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Credit Quiz

Total questions: 8

Worksheet time: 40mins

Name
Class
Date
1.
FICO Scores are calculated from a lot of different credit data in your credit report and are scored from _____ to _____.
a)
100 to 1600
b)
300 to 850
c)
1 to 36
d)
1 to 2400
2.
Credit cards can help you build a credit history that will improve your chances of getting house or car loans in the future.
a)
False 
b)
True 
c)
A misleading statement 
d)
Myth
3.

How can a cardholder avoid paying interest on a credit card?

a)

Do not pay anything

b)

Pay the minimum payment after its due date

c)

Pay the balance in full every month

d)

Pay the minimum balance every month

4.

The least amount that must be paid on a credit card each month is

a)

Late Fee

b)

Credit Limit

c)

Payment Amount

d)

Minimum Payment

5.
What does APR stand for?
a)
Annual Point Ratio 
b)
Annual Percentage Rate
c)
A Percent Rate
d)
Annually Percentage Ratio
6.

Gary has just used his credit card to buy a new watch. He got the watch on sale for $2500. He used a credit card that has an APR of 20%.

If Gary makes the minimum monthly payment each month of $50:

How long will it take for him to pay for his watch?

a)

7 years, 3 months

b)

9 years, 1 month

c)

1 year, 3 months

d)

NEVER

7.

Gary has just used his credit card to buy a new watch. He got the watch on sale for $2500. He used a credit card that has an APR of 20%.

If Gary makes the minimum monthly payment each month of $50:

How much interest does Gary end up paying?

a)

$2500

b)

$250.98

c)

$2,919.95

d)

$2,111.11

8.

Gary has just used his credit card to buy a new watch. He got the watch on sale for $2500. He used a credit card that has an APR of 20%.

Gary decides to pay $250 per month instead of the minimum payment. How long will it take Gary to pay for his watch?

a)

12 months

b)

16 monthe

c)

2 years, 3 months

d)

Um...October