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Worksheets

Learning aim B

Total questions: 12

Worksheet time: 8mins

Name
Class
Date
1.

This is the UK’s central bank that ensures the financial stability of the UK.

a)

Bank of England

b)

Banks

c)

Building society

d)

Insurance Companies

2.

A member owned financial cooperative, controlled by its members and operated on the principle of people helping people, providing its members credit at competitive rates as well as other financial services.

a)

Bank

b)

Bank of England

c)

Credit Union

d)

Insurance Company

3.

A benefit of pensions is?

a)

Usually need to give notice of withdrawals

b)

Quick way of getting cash

c)

Interest charged is very high

d)

It is a structured way to plan your retirement.

4.

What is a problem of a pay day loan?

a)

Tax benefits

b)

Interest is charged at a very high rate

c)

Structured way to plan for retirement

d)

Poor investment may lead to a poor payout

5.

P (a)   loan money to individuals and secure this loan against an asset.

6.

This type of banking is where transactions are carried out face to face. Customers visit.

a)

Mobile

b)

Telephone

c)

Postal

d)

Branch

7.

O (a)   or mobile banking can have its problems, it back to be subject to hacking.

8.

Mobile and online banking is very c (a)   to use.

9.

A problem with postal banking is that it takes more time.

a)

True

b)

False

10.

Where might you see an automated service?

a)

Branch banking

b)

Online banking

c)

Telephone banking

d)

Postal banking

11.

This body protects savers up to £85,000 if the institution goes bust

a)

Financial Ombudsmen service

b)

Financial conduct authority

c)

Financial Services Compensation Scheme

12.

The financial conduct authority, focuses on three key areas, which are:

a)

Compensation, authorisation and legislation

b)

Authorisation, supervision, enforcement

c)

Supervision, monitoring and authority

d)

Enforcment, compensation and legislation