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The Federal Reserve

Total questions: 20

Worksheet time: 10mins

Name
Class
Date
1.
Fee charged to borrow money
a)
Inflation
b)
Interest
c)
Discount rate
d)
Reserve requirement
2.
Influencing the economy by changing the reserve requirement is called:
a)
Fiscal policy
b)
Monetary policy
c)
Tight Money
d)
Easy Money
3.
The Federal Reserve System was established in
a)
1799
b)
1913
c)
1863
d)
1881
4.
The primary role of the Federal Reserve Bank is to steer the economy by
a)
controlling the budget
b)
setting spending levels.
c)
controlling the money supply.
d)
loaning out money.
5.
In a recession, the Fed would likely
a)
Increase the supply of money in the economy
b)
Decrease the supply of the money in the economy
6.
If the United States is experiencing inflation, the Fed will likely
a)
Increase the supply of money in the economy
b)
Decrease the supply of money in the economy
7.

What is Gross Domestic Product (GDP)?

a)

the primary quantitative measure of economic activity for a nation

b)

dollar value of all final G/S produced in a country in a 12 month period

c)

the sum of consumption by households, investment by businesses, government spending, and net exports

d)

all of these answers are correct

e)

none of these answers are correct

8.

In addition to monitoring banking & economic conditions, what are some of the functions of the Federal Reserve System?

a)

banking services for the gov't, issuing currency, raising/lowering taxes

b)

raising the debt ceiling, setting the discount rate, issuing currency

c)

setting the discount rate, regulating banks, regulating gov't spending

d)

banking services for the gov't, buying/selling US bonds, issuing currency

9.

The FED increases/decreases the nation’s money supply in order to meet the 3 main government economic goals. These goals are

a)

decrease in prices, full employment, reduction in gross domestic product

b)

stable prices, full employment, economic growths

c)

consistent prices, regulation of the stock market, reduce gov't spending

d)

increase in prices, full unemployment, economic growth

10.

The FED's open market operations refers to

a)

changing the interest rate on loans

b)

paying member banks interest on the money they hold in reserve

c)

The buying or selling of bonds

d)

raising or lowering the discount rate

11.

What are the phases of the business cycle, in order as labeled in this image?

a)

A=peak, B=contraction, C=trough, D=expansion

b)

A=peak, B=trough, C=contraction, D=expansion

c)

A=contraction, B=expansion, C=trough, D=peak

d)

A=trough, B=expansion, C=peak, D=contraction

12.

The FRS uses tight money policy tools in the _______ and _______ phases of the business cycle.

a)

contraction & trough

b)

peak & trough

c)

expansion & contraction

d)

peak & expansion

13.

Which of the following actions by the FRS is most likely to increase the money supply?

a)

selling government bonds in open market operations

b)

decreasing the discount rate

c)

increasing interest on reserves

d)

increasing reserve requirements

14.

What is the Federal Reserve System?

a)

the central banking system of the United States.

b)

a government office for regulating the budget of the United States of America.

c)

the banking system of the southeast

d)

the office that controls tax rates and government spending

15.

The US economy is currently in the phase depicted by the letter D on the graph displayed. Which monetary policy will the FRS use?

a)

easy money

b)

contractionary

c)

expansionary

d)

tight money

16.

If the US economy is in the phase B on this graph, what monetary policy will the Federal Reserve apply?

a)

easy money

b)

expansionary

c)

tight money

d)

contractionary

17.

You have been selected as Chairman of the Federal Reserve System by the president and confirmed by Congress when the US economy is during an expansionary phase of the business cycle. As chairman of the FED, ________ is your greatest concern.

a)

inflation

b)

cyclical unemployment & its impact on the retail and industrial sectors

c)

deflation

d)

where to eat lunch

18.

In the economic situation represented by this graph, the FED will use a _______ monetary policy, where Congress and the President will enact a contractionary fiscal policy.

a)

easy money

b)

outside lag

c)

tight money

d)

inside lag

19.

As Chairman of the FRS, you are presented with the situation in this graph. You recognize the situation as one of

a)

deflation

b)

Expansion

c)

Contraction

d)

recession

20.

How is the Chairman of the FRS selected for the job?

a)

the former Chairman chooses the new Chairman

b)

the President nominates the candidate & the Senate confirms the candidate selected

c)

interested candidates apply for it online

d)

the head of the regional banks with the most seniority gets the job