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Health Insurance Quiz 9

Total questions: 20

Worksheet time: 10mins

Name
Class
Date
1.

What is the name of the Super top up by Care?

a)

Care Enhance

b)

Care Shield

c)

Care Super

d)

Care Protector

2.

Which of these super top-up policies have a restriction on the room rent? (Multi-select)

a)

Care Enhance

b)

Niva Bupa Health Recharge

c)

HDFC Medisure

d)

ICICI Lombard Health Booster

3.

What is the PED waiting period in Care Enhance super top-up policy?

a)

4 years

b)

3 years

c)

2 years

d)

Depends on the base policy

4.

Does Care Enhance Super top-up cover you for AYUSH treatment?

a)

No

b)

Yes

5.

What is the maximum entry age for Care Enhance Super top-up policy?

a)

No Limit

b)

18

c)

65

d)

81

6.

What is the maximum entry age for a dependent child in Care Enhance Super top-up policy?

a)

24

b)

25

c)

26

d)

30

7.

Do you have a co-payment in Care Enhance Super top-up policy?

a)

Yes, if bought after the age of 61

b)

Yes-once we turn 61

c)

Yes

d)

No

8.

Which of these Super top-ups provide a bonus for every claim-free year?

a)

Niva Bupa health Recharge

b)

HDFC Medisure

c)

Care Enhance

d)

None of them

9.

Is there any co-payment in the HDFC Medisure Super top-up policy?

a)

Yes, for people above the age of 80

b)

Yes-if bought after the age of 60

c)

Yes-if bought after the age of 61

d)

No

10.

What is the room type restriction in the HDFC Medisure Super top-up policy?

a)

No restriction

b)

Any room but a suite

c)

Single private AC room

d)

Single private room

11.

What is the maximum capping on the cover amount in HDFC Medisure Super top-up policy?

a)

20L

b)

25L

c)

30L

d)

50L

12.

Which of these super top-up policies provides a free health check-up every year?

a)

Care Enhance

b)

All of them

c)

Niva Bupa Health Recharge

d)

HDFC Medisure

13.

Which of these super top-up policies provide you with the AYUSH benefit?

a)

Niva Bupa health Recharge

b)

None of them

c)

Care Enhance

d)

HDFC Medisure

14.

What is the maximum deductible one can opt for in Niva Bupa Health recharge policy?

a)

10L

b)

5L

c)

7.5L

d)

15L

e)

20L

15.

Which among these Super top-up policies has no co-payment at all?

a)

Niva Bupa health Recharge

b)

None of them

c)

Care Enhance

d)

HDFC Medisure

16.

When will the insurer cover your pre-hospitalization expenses in the Care freedom policy?

a)

From the beginning of the policy year.

b)

90 days prior

c)

30 days prior

d)

60 days prior

17.

Till when will the insurer cover your post-hospitalization expenses in the Care freedom policy?

a)

One month after renewal

b)

till the end of the policy year

c)

90days

d)

60 days

18.

What amount is reimbursed for pre & post-hospitalization in Care Care policy?

a)

Maximum up to 5% of SI for 30 & 60 days

b)

Maximum up to 7.5% of SI for 30 & 60 days

c)

Maximum up to 10% of SI for 30 & 60 days

d)

Upto SI for 30 & 60 days

19.

What is the maximum entry age in Care Care policy?

a)

Lifetime

b)

36

c)

65

d)

80

20.

How does the PED buyback rider work in the Care Care policy?

a)

Reduction from 48 to 24 months

b)

Reduction from 36 to 12 months

c)

Reduction from 36 to 24 months

d)

Reduction from 48 to 12 months