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Worksheets

DMP, SMART Goals, & VWN

Total questions: 59

Worksheet time: 44mins

Name
Class
Date
1.

The process of making a choice or solving a problem.

a)

Experience

b)

Decision Making

c)

Values

d)

Integrity

2.

The beliefs that guide the way a person lives.

a)

Values

b)

Decision

c)

Character

d)

Role Model

3.

What is the FIRST step of the decision-making process?

a)

make a plan! 

b)

make a decision 

c)

determine need or want 

d)

evaluate choices 

4.

Which of these is not part of the decision making process?

a)

Gather information

b)

Consider the consequences

c)

Evaluate the results

d)

Agonize

5.

A ________________ is something that happens as a result of a particular action or set of conditions

a)

Technology

b)

Warranty

c)

Resource

d)

Consequence

6.

Developing a thorough plan of action prior to deciding what to do is called a ____________________.

a)

Complaint

b)

Comparison Shopping

c)

Decision-making Process

d)

Budget

7.

They often only involve you, and they have few possible negative consequences

a)

Minor Decisions

b)

Major Decisions

c)

Prefrontal Cortex

d)

Criteria

8.

They require serious thought and should be made in an orderly way, these decisions have a greater impact on your life

a)

Values

b)

Limbic System

c)

Minor Decisions

d)

Major Decisions

9.

The standards in which you base your decisions

a)

Self-Image/Self-Concept

b)

Dopamine

c)

Criteria

d)

Responsible

10.

What is opportunity cost?

a)

the value of the next best option that is not selected when a choice is made.

b)

there is not enough of it.

c)

things people make to earn money.

d)

actions people do to earn money.

11.

Which is a need?

a)

iPhone

b)

medication

c)

coffee

d)

Ray-Ban sunglasses

12.

These are the things we desire to have.

a)

Wants

b)

Goals

c)

Opportunity Costs

13.

When "wants are greater than the resources available to satisfy them," it is called...

a)

Scarcity

b)

Needs

c)

Opportunity Cost

d)

None of these answers

14.

When you make a choice, you often have to give up other options...those things are called the...

a)

Opportunity Cost

b)

Missed Opportunities

c)

Misused Resources

d)

Scarce Options

15.

Which one of the following is an opportunity cost?

a)

You stay out late and your parents ground you.

b)

You run a red light and you get a ticket.

c)

You choose to give up math to study for history.

d)

In a softball game, you miss the ball and strike out.

16.

A student decides to buy a ticket for a concert instead of buying a new shirt. What is the opportunity cost of buying the ticket?

a)

the concert

b)

the price of the ticket to the concert

c)

the shirt

d)

the time spent purchasing the ticket

17.

All except the following is a step in the decision making process

a)

Evaluate the decision

b)

Flip a coin

c)

List all your alternatives

d)

Carry out the decision

18.

True or false: The decision-making process is used only for big, important decisions.

a)

True

b)

False

19.

True or false. A decision will affect only the person who makes it.

a)

True

b)

False

20.

True or false: A poor decision can be a learning experience.

a)

True

b)

False

21.

Belief or practice of what is important, desirable and worthwhile to an individual.

a)

Need

b)

Well-being

c)

Value

d)

Want

22.

Something that is

unnecessary to life, but desired.

a)

Need

b)

Well-being

c)

Value

d)

Want

23.

An item that is necessary for life

a)

Need

b)

Well-being

c)

Value

d)

Want

24.

Which option is a Need?

a)

Car

b)

Hot Tub

c)

Nike Sneakers

d)

Ipod

25.

What is an example of Wants

a)

Cell Phone

b)

Water

c)

Food

d)

Shelter

26.

Guides individuals to think through all components of making a good decision for a major decision

a)

major decisions

b)

decision‐making process

c)

routine decisions

d)

well‐being

27.

Have long‐term effects on a person’s life. They should be made very carefully and with a lot of thought.

a)

major decisions

b)

decision‐making process

c)

routine decisions

d)

well‐being

28.

Impacts an individual’s or family’s well‐being

a)

major decisions

b)

decision‐making process

c)

routine decisions

d)

decision

29.

The state of being happy, healthy and prosperous

a)

major decisions

b)

Well-being

c)

routine decisions

d)

decision

30.

