE

b)

FALSE

8.

With which methods you can continue adding money to savings:

a)

Direct deposit

b)

Wire transfers from another bank account

c)

Cash or check deposits at a branch

d)

All are correct

9.

When you want to set aside money for future needs and goals, a savings account may be the best option, this statement is:

a)

FASLSE

b)

TRUE