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Financial Literacy Vocabulary 1

Total questions: 12

Worksheet time: 6mins

Name
Class
Date
1.

A systematic plan for the spending of a usually fixed resource, such as money or time, during a given period.

a)

direct deposit

b)

savings account

c)

budget

d)

gross amount

2.

A formal banking relationship established to provide for depositing or withdrawing money.

a)

direct deposit

b)

bank account

c)

interest

d)

withholding tax

3.

Bank account used for payments via debit card, electronic withdrawal (ex. Zelle or Venmo), or written checks.

a)

savings account

b)

income

c)

gross amount

d)

checking account

4.

A plastic card from a bank or other institution authorizing the purchase of goods on credit.

a)

income

b)

credit card

c)

tax return

d)

bank account

5.

An agreement between a company and a bank which allows an employee’s paycheck to be deposited directly into his or her bank account.

a)

bank account

b)

credit card

c)

withholding tax

d)

direct deposit

6.

Total income or profit before deductions.

a)

interest

b)

gross amount

c)

budget

d)

bank account

7.

Amount left over after all deductions are taken out.

a)

savings account

b)

net amount

c)

income

d)

checking account

8.

The amount of money or its equivalent received during a period of time in exchange for labor or services.

a)

savings account

b)

direct deposit

c)

income

d)

budget

9.

Money earned on savings/investments OR money paid for the use of borrowing funds.

a)

savings account

b)

direct deposit

c)

interest

d)

withholding tax

10.

A bank account used to save money over a period of time that earns interest.

a)

checking account

b)

direct deposit

c)

savings account

d)

bank account

11.

A form that must be filed by a worker with the government to report the amount of taxes to be paid.

a)

withholding tax

b)

direct deposit

c)

income

d)

tax return

12.

Taxes that the federal, state, or local governments deduct from a worker’s paycheck.

a)

net amount

b)

withholding tax

c)

gross amount

d)

budget