WorksheetsMetLife Income Protection
Total questions: 10
Worksheet time: 8mins
What are the 3 Covers under MortgageSafe
Core, Essentials, Essentials Plus
Mortgage Safe
Mortgage Core
Mortgage Rent
Core 12
Essential 12
Essential 24
Mortgage Safe
Mortgage Plus
Essential
How much is th incease in premium for monthly benefit above £250 per month?
It depends on the Cover
£0.10 per £50 benefit
£0.10 per £50 benefit for Essential 12 and 24
No Increase
True or False. There is no medical underwriting upon application for MortgageSafe Core.
True
False
When does the deferred period starts for MortgageSafe Covers?
From the day the client was able to prove he is unable to work
From the date the claim was filed
Based on the date indicated in the sicknote
B and C
How much is the maximum benefit level available to clients on MortgageSafe?
up to 110% of the monthly mortgage repayment amount
up to 75% of the monthly mortgage repayment amount
up to 100% of the monthly gross income
B and C
If the client's mortgage repayment has changed, can he request to increase or decrease his benefit without undergoing medical underwriting?
Yes
No
It's a case to case basis
What is EverydayProtect?
Protection that provides a lump sum by mixing and matching covers
Protection that provides a lump sum if client suffers an injury, die or have to spend time in a UK hospital as a result of an accident.
A great Value add service that provides monthly benefit
All of the above
What are the 3 optional cover for EverydayProtect?
Core
Essential 12
Essential 24
CIC
TPD
Hospitalisation
Child Cover
Active Lifestyle Cover
Specialist Healthcare Cover
B and C
At what age will the child be covered for Optional Child Cover?
from 6 months to their 17th birthday
1 yr old, (23rd birthday if in education, unpaid traineeship /apprenticeship)
0 -17 years old, (23rd birthday if in education, unpaid traineeship /apprenticeship)
from 6 months to their 18th birthday (23rd birthday if in education, unpaid traineeship /apprenticeship)
True or False. For EverydayProtect, hospital stays must be for at least 24 hours in order for benefit to be payable
True
False