Made on a daily basis and don’t require a lot of time to think through

a)

major decisions

b)

Well-being

c)

routine decisions

d)

decision

31.

determine all the choices you have

a)

Identify the Problem

b)

Identify Alternatives

c)

Decide

d)

Evaluate the Results

32.

know the problem or question before searching for an answer

a)

Identify the Problem

b)

Identify Alternatives

c)

Decide

d)

Evaluate the Results

33.

make the best choice after thinking about all of the consequences.

a)

Identify the Problem

b)

Identify Alternatives

c)

Decide

d)

Evaluate the Results

34.

this will help in making better decisions in the future.

a)

Identify the Problem

b)

Identify Alternatives

c)

Decide

d)

Evaluate the Results

35.

What is an example of a Major Decision?

a)

What to wear in the morning

b)

Saving for a family vacation

c)

What to pack for lunch

d)

Where to sit on the school bus

36.

Specific objectives to be accomplished through financial planning.

a)

short‐term goal

b)

goal

c)

education goals

d)

financial goals

37.

The end result of something a person intends to acquire, achieve, do, reach or accomplish.

a)

short‐term goal

b)

goal

c)

education goals

d)

Financial goals

38.

Achieve in a time period of less than one year.

a)

short‐term goal

b)

goal

c)

Values

d)

education goals

39.

Achieve in a time period of more than one year.

a)

short‐term goal

b)

goal

c)

Long-term goal

d)

education goals

40.

Help individuals prepare for success in the workplace.

a)

short‐term goal

b)

goal

c)

Long-term goal

d)

education goals

41.

The following elements describe a SMART goal

a)

Specific, Measurable, Attainable, Realistic, Time Bound

b)

Short, Measurable, Action, Realistic, Time Bound

c)

Specific, Monetary, Attainable, Recognize, Temporary

d)

Short term, Mandatory, Attainable, Repetition, Timely

42.

The loss of potential gain from other alternatives when one alternative is chosen

a)

personal financial planning

b)

opportunity cost

c)

goals

d)

demand

43.

A balance achieved between two desirable but incompatible features; a compromise.

a)

opportunity cost

b)

trade-off

c)

value

d)

want

44.

What does the S stand for in SMART GOALS

a)

Specific

b)

Special

c)

Standard

d)

Sports

45.

What does the M stand for in SMART Goals

a)

Mighty

b)

Mediocre

c)

Measurable

d)

Most

46.

What does the A in SMART stand for?

a)

Attainable - a goal must be reachable; you CAN do it.

b)

Admirable - a goal must impress people.

c)

Artistic - a goal must be creative.

d)

Academic - a goal must be scholarly and oriented towards learning.

47.
What does the R in SMART stand for?
a)
Responsible -a goal must allow you to take charge.
b)

Relevant - a goal must be something that is important to YOU

c)
Respectful - a goal must allow you to be kind and polite.
d)
Repeatable - you must be able to do the goal over and over again.
48.
What does the T in SMART stand for?
a)

Timely - the goal must be reached within a specific length of time.

b)
Thoughtful - a goal must take into account the feelings of others.
c)
Transferable - a goal should be able to be shared with other people.
d)
Trust-worthy - a goal should be worthy.
49.

Why is it important that your goals have deadlines?

a)

You need details.

b)

So you can tell if you have accomplished it or not.

c)

So you know what you are trying to accomplish.

d)

So you will actually work towards achieving it in a timely manner.

50.

Who should set your goals?

a)

Mom

b)

You

c)

Your teacher

d)

Your best friend

51.

Why is goal setting important for EVERYONE?

a)

It's inspiring to work towards things important to you.

b)

To help you succeed in life.

c)

To help your life stay on the track you want it to go.

d)

All of the above.

52.

Why is "I will eat healthy this week" not a SMART goal?

a)

Not attainable.

b)

Not time-bound.

c)

Not measurable or specific.

d)

It is a SMART goal.

53.

I will score 15 soccer goals this season.

a)

SMART goal

b)

NOT a SMART goal

54.

I will learn to play the drums.

a)

NOT a SMART goal

b)

SMART goal

55.

Why is it important that SMART goals are measurable

a)

So you know exactly what you are trying to accomplish

b)

So you know when you have accomplished it or not

c)

So you have a deadline you are working within

d)

So it is something you care about

56.

I will get all A's these 9 weeks.

a)

SMART goal

b)

NOT a SMART goal

57.

"We want to make lots of money with our lemonade stand by the end of the day," is missing...

a)

Timely

b)

Relevant

c)

Specific

d)

Attainable

58.

"I want to run faster than the speed of light by the time I am 20" is a bad goal because...

a)

It is not Specific.

b)

It is not Relevant

c)

It is not Attainable.

d)

It is not Measurable.

59.

Setting goals will help you...

a)

Identify some specific steps to take to help work toward goals

b)

be the first in line to lunch

c)

help you make the basketball team

d)

fail science for the 2nd nine weeks