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Paying for College Quiz

Total questions: 34

Worksheet time: 34mins

Name
Class
Date
1.
Scholarships are the only way to receive financial aid.
a)
True
b)
False
2.
Which of the following types of loans are considered the “best” loans?
a)
Private lender loans
b)
Unsecured loans
c)
Subsidized federal loans
d)
Unsubsidized loans
3.
What should you do once you receive financial aid packages from colleges?
a)
Accept the one with the largest total dollar offer
b)
Compare all offers, consider how much you will have to repay while in college and repayment schedule after graduation
c)
Accept whichever aid package your dream school offers
d)
Compare all offers and choose the offer with the fewest subsidized loans
4.

All of the following are costs of going to college EXCEPT...

a)

Tuition and fees

b)

Room and board

c)

Textbooks and school supplies

d)

Scholarships and grants

5.

When does the FAFSA filing period open every year?

a)

January 1st

b)

June 1st

c)

October 1st

d)

December 1st

6.

Why should you file the FAFSA as early as possible?

a)

It can help your chances of being accepted into schools

b)

Aid is given out on a first-come, first-serve basis

c)

You're guaranteed to get more merit-based scholarships

d)

You'll get a lower interest rate on federal student loans

7.

What kinds of aid are you eligible for by filing the FAFSA? (hint: choose 3 correct answers)

a)

Grants and Scholarships

b)

Private Student Loans

c)

Work-Study

d)

Federal Student Loans

8.

How do scholarships and grants differ?

a)

Scholarships are need-based; grants are merit-based

b)

Grants are private forms of aid; scholarships are federal

c)

Grants are need-based; scholarships are merit-based

d)

They're not different; they are one and the same

9.

Which is TRUE about the FAFSA?

a)

You only need to file the FAFSA 1x in your college career

b)

Your parents must earn below a set amount for you to apply

c)

You need to file it at the start of every quarter/semester

d)

There is no cost to file the FAFSA

10.

You are an education major, and part of your financial aid money is the money you earn as a tutor.

a)

scholarship

b)

grant

c)

work study

d)

loan

11.

You are majoring in chemistry and entering your third year of college. You receive money from the federal government through a program that awards financial aid to students majoring in science, technology, engineering and math.

a)

scholarship

b)

grant

c)

work study

d)

loan

12.

You receive $500 from the local cultural society.

a)

scholarship

b)

grant

c)

work study

d)

loan

13.

Your father lost his job and the family's income became much lower. You receive money from the government to pay for college.

a)

scholarship

b)

grant

c)

work study

d)

loan

14.

You work in an office on campus after class every day.

a)

scholarship

b)

grant

c)

work study

d)

loan

15.

You were a high school athlete. The university is paying your tuition while you play on the college team.

a)

scholarship

b)

grant

c)

work study

d)

loan

16.

Your mom works for a company that will pay 50% of your tuition at any in-state public college.

a)

scholarship

b)

grant

c)

work study

d)

loan

17.

The rate charged for borrowing money usually

expressed as a percent of the amount borrowed

a)

Exchange Rate

b)

Federal Rate

c)

Interest Rate

d)

Mortgage Rate

18.

The maximum time period over which you must repay your student loan -- currently between 10 and 30 years for Federal loans

a)

Lifetime

b)

Repayment Period

c)

Prepayment Period

d)

Loan Term

19.

A letter that outlines your financial aid package

from the college(s) to which you applied, detailing your

federal, state, institutional and private aid

a)

Acceptance Letter

b)

Cost of Attendance Letter

c)

Award Letter

d)

Delinquency Letter

20.

9. Arrange the steps in the financial aid process in the proper order from first step to last step.


I) Review Student Aid Report

II) Get tax information from two years prior

III) File FAFSA

IV) Receive Financial Aid AWard letter from colleges where you have been accepted

a)

III > I > II > IV

b)

II > III > I > IV

c)

II > I > III > IV

d)

I > III > II > IV

21.

What does FAFSA stand for?

a)

Federal Application for Free Student Aid

b)

Financial Application for Free Student Aid

c)

Financial Appeals for Fixed Subsidized Assets

d)

Free Application for Federal Student Aid

22.

The COA (Cost of Attendance) includes all of these except:

a)

Books & Supplies

b)

Housing & Transportation

c)

Gas & Car Insurance

d)

Tuition & Fees

23.

On this type of loan, the government will pay the interest on your student loan while you are in college and for the first 6 months after you graduate from college.

a)

Subsidized Loan

b)

Unsubsidized Loan

24.

Loans are money you have to pay back.

a)

True

b)

False

25.

What is work-study?

a)

A balance between work life and school life.

b)

Getting paid to study.

c)

An on-campus job.

d)

Working at Starbucks while attending college.

26.

How often do you need to complete the FAFSA?

a)

Every year.

b)

One time.

c)

Every other year.

d)

Prior-prior year.

27.

To earn this, you must complete a program that is at least two, but less than four, years of college usually at a community or technical college. Typically 60 credit hours.

a)

Associate's Degree

b)

Bachelor's Degree

c)

Master's Degree

d)

Doctorate

28.

To earn this, you must complete a Bachelor's degree and a Graduate degree, which usually only takes two years to complete

a)

Associate's Degree

b)

Bachelor's Degree

c)

Master's Degree

d)

Doctorate

29.

The amount colleges charge for each hour of class time, not including the costs of books and fees

a)

Room and Board

b)

Tuition

c)

Course Fees

d)

None of the above

30.

What is the main objective of a well-written professional resume?

a)

To expand your social media contacts

b)

To get a good grade from your teacher

c)

To get an interview with a perspective employer

d)

To get a response from a fellow employee

31.

You work 20 hours per week in the library at your college.

a)

A scholarship

b)

A grant

c)

Work Study

d)

Loan

32.
Kiera is in her last year of college at the University of Houston. She has a scholarship that pays 75% of her costs. Her classes cost $14,000 for the year. How much money does she still need to pay the costs not paid by her scholarship? 
a)
$75
b)
$10,500
c)
$14,000
d)
$3,500
33.
Jim wants to go to college. He does not have enough money to attend a four-year university, so he plans to attend El Paso Community College until he saves enough money to transfer to a university. Jim has $2,300 saved, but El Paso Community College costs $8,000 a year. He received a $1,000 grant and wants to work to earn 50% of the remaining cost. How much money does he need to earn from his job?
a)
$8,000
b)
$2,300
c)
$4,700
d)
$2,350
34.
Lisa has a scholarship that pays for 75% of her tuition for all four years she attends college. What is the total amount the scholarship is worth if Lisa’s classes cost $12,000 per year?
a)
$48,000
b)
$36,000
c)
$50,000
d)
$10,800