Free Printable Healthcare Insurance Quick Check

Worksheets

Healthcare Insurance Quick Check

Total questions: 11

Worksheet time: 7mins

Name

Class

Date

Sam's 72 year old grandpa is retired and needs health insurance. What kind does he qualify for?

Medicaid, because he is low income.

Medicaid, because he is over 65

Medicare, because he is low income

Medicare, because he is over 65

What is your "premium" for your insurance plan?

The level of coverage that you get

The amount you pay regularly (monthly, twice a year, etc.) for your insurance

The portion you are responsible for out of your total bill

What is your "deductible"?

The total amount that you must pay before your insurance will start covering costs

The maximum amount per year that your insurance will cover

The amount your insurance will cover, subtracted from the total bill you recieve

This word refers to the amount (part of the shared cost) that you, the patient, pays for each doctor's office visit

Balance

Copay (or copayment)

Fees

Coinsurance

What is a PPO health insurance plan?

A plan that gives you the choice to see the doctors/providers of your preference

A plan where you must see a provider within your network (ex: Kaiser)

What is an HMO insurance plan?

A plan that gives you the choice to see the doctors/providers of your preference

A plan where you must see a provider within your network (ex: Kaiser)

What is false about the way that healthcare works now?

Many individuals get health coverage through their employer, who pays part of their monthly insurance costs

Young people can be on their parent's health insurance until age 21 under Obamacare

Individuals or employers pay monthly premiums to get insurance covereage

Health insurance plans have deductibles, which means that the individual has to pay up to this amount before the insurance will start covering major medical costs

A federal health insurance program for Americans 65 & up is called:

Medicaid

Medicare

Affordable Care Act

A state-administered program to provide healthcare to people with low incomes or limited resources:

Medicare

Medicaid

Affordable Care Act

10.

How much you have to spend before your insurance pays anything is called the:

Premium

Deductible

Copayment or coinsurance

Out-of-pocket maximum

11.

_____________ ___________ __________ is a prepaid health plan in which care providers contract with (or are) employees of the org. to provide you with services

preferred provider organization

health maintenance organization

life insurance

non-life insurance

Reset

Healthcare Insurance Quick Check

Total questions: 11

Worksheet time: 7mins

Similar Resources on Wayground