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Financial Literacy Chapter 3 Test

Total questions: 20

Worksheet time: 10mins

Name
Class
Date
1.

You will find satisfaction in your work if it is something you ______.

a)

Enjoy and find purpose in

b)

Hope to get promoted in

c)

Get paid a lot for even if you don't enjoy it

d)

Work from home

2.

What percentage of high school and middle school students plan to start their own businesses some day?

a)

10%

b)

25%

c)

30%

d)

40%

3.

An entrepreneur is someone who ____ and _____ his or her own business.

a)

conducts; evades

b)

starts; runs

c)

manages; circumvents

d)

closes; opens

4.

Find a job or a career that blends two things:

a)

Something you love to do and something that makes a lot of money

b)

Something you're good at and something you love to do

c)

Something that makes a lot of money and is tolerable

d)

Something that you have experience in already and something that is easy

5.

Having a college degree guarantees you a job.

a)

True

b)

False

6.

A _______ is made up of what you will get paid and your benefits.

a)

Benefits enrollment plan

b)

Human resources provider plan

c)

Compensation package

d)

Complimentary package

7.

Research indicates that if you earn a college degree, you could make anywhere from _____ to _____ more per year.

a)

$5,000 - $10,000

b)

$7,000 - $15,000

c)

$10,000 - $17,000

d)

$15,000 - $30,000

8.

How can you learn about the job you think you want to do?

a)

Read an article about the job you're interested in

b)

Avoid researching any other job possibilities

c)

Go to the library and research periodicals

d)

Find someone who is doing the job you think you want to do and ask them about it

9.

The first thing to do is to figure out a business idea that will make _____.

a)

money

b)

opportunities

c)

more businesses

d)

commission

10.

A great place to find information on jobs is the _______.

a)

Internet

b)

Phone book

c)

Job Opportunity Management System

d)

American Job Enterprise Search Engine

11.

The amount of money you get to take home after taxes and deductions is called what

a)

Net worth

b)

Income

c)

Take-home pay

d)

Profit

12.

The charge or fee for going to a school/college/university

a)

Scholarship

b)

Tuition

c)

College Expense

d)

A lot of money

13.

A "good" credit report or a high credit score doesn't mean you have a lot of money or you are good with money. It just means you have _____.

a)

Savings

b)

Checks

c)

Debt

d)

Credit

14.

If you pay with _____, you won't have to worry about paying anything else later.

a)

Cash

b)

Debt

c)

Credit

d)

Credit card

15.

A person or company who loans money

a)

Rich people

b)

Credit

c)

Bank

d)

Lender

16.

Financial aid that does not need to be repaid, awarded on the basis of academic, athletic, achievement, or other criteria.

a)

Scholarship

b)

Free money

c)

Grant

d)

Student Loan

17.

An unlimited amount of wants but limited resources is called a ______.

a)

Liability

b)

Big problem

c)

Consumer

d)

Scarcity

18.

Anything of value that is owned by an individual is a(n) _______.

a)

Asset

b)

Liability

c)

Investment

d)

Expense

19.

There are 5 foundations of saving money. What is the first one?

a)

Get out of debt

b)

Pay cash for your first car

c)

Build wealth and give

d)

Save a $500 emergency fund

20.

What percentage of personal finance is behavior?

a)

10%

b)

20%

c)

80%

d)

90%