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Midterm Exam - PBMF & ESB

Total questions: 50

Worksheet time: 25mins

Name
Class
Date
1.

Who first identified cyclical patterns in the economy and created what is often referred to as "the business cycle"?

a)

George Washington

b)

Clemente Juglar

c)

Warren Buffett

d)

Steve Jobs

2.

Which of the following describes the growth part of the business cycle?

a)

Accounts for the time when business activity has reached a maximum

b)

Commonly defined as 2 consecutive quarterly declines in GDP

c)

Occurs when persistent increases in key measurements of aggregate economic activity are present

d)

Is the lowest levels during a recession

3.

Which of the following is NOT an indicator of the business cycle?

a)

Labor force

b)

Wages

c)

Labor costs and productivity

d)

Birth rate

4.

Which of the following describes the term productivity?

a)

Measurement of physical output for each unit of input used, usually referring to labor hours.

b)

The period in which business activity has reached a maximum

c)

Two consecutive quarterly declines in GDP

d)

The sum or whole amount of something

5.

Which of the following lists each part of the business cycle?

a)

Peak, Downhill, Pit, Expansion

b)

Rise, Fall, Fallout, Resolution

c)

Peak, Recession, Trough, Expansion

d)

Peak, Recession, Pit, Explosion

6.

Which of the following describes the virtuous cycle?

a)

A representation concerning the patterns of expansion and contraction in the economy, consisting of the growth, peak, recession & trough phases.

b)

Increase in sales results in increase in production which causes increase in employment leading to increased income which starts the cycle over again.

c)

The lowest levels experienced during a recession.

d)

The period in which business activity has reached fa maximum.

7.

Which of the following is NOT a business cycle indicator?

a)

Labor Force

b)

National Defense

c)

Personal incomes and consumer attitudes

d)

Out of date products

8.

What is the lowest level of a recession?

a)

Peak

b)

Trough

c)

Pit

d)

Resolution

9.

Which of the following is a cause of a trough?

a)

A brand new product

b)

A broken product

c)

An expensive product

d)

A severely outdated product

10.

In which of the following categories does a recession NOT cause a decline?

a)

Total output

b)

Income

c)

Tax Rate

d)

Employment

11.

A ____ is a systematic grouping of individuals which has been brought together to accomplish a goal.

a)

Informal structure

b)

Organization

c)

Concord

d)

Affiliation

12.

An organization's products and services are the driving forces in accomplishing its purpose.

a)

True

b)

False

13.

Which of the following is NOT one of the four basic organizational levels?

a)

Supervisors

b)

Middle Managers

c)

Top Management

d)

Lower Managers

14.

____ structures are laid-back and undefined.

a)

Matrix

b)

Learning

c)

Informal

d)

Staff

15.

____ is the principle in which an employee should have only one supervisor to whom he or she is responsible.

a)

Chain of command

b)

Span of control

c)

Work Specialization

d)

Supervision

16.

An assembly line is an example of ____.

a)

Chain of command

b)

Span of control

c)

Work specialization

d)

Supervision

17.

____ is the grouping of individuals into departments

a)

Centralization

b)

Decentralization

c)

Centralmentalization

d)

Departmentalization

18.

Simple structures are flexible and inexpensive, but are often only effective in small organizations.

a)

True

b)

False

19.

A ____ structure is composed of self-contained units or divisions.

a)

Simple

b)

Divisional

c)

Matrix

d)

Learning

20.

A ____ organization structure combines the elements of functional and product-based departmentalization.

a)

Simple

b)

Divisional

c)

Matrix

d)

Learning

21.

Physical location of the business is a factor which should influence the type of ownership chosen.

a)

True

b)

False

22.

Which of the following forms boards to act as governing bodies and is the most complicated form of business.

a)

Franchise

b)

Partnership

c)

Sole proprietorship

d)

Corporation

23.

Which of the following is owned and operated by one individual?

a)

Franchise

b)

Partnership

c)

Sole proprietorship

d)

Corporation

24.

Which of the following is the right or license to sell a company's product or service at a designated location?

a)

Franchise

b)

Partnership

c)

Sole proprietorship

d)

Corporation

25.

