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Unit 3: The Working World

Total questions: 56

Worksheet time: 2hrs 52mins

Name
Class
Date
1.
Skills that indicate a person's ability to work with others
a)
Hard Skills
b)

job skills

c)
Soft skills
2.
A letter of introduction to express interest in a position is also called a/an:
a)

Resume

b)
Cover Letter
3.

Long-term pursuit of a lifelong ambition. It usually requires specialized learning.

a)

Job

b)

Career

4.

A university degree you get by studying for 2 years after your Bachelor's Degree

a)

Masters Degree

b)

Associates Degree

c)

Bachelors Degree

d)

Doctorate Degree

5.

Activity/work that you do in the short-term to earn money. A person usually works several in their lifetime.

a)

Job

b)

Career

6.

A university or college degree received after 4 years of study.

a)

Ph.D- Doctorate

b)

Master's Degree

c)

Bachelor's Degree

d)

Associate's Degree

7.

Type of work that allows a person to work under the guidance of a more experienced person in order to learn a trade. Programs usually last 4-5 years.

a)

Job

b)

Work-Study

c)

Apprentice

8.

A two-year degree awarded by community

colleges, career schools, colleges and universities.

a)

Associate's Degree

b)

Master's Degree

c)

Bachelor's Degree

d)

Doctorate Degree

9.

The highest level of degree given by a

university. It usually requires several years of study.

a)

Master's Degree

b)

Bachelor's Degree

c)

Associate's Degree

d)

Ph.D- Doctorate Degree

10.

Your resume is a tool with one specific purpose:

a)

to get a job

b)

to get an interview

c)

to discuss salary

d)

to get more money

11.

Volunteer work should be included in your work experience section of your resume.

a)

true

b)

false

12.

The best professional resume is usually...

a)

one page in length

b)

Two or three pages in length

c)

hand written

d)

colorful and include a headshot photo of you

13.

Education and job details in your resume need to be in reverse chronological order (most recent first)

a)

True

b)

False

14.

The details in your resume should be in past tense

a)

True

b)

False

15.

The best way to start a sentence on your resume is with:

a)

"I" or "My"

b)

A pronoun

c)

An action verb

16.

What is the key purpose of a cover letter?

a)

To accompany your resume with a personal touch and provide the employer with additional information that may not be required for a resume.

b)

To regurgitate the same information in your resume in a paragraph format.

c)

To make the interviewer view a long and extensive list of your skills and abilities as well as your weaknesses

d)

To create a formal essay in which you give examples of your past experiences that make you an adequate job candidate.

17.

It is important to research the company you are being interviewed for in order to be prepared for potential interview questions.

a)

True

b)

False

18.

I should include personal information such as a date of birth, social security number on my resume.

a)

True

b)

False

19.

A career objective on a resume is a short description of the job position you are seeking.

a)

True

b)

False

20.

How many paragraphs does a cover letter have?

a)

Three

b)

One

c)

Two

21.

What info should you use at the Header of your cover letter?

a)

your nickname

b)

Your set of skills

c)

Contact info

22.

The employee has to pay these each pay period...

a)

Gross Salary

b)

Deduction

c)

Contributions

d)

Net Salary

23.

Wages after all deductions are...

a)

Net wages

b)

Gross Wages

c)

Deductions

24.

The total amount of income you earn in a pay period before any deductions are taken out...

a)

Gross pay

b)

Net pay

c)

Wages

d)

Salary

25.

An amount paid to your state government for state-funded programs and services.

a)

State taxes

b)

Federal taxes

c)

Local taxes

d)

City taxes

26.

Pay based on the amount of money an employee earns per hour

a)

Wages

b)

Salary

c)

Gross pay

d)

Net pay

27.

About how frequently does Hope receive a paycheck?

a)

Daily

b)

Weekly

c)

Every two weeks

d)

Monthly

28.

Which statement below accurately describes Hope’s gross wages?

a)

Gross wages are calculated by multiplying Hope’s hourly rate by the number of hours she worked

b)

Gross wages are Hope’s fixed salary, which she receives for every pay period

c)

Gross wages are calculated by subtracting all of Hope’s deductions from her gross income

d)

Gross wages are how much Hope has earned over the course of the entire year

29.

What was the largest deduction for this pay period?

a)

FICA Medicare Tax

b)

FICA Social Security Tax

c)

Federal Tax

d)

NC State Tax

30.

Look at the lines that say HEALTH, DENTAL, and RETIREMENT. Which statement below is accurate?

a)

Those lines represent taxes that Hope paid to the Federal government

b)

Those lines represent taxes that Hope paid to the state government

c)

Those lines represent benefits that the employer is paying to Hope in addition to her wages

d)

Those lines represent insurance and retirement plans that Hope funds directly from her paycheck

31.

