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investment

Total questions: 21

Worksheet time: 2hrs 45mins

Name
Class
Date
1.

Market Risk

a)

equity risk, interest rate risk, and currency risk

b)

accept lower prices, may not be possible to sell

c)

not diversifying your portfolio

2.

liquidity risk

a)

accept lower prices for investments, may not be possible to sell

b)

not diversifying your portfolio

c)

debt-investments

3.

concentration risk

a)

not diversifying your portfolio

b)

accept lowers prices, may not be possible to sell

c)

risk of nationalization

4.

credit

a)

entity that issued bond may run into $ problems and wont be able to pay ( debt- investments )

b)

reinvesting principal or income at a lower interest rate

c)

cash or debt investments

5.

reinvestment

a)

accept lower prices, may not be possible to sell

b)

reinvesting principal or income at a lower interest %, buy bond at 5% - drops to 4%

c)

not diversifying your portfolio

6.

inflation risk

a)

loss in purchasing power bc value of investment doesn't keep up with inflation ( bonds )

b)

accept lower prices, may not be possible to sell

c)

accept lower prices for investments, may not be possible to sell

7.

horizon risk

a)

horizon may shortened bc of unforeseen events

b)

accept lower prices for investments, may not be possible to sell

c)

entity that issued bond may run into $ problems and wont be able to pay ( debt- investments )

8.

least-most risk

a)

savings

b)

checkings

c)

GIC

d)

Government bond

e)

Municipal Bond

1)
2)
3)
4)
5)
9.

least - most risk

a)

corporate bond

b)

income mutual fund

c)

growth mutual fund

d)

blue chip stock

e)

penny stock

1)
2)
3)
4)
5)
10.

least-most risk

a)

real estate

b)

art collection

c)

gold and sliver

d)

stuffed animal collection

1)
2)
3)
4)
11.

what is asset allocation

a)

dividing an investment portfolio among diff asset categories, like stocks / bonds /cash

b)

expected amount of time you will be investing to reach a goal

12.

savings bond

a)

a loan to a government that is secured by the general credit & taxation powers of the government

b)

a short-term loan to a government

c)

deposit certificate issued by a financial institution

13.

t-bill

a)

deposit certificate issued by a financial institution

b)

a short-term loan to a government

c)

a loan to a government that is secured by the general credit & taxation powers of the government

14.

GIC

a)

deposit certificate issued by a financial institution

b)

a short-term loan to a government

c)

a loan to a government that is secured by the general credit & taxation powers of the government

15.

bond

a)

a loan to government/company that is secured by the governments power to tax or by specific asset classes

b)

an ownership in a pool of mortages

c)

a share that has voting rights

16.

common share

a)

a share that has voting rights

b)

an ownership in a pool of mortages

c)

a loan to government/company that is secured by the governments power to tax or by specific asset classes

17.

preferred share

a)

a share that usually pays a fixed dividend

b)

a share that has voting rights

c)

an ownership in a pool of mortages

18.

options

a)

the right to buy or sell an asset at specific price for a specific period of time.

b)

investment pool that uses advanced strats ; leverage, long & short positions

c)

investing in different currencies to make money on exchange rate

19.

hedge fund

a)

the right to buy or sell an asset at specific price for a specific period of time.

b)

investment pool that uses advanced strats ; leverage, long & short positions

c)

investing in different currencies to make money on exchange rate

20.

foreign currency

a)

investment pool that uses advanced strats ; leverage, long & short positions

b)

investing in different currencies to make money on exchange rate

c)

the right to buy or sell an asset at specific price for a specific period of time.

21.

dollar cost averaging

a)

the practice of

building up investment capital gradually over

time, rather than investing an initial lump

sum.

b)

The time it will take an investment (or debt) to

double in value at a given interest rate using

compounding interest.