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WorksheetsPrarambh Batch Pre Test
Total questions: 20
Worksheet time: 20mins
What is loan ?
Sum of money that one or more individuals or companies borrow.
Borrower incurs a debt.
Borrower & the Bank must agree on the terms of the loan.
All of the above
How many type of loan do we have ?
Secured
Unsecured
Both
Was Credit score is a criterial of loan ?
Yes
No
Home Loan is a Secured Loan ?
True
False
How many types of Interest Rates are there ?
Fixed
Floating
Floating & Fixed Both
None of the above
80% value of 60lac is ______ ?
12lac
24lac
36lac
48lac
what if the full form of CIBIL
Credit Information Bureau (India) LTD
Credit Investigation Bureau (India) LTD
Credit Investigation Billing (India) LTD
None Of the above
What is moratorium ?
a legally authorized period of delay in the performance of a legal obligation or the payment of a debt
a waiting period set by an authority
Both
what is home loan ?
A home loan is a secured loan that is obtained to purchase a property by offering it as collateral
Loan Provided by borrower
Loan provided by lender
Who is lender ?
A lender is who take money from bank
A lender is a person or an institution that lends money to people
Both
Can customer transfer his/her loan to different bank ?
No
yes
May be
By when bank of baroda is founded ?
20-Jun-1908
20-Jul-1908
19-jul-1969
19-jun-1969
in which state corporate office of BOB located ?
New Delhi
Gift City
Mumbai
Banglore
Unsecured Loans means ?
Backed by Collaterals
Not have to offer collaterals
Both
None of the above
Can we give Home Loan to NRI's ?
Yes
No
what is the minimum age required of applicant to process home loans ?
20yrs
21yrs
25yrs
18yrs
Can we add Close Relatives as an Co-applicant of home loan
yes
no
Can we process 27yrs old unit for home loan ?
Yes
No
Can we sale home loan to customer without giving service ?
No
Yes
What is the full form of GPA ?
Group Personal App
Group Personal accident
Ground Personal accident
