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Financial Literacy

Total questions: 10

Worksheet time: 5mins

Name
Class
Date
1.
  •  When paying taxes in the U.S., the more money you make, ____________________.

a)

the less taxes you pay

b)

you don't have to pay

c)

everyone pays the same amount

d)

the more taxes you pay

2.

One major problem with using credit cards is that people...

a)

buy things they can't afford

b)

lose them a lot

c)

have to pay to use them

d)

forget them

3.
  • A ___________ is a plan for how you will spend your money.


a)

cash journal

b)

budget

c)

paycheck

d)

credit card

4.
  • If you make $40,000 per year, how much is Uncle Sam going to take from you for taxes?

a)

$200 (.5%)

b)

$1000 (2.5%)

c)

$10,000 (25%)

d)

$20,000 (50%)

5.
  • What is the most important reason to invest?

a)

help other businesses

b)

to have money to live on once retired

c)

buy new car

d)

to get rich quick

6.

Which is NOT an example of an investment?

a)

real estate

b)

Brand new luxury car

c)

stocks

d)

mutual fund

7.
  • What are the two main reasons to save money? 

a)

so you can invest and donate it

b)

for emergencies and to buy everything you want

c)

for emergencies and major purchases

d)

to pay off credit cards and major purchases

8.
  • Which item below would certainly depreciate if you owned it?

a)

car

b)

house

c)

gold

d)

all choice are correct

9.
  • Health insurance is...

a)

more important for women than men

b)

only for sick people

c)

an unnecessary expense you may not need

d)

a must buy for your budget

10.
  • Which of the following is a true statement about credit cards?

a)

they are evil

b)

You should have one and use it responsibly, building good credit

c)

it's free money

d)

if used, you will go into debt