Wayground logo

Free Printable Worksheets

Font size

S
M
L
XL
Worksheets

sources of finance

Total questions: 42

Worksheet time: 21mins

Name
Class
Date
1.

What does internal source of finance mean?

a)

A source from within the business

b)

A source from outside the business

2.

What does external source of finance mean?

a)

A source from within the business

b)

A source from outside the business

3.

Which is an example of an internal source of finance?

a)

Owner's Capital

b)

Venture Capitalist

c)

Overdraft

d)

Trade credit

4.

Which is an example of an external source of finance?

a)

Owner's capital

b)

Hire Purchase

c)

Retained profits

d)

Sale of assets

5.

Which is an example of an external source of finance?

a)

Owners' Funds

b)

Sale of assets

c)

Retained profits

d)

Bank loan

6.
What is an advantage of a bank loan?
a)
There will be little or no interest
b)
You can pay in smaller installments
c)
They are quick and easy to arrange
d)
You don't have to pay it back
7.

What is an advantage of owner's capital?

a)

There will be interest

b)

You can pay in smaller installments

c)

They take a long time to arrange

d)

You don't have to pay it back

8.

What is an advantage of an overdraft?

a)

There is never interest

b)

You can pay in smaller installments

c)

Useful for relatively small sums and short term finance

d)

You don't have to pay it back

9.

Which of these facts about venture capitalists is NOT true?

a)

Venture capitalists tend to operate in fairly risky markets

b)

Venture capitalists would be paid a share of the profits

c)

Venture capitalists usually provide money only and have no interest in running the business

d)

Venture capitalists usually invest large sums of money

10.

Which of the following are DISADVANTAGES of selling shares as a source of finance? (select as many as appropriate)

a)

It means limited liability for the owners

b)

Dividends need to be paid to shareholders

c)

Large sums of money can be raised

d)

Does not apply to Partnerships or Sole Traders

11.

Which of the following would be the most appropriate source of finance for a new business (which is just launching) that makes mobile phone accessories?

a)

Retained Profit

b)

Sale of Assets

c)

Share Capital

d)

Friends and family

12.
Which of the following is NOT a source of finance.
a)
Family & Friends
b)
Bank Loan
c)
Business Devil
d)
Government Grant
13.
A loan that has to be repaid immediately is called an
a)
Underdraft
b)
Overdraft
c)
Oversight
d)
Undercraft
14.
A loan that is secured on a property is called a 
a)
Mortgage
b)
Overdraft
c)
Credit Card
d)
Government Grant
15.
This type of finance does not need to be repaid.
a)
Bank Loan
b)
Overdraft
c)
Mortgage
d)
Government Grant
16.
A Venture Capitalist / Business Angel specialises in funding risky businesses.
a)
True
b)
False
17.
A mortgage is a long term source of finance.
a)
True
b)
False
18.
A Venture Capital / Business Angel will expect a share of the profits.
a)
True
b)
False
19.
The source of finance that is provided by the Owners is called 
a)
Capital
b)
Overdraft
20.
Which of the following sources of finance does not have interest added.
a)
Overdraft
b)
Owners' Capital
c)
Mortgage
d)
Bank Loan
21.
A business that fails to pay back loans will have
a)
A good credit rating
b)
A poor credit rating
22.

This is the cash that is generated by the business when it operates successfully

a)

Retained profits

b)

Share capital

c)

Angel investor

d)

Owner savings

23.

An amount of money that is paid back within an agreed amount of time, with interest

a)

Bank loan

b)

Angel investment

c)

Overdraft

d)

Retained profit

24.

A short-term source of finance from a bank that usually is only used in an emergency/when needed

a)

Overdraft

b)

Loan

c)

Share capital

d)

Credit card

25.

This is the cash that is generated by the business when it operates successfully

a)

Retained profits

b)

Share capital

c)

Angel investor

d)

Owner savings

26.

An amount of money that is paid back within an agreed amount of time, with interest

a)

Bank loan

b)

Angel investment

c)

Overdraft

d)

Retained profit

27.

A short-term source of finance from a bank that usually is only used in an emergency/when needed

a)

Overdraft

b)

Loan

c)

Share capital

d)

Credit card

28.
What does internal mean?
a)
A source from within the business
b)
A source from outside the business
29.
What does external mean?
a)
A source from within the business
b)
A source from outside the business
30.
Which is an example of an external source of finance?
a)
Owners' Funds
b)
Sale of assets
c)
Retained profits
d)
Bank loan
31.
Which is an example of an internal source of finance?
a)
Owners' Funds
b)
Hire Purchase
c)
Leasing
d)
Trade credit
32.
What is an advantage of a bank loan?
a)
There will be little or no interest
b)
You can pay in smaller installments
c)
They are quick and easy to arrange
d)
You don't have to pay it back
33.
What is an advantage of friends & family loan?
a)
There will be little or no interest
b)
You can pay in smaller installments
c)
They take a long time to arrange
d)
You don't have to pay it back
34.
What is a disadvantage of a friends and family loan?
a)
It means you have no savings
b)
It can lead to personal conflicts
c)
It can take a long time to arrange
d)
They can be recalled immediately
35.
The source of finance that is provided by the Owners is called 
a)
Capital
b)
Overdraft
36.

Funds that are required to purchase fixed assets like land and building, plant and machinery, and furniture and fixtures is known as

a)

fixed capital

b)

working capital

37.

Select the working capital examples

a)

cash

b)

receivables

c)

inventory

d)

land and building

38.

Name the investors who get priority over equity shareholders while paying dividend and repayment of capital

a)

preference shareholders

b)

debentureholders

c)

retained earnings

39.

This is the cash that is generated by the business when it operates successfully

a)

Retained profits

b)

Share capital

c)

Angel investor

d)

Owner savings

40.

Explain the word in the image

4 lines
41.
A business that fails to pay back loans will have
a)
A good credit rating
b)
A poor credit rating
42.

Which of the following statements about bank loans is not true?

a)

Usually used for large amounts of money that need to be paid back over a longer time-frame

b)

Interest rates make the loan more expensive

c)

Easy to get

d)

Usually cheaper than consistently using a bank overdraft