What was the TOTAL amount deducted from Hope's latest paycheck?

a)

$90.00

b)

$284.79

c)

$315.21

d)

$600.00

32.

Select the three taxes that are taken out of every paycheck.

a)

State Taxes

b)

FICA Taxes

c)

Federal Taxes

d)

Retirement Contributions

33.

Employee's Withholding Allowance Certificate

a)

W-2

b)

W-9

c)

W-6

d)

W-4

34.

Randy earns $22 per hour. This is an example of:

a)

commission

b)

salary

c)

labor

d)

wages

35.

Generally, the more education you receive, the higher your lifetime earnings will be.

a)

True

b)

False

36.

The W-4 tax form is used to ___________.

a)

file your tax return.

b)

determine how much your gross pay should be.

c)

tell your employer how much federal income tax to withhold from your paychecks to send to the IRS.

d)

avoid paying income taxes on your paychecks.

37.

Your employer sends you a _______ form that tells you how much you've made and how much you've paid in taxes in the last year.

a)

W-9

b)

W-4

c)

W-2

d)

1040

38.

What do taxes pay for?

a)

Operation of financial institutions

b)

Schools, government departments, roads, and emergency services

c)

Privately-owned businesses

d)

None of the above

39.

When a portion of your paycheck goes to the state and federal government, this is a tax on your____

a)

Income

b)

Property

c)

Savings Account

d)

Items you have purchased

40.

Jess is 21, in college, & has a job that provides 65% of her support. Is she a dependent?

a)

Yes

b)

No

41.

What do you need to file your 1040 form? (hint: choose 2 correct answers)

a)

Your W-2

b)

Your W-4

c)

Your prior year's tax return

d)

Social Security Number

42.

A sales tax is off of any purchased good. Who regulates those taxes?

a)

State

b)

Federal

c)

Other countries

d)

Your employer

43.

Federal Contribution Insurance Act (FICA) are withheld from your paycheck and sent to the government. These are used for (Two answers are to be selected)

a)

Social Security

b)

State

c)

Medicare

d)

Sale

44.

The official date for when taxes are due

a)

January 15

b)

February 15

c)

March 15

d)

April 15

45.

A fixed amount all people are allowed to deduct from their adjusted gross income to reduce their tax liability

a)

Standard Deduction

b)

Itemized Deduction

46.

A specific expenses that, under tax law, can be deducted from income to reduce the amount of income subject to income tax

a)

Standard Deduction

b)

Itemized Deduction

47.

Money awarded to students that does NOT need to be repaid, often based on need

a)

Loan

b)

Grant

c)

Savings

d)

Work Study

48.

Money awarded to students usually based on achievement AND does NOT have to be repaid

a)

Grant

b)

Loan

c)

Work Study

d)

Scholarship

49.

Money borrowed that has to be paid back with interest

a)

Grant

b)

Loan

c)

Work Study

d)

Scholarship

50.

All of the following are costs of going to college EXCEPT...

a)

Tuition and fees

b)

Room and board

c)

Textbooks and school supplies

d)

Scholarships and grants

51.

Which is TRUE about sticker price and net price? (hint: choose 2 correct answers)

a)

Net price is the published cost of going to a school

b)

Sticker Price is the published cost of going to a school

c)

Net price is the sticker price minus scholarships & grants

d)

Sticker price is the net price minus scholarships & grants

52.

When does the FAFSA filing period open every year?

a)

January 1st

b)

June 1st

c)

October 1st

d)

December 1st

53.

Why should you file the FAFSA as early as possible?

a)

It can help your chances of being accepted into schools

b)

Aid is given out on a first-come, first-serve basis

c)

You're guaranteed to get more merit-based scholarships

d)

You'll get a lower interest rate on federal student loans

54.

What kinds of aid are you eligible for by filing the FAFSA? (hint: choose 3 correct answers)

a)

Grants and Scholarships

b)

Private Student Loans

c)

Work-Study

d)

Federal Student Loans

55.

Which is TRUE about the FAFSA?

a)

You only need to file the FAFSA 1x in your college career

b)

Your parents must earn below a set amount for you to apply

c)

You need to file it at the start of every quarter/semester

d)

There is no cost to file the FAFSA

56.

Which is TRUE about the EFC?

a)

It's the cost of filing the FAFSA

b)

It's how much you & your family are expected to pay for college

c)

It's another term for "net price"

d)

It's how much your parents must contribute towards college