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Financial Math review

Total questions: 16

Worksheet time: 6mins

Name
Class
Date
1.

Johnny makes $60,000 a year. He pays $15,000 in taxes, $5000 in retirement, and $5000 in everything else. He takes home $35,000. What is his gross pay?

a)

$5,000

b)

$35,000

c)

$15,000

d)

$60,000

2.

Nov 25 and 26 (Sat and Sun) of this year is what?

a)

This weekend

b)

Next weekend

c)

Neither

3.

Which account is AFTER tax (therefore no tax on withdraws)?

a)

ROTH

b)

IRA

c)

401k

d)

HSA

4.

When do you fill out a w-4?

a)

After you're hired but before you start working

b)

Before you are hired

c)

After you start working

d)

Only salaried workers fill out a w-4

5.

Who pays for social security and medicare taxes?

a)

The employer and you

b)

The employer

c)

You

6.

All 4 people below wish to save for retirement. Who will have the most money by age 65?

a)

Kid, who started at 18 and saved $50/month until age 65.

b)

Guy, who started at age 28 and saved $100/mon until age 65.

c)

Helena, who started at age 38 and saved $200/mon until age 65.

d)

Nancy, who started at age 48 and saved $500/mon until age 65.

7.

Filling out a w-4 will affect your...

a)

Federal taxes

b)

Local taxes

c)

State taxes

d)

All of the above

8.

Of the following students, who do I not have this school year?

a)

Hazel

b)

William

c)

Nhat

d)

Akiyah

e)

Rasandi

9.

Of the past 25 years which cost has risen the greatest?

a)

College tuition

b)

home buying

c)

groceries

d)

cost to buy a car

e)

inflation

10.

What does it mean when interest is compounded daily?

a)

The interest is calculated every business day for the entire year

b)

The interest is calculated 365 times per day

c)

The interest is calculated 365 times a year

d)

Not enough information

11.

Which of the following students do I have the most of this year in all my classes?

a)

John/Jon

b)

Sophia/Sofia/Sofea

c)

Miguel

d)

Jasmine/Jazmyne/Jazzmine

12.

What is a standard deduction?

a)

The amount of income in which you owe no taxes on

b)

The amount of money you can deduct if you itemize

c)

The amount of money you owe taxes on

d)

The amount of money you would get as a refund

13.

A debit card...

a)

...links directly with your checking account

b)

...links directly with your credit card account

c)

...links directly with your bank, which then links with your checking account

d)

...links directly with your savings account

14.

Which name do I have all of in my classes? That is, if the name is Mark I have all the Marks in the building in my classes.

a)

Julia

b)

Hayden

c)

Tony

d)

Maria

15.

Why is it important to categorize any money you bring in?

a)

You'll know how much to save for your vacation

b)

Any money not categorized could be used recklessly

c)

It's easier to organize on a spreadsheet

d)

You'll know how much money you've earned

16.

What does the 50/30/20 rule say about 30?

a)

30% of your money should go towards debt payments

b)

$30 should go towards debt payments

c)

30% should go towards treating yourself such as vacations and wants

d)

30% should go towards the mortgage and bills