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Worksheets

Banking Laws and Practices

Total questions: 15

Worksheet time: 5mins

Name
Class
Date
1.

In the classroom discussion related to Too Big to fail was pertaining to _______

a)

Yes Bank

b)

Bank of America

c)

SBI

d)

Bank of Baroda

2.

The Company Law in India was enacted in________

a)

1956

b)

1913

c)

1850

d)

1992

3.

Following was not one of the reasons for the failure of Banking industry in 1913

a)

The low proportion of liquid assets

b)

Connected lending practices

c)

No regulations over banks

d)

Negligence of British Government

4.

In 1913,_______ committee looked into the issue of Banking failures.

a)

Royal Commission

b)

Hilton Young

c)

Indian Central Banking Enquiry Committee

d)

Edward Committee

5.

________Act made a Comprehensive enactment, applicable only to the banking sector.

a)

RBI Act 1934

b)

Banking Regulation Act 1949

c)

Indian Companies Act, 1913

d)

Banking Companies Act 1949

6.

The original name of Banking Regulation Act, 1949 was ________

a)

Banking Companies Act

b)

Bank Regulation Act

c)

RBI Act

d)

Indian Companies Act

7.

“Banking” is defined as - Accepting deposits of money from public for the purpose of lending or investing which are repayable on demand or otherwise, and can be withdrawn by ________

a)

cheque, draft or otherwise.

b)

drafts, cheque and otherwise

c)

otherwise, drafts, and cheque

d)

cheque, draft or RTGS

8.

The Banking Regulation Act, 1949 is not applicable to a primary agricultural society, __________ and any other cooperative society.

a)

Land mortgage bank

b)

A co-operative land mortgage bank

c)

Co-operative Banks

d)

Payment Banks

9.

Business of the banks can be broadly divided as _________

a)

Basic and Agency Business

b)

Primary and General Utility Business

c)

General Utility and Agency Business

d)

Basic and General Utility Business

10.

Buying or selling or bartering of goods is allowed by Banks.

a)

True

b)

False

11.

The amount of capital required to start banking business is with reference to ______

a)

Net Worth of the company

b)

Place of Business

c)

Business of the company

d)

Scale of Business

12.

Capital required for Full fledged Private Banks is Rs. _____ Crore.

a)

100

b)

250

c)

300

d)

500

13.

RBI can not decide the advances given by the banking companies.

a)

True

b)

False

14.

In case of cancellation of license of the bank by , bank can appeal to (a)  

15.

Major amendment to include co-operative banks under Banking Regulation Act 1949 was done in (a)