WorksheetsSuper Fun PB3 Closing Activity
Total questions: 26
Worksheet time: 14mins
This part of the address must always be verified when completing a "Change of Address Form"
Zip+4
City
The "Personal Account Alteration" form need to be signed by ______.
All account owners
All account signers
These documents are required when changing a name due to marriage.
Marriage Certificate & Updated DL or State ID
Updated SSN card and Updated DL or State ID
This form is used when changing a Basic Checking to a Marine Perks Checking.
Checking Account Switch Kit
New Signature Card
This trancode is used when closing a checking account.
011
017
This is the extra percentage given to customers with checking accounts on their CD and IRA interest rates.
.10%
10%
This is the length of the grace period the customer has after CD maturity.
10 calendar days
10 business days
This is the penalty to close a CD early.
1/2 of the interest earned
6 months of interest
This is the required minimum balance in a CD.
$1000
$100
The is the only frequency in which Marine Bank will compound/capitalize interest in CDs.
6 months
12 months
A Business must operate under this in order for a CIF to be created for it.
EIN
State Filing
This program is not run on the Business itself, but is ran on all signers.
ChexSystems
Watchdog CIP
This person is the contact at Marine Bank for merchant services.
Nick Oehmke
Craig Tobias
These are the documents required to open an Limited Liability Company (LLC) account.
EIN and Articles of Organization
EIN and Articles of Incorporation
This is where you would find verification of good standing for a corporation.
Cyberdrive Secretary of State
DBA
County Site
Marine Bank employees may notarize a Power of Attorney document, but may not do this.
Act as a witness
Give them a blank POA form to fill out
This is not included as "Financial Institution Transactions" in the Power of Attorney document.
Safe Deposit Box Access
Opening/Closing new accounts
This is the threshold that determines whether a deceased person's assets are required to go through probate or not.
$100,000 and no real estate property
$10,000 and no real estate property
These documents are require to open an Estate Account
EIN
Letters of Office
Death Certificate
EIN
Small Estate Affidavit
Death Certificate
If a customer does not want to provide us with their full trust, they must provide us with the pages showing these pieces of information.
Choose all that apply.
Name of Trust
Name of Grantor(s)
Name of Trustee(s) and Successor Trustees(s)
Beneficiaries
Notarized Signature Page
These conditions must be met in order to be a member of the Mariner Club.
55 or better and $10000 in a checking account
55 or better and $10000 in total deposits
This is the cutoff time for a wire transfer to be sent on the same day.
2pm
3pm
If a customer loses their debit card over the weekend or after 5pm what additional step should you take?
Call CSI to restrict the card
Have them shut off the card on the app
This is the limit of characters that can be on a debit card.
19 characters no including spaces
19 characters including spaces
The Customer Identification Policy requires these 4 minimum pieces of information in order to add a brand new customer to the bank.
Choose all that apply
Name
Date of Birth
Physical Address
Taxpayer
Number
Photo ID
Earning from a Roth IRA have the potential to be withdrawn tax-free when what conditions are met?
59 1/2 and 5 years
72 and 5 years
