WorksheetsIRA Refresher-Quiz 1
Total questions: 19
Worksheet time: 10mins
Member already has an IRA account established and requests to put $5,000.00 into a new 12-month CD under the same main share.
Who can help?
IRA Trained SRs
Branch Specialists
Tax Advisor
Member mentions that they currently have an IRA or other retirement plan at an outside financial that they would like to move to Centris.
Who can help?
IRA Trained SRs
Branch Specialists
Tax Advisor
Our member can't seem to locate their IRA tax-forms. They come into your branch to request a new copies be provided.
Who can help?
IRA Trained SRs
Branch Specialists
Tax Advisor
Our member has sadly passed away. Their spouse stops by your branch to notify Centris and requests payout of funds from the decedents IRA.
Who can help?
IRA Trained SRs
Branch Specialists
Tax Advisor
Member would like to update their beneficiary designations on their IRA account.
Who can help?
IRA Trained SRs
Branch Specialists
Tax Advisor
Member receives their end of year IRA tax forms and notices that they contributed more than the allowed amount. They are requesting this be corrected to prevent being penalized by the IRS.
Who can help?
IRA Trained Srs
Branch Specialists
Tax Advisor
Member stops into the branch to ask how much they are required to take for their annual RMD payment.
Who can help?
IRA Trained Srs
Branch Specialists
Tax Advisor
You notice a member has an inherited IRA account established and they are requesting to have funds taken out as the beneficiary.
Who can help?
IRA Trained SRs
Branch Specialists
Tax Advisor
Member requests to have $1,000.00 from their Centris checking account transferred to their established IRA savings.
Who can help?
IRA Trained SRs
Branch Specialists
Tax Advisor
Member is wanting to verify who they currently have listed as a beneficiary on their IRA account.
Who can help?
IRA Trained SRs
Branch Specialists
Tax Advisor
Member understands the difference between the Traditional and Roth IRA savings options we provide, however, they are unsure which they should open.
Who can help?
IRA Trained SRs
Branch Specialists
Tax Advisor
Member asks for guidance on how much they should withhold for Federal and State taxes when completing an IRA withdrawal.
Who can help?
IRA Trained SRs
Branch Specialists
Tax Advisor
Member wants to establish a brand new IRA but is not sure if they are eligible. Who can help?
IRA Trained SRs
Branch Specialists
Tax Advisor
Which of the following statements are true regarding IRA Transactions?
Select all that apply.
Centris can withhold state taxes from a IRA withdrawal if member lives outside of NE or IA
Partial withdrawals are always allowed to be taken from a pre-mature IRA certificate penalty-free
Individuals, Trusts, Charities and/or other Entities can be listed as Beneficiary/POD on an IRA
Annual contribution limits for Trad. & Roth IRAs are $6,000 or $7,000 if you are age 50 or older
Additional Federal and State taxes cannot be withheld on a Roth IRA since funds are already post-taxed.
True
False
A Branch Specialist request must be submitted to unlock Managers/SRs from IRAdirect.
True
False
You have a member in office (or on the phone) and need to ask a Branch Specialist a quick question.
What is the best methods for contact?
Individual message or call to one of the Branch Specialists who appear readily 'available'
Branch Specialists group email, teams, or phone extension
Blind member transfer
Submit an opportunity in Keystone
What type of IRA accounts does Centris currently offer?
Select all that apply.
Inherited IRAs
Traditional IRAs
Roth IRAs
SEP IRAs
Which product(s) are NOT offered on an IRA account at Centris?
Select all that apply.
Regular/Jumbo Certificates
Checking
Savings
Certificate & Savings Bundle
Jump-Up Certificates