A ____ is a legal agreement between two or more people and is the lease common form of business.

a)

Franchise

b)

Partnership

c)

Sole proprietorship

d)

Corporation

26.

Which of the following is NOT a financing option suggested in the presentation?

a)

Investors

b)

Loans

c)

Sale of assets

d)

Small Business Administration

27.

Angel investors are wealthy individuals who seek high returns through private investments.

a)

True

b)

False

28.

____ are words, symbols, names or devices used to specify goods and differentiate one good from others.

a)

Copyrights

b)

Patents

c)

Licenses

d)

Trademarks

29.

Patents are issued by state governments.

a)

True

b)

False

30.

Capital is wealth in the form of money or property.

a)

True

b)

False

31.

Accounting is simply the process used to figure out how much money a business made during a certain time period.

a)

True

b)

False

32.

What are the accounting rules used to prepare, present and report financial statements called?

a)

Standard Business Financial Practices

b)

Financial Accounting Standards

c)

Generally Accepted Accounting Principles

d)

Financial Account Management Techniques

33.

____ are items of value your company owns.

a)

Profits

b)

Revenues

c)

Liabilities

d)

Assets

34.

____ are any debts or obligations owed by the company.

a)

Profits

b)

Revenues

c)

Liabilities

d)

Assets

35.

It is often beneficial for a business owner to use business accounts and personal accounts interchangeably

a)

True

b)

False

36.

A ____ is a summary of a company's profit or loss during any one given period of time.

a)

Income Statement

b)

Balance sheet

c)

Subledger

d)

Fixed asset statement

37.

How often should a business calculate profitability and review financial statements?

a)

Weekly

b)

Monthly

c)

Quarterly

d)

Annually

38.

The Financial Accounting Standards Board is the government agency regulating the accounting industry.

a)

True

b)

False

39.

How many steps are in the business operating cycle?

a)

Eighteen

b)

Twelve

c)

Nine

d)

Five

40.

Income statements are used to help determine ____.

a)

Employee pay

b)

Prices of goods and/or services

c)

An accountant's capabilities

d)

Credit limits

41.

Which of the following defines business ethics?

a)

An approach toward decision making in which a person evaluates moral principles

b)

Professional standards of conduct, based on moral principles and values, guiding decision-making and actions

c)

Choices made based on moral principles and values

d)

A set of guidelines which govern behavior

42.

Ethical choices are made based on moral principles and values while legal choices are made according to the law.

a)

True

b)

False

43.

Which of the following is NOT an example of unethical behavior occurring in the workplace?

a)

Workplace harassment

b)

Discrimination

c)

Employment contingent upon passing a drug screening

d)

Personal use of company property

44.

Which of the following defines workplace politics?

a)

Choices made according to law

b)

Beliefs of a person or social group in which they have an emotional investment

c)

Games played in a workplace environment to achieve status, advancement and money

d)

Professional standards of conduct, based on moral principles and values, guiding decision-making & actions

45.

Which of the following is NOT an ethical issue raised due to technological advances in the workplace?

a)

Privacy and confidentiality breaches

b)

Use of company property for personal use

c)

Ownership disputes about electronic information

d)

Encourages deceptive advertising

46.

Selecting the best choice is final step of the ethical decision-making process.

a)

True

b)

False

47.

Which of the following is a business ethics development from the 1960s?

a)

Established codes of conduct and value statements

b)

Federal Corrupt Practices Act was passed

c)

ERC forms first business ethics office at General Dynamics

d)

ERC established international business ethics center

48.

Which of the following is NOT a government regulation created to protect employees from unethical business practices?

a)

The Fair Labor Standards Act of 1938

b)

The Equal Pay Act of 1963

c)

Amendment XIV to the U.S. Constitution in 1868

d)

Title VII of the Civil Rights Act of 1964

49.

Amendment XIV to the U.S. Constitution in 1868 resulted in the prohibition of pay discrimination on the basis of sex.

a)

True

b)

False

50.

Which of the following is NOT an example of a situation in which an employee can apply the Family and Medical Leave Act of 1993?

a)

During birth and care of a newborn child

b)

After placement of an adopted or foster care child

c)

When caring for a great-aunt or great-uncle with a serious medical condition

d)

When unable to work because of a serious medical condition