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Saving 17.2

Total questions: 15

Worksheet time: 34mins

Name
Class
Date
1.
What is a good strategy to help you save?
a)
1st, spend money on all expenses; put the rest into saving
b)

Tap into your savings on a regular basis

c)
Pay yourself first - set aside money for savings each month
d)
Keep your spending and saving money together in 1 account
2.
Most Americans have an emergency fund and money saved for retirement
a)
True
b)
False
3.

A(n) is an investment account that offers tax breaks as an incentive to save for retirement.

(a)  

4.

There is only 1 way to save money.

a)

True

b)

False

5.

EE bonds and I bonds are types of (a)  

6.

A money market account is a type of savings account that typically pays a lower interest rate than a regular savings account.

a)

True

b)

False

7.

Money market accounts, US savings bonds, mutual funds, annuities, and retirement accounts are all types of:

a)

ways to save

b)

ways to earn

c)

ways to spend

d)

ways to make

8.

A type of account in which deposited money earns money while being protected from loss is a(n) (a)  

9.

In terms of savings, CD stands for:

a)

compact disc

b)

certificate of dinero

c)

cookie dispenser

d)

certificate of deposit

10.

A _______ encourages you to form a habit of saving money.

a)

savings club

b)

spending club

c)

deposit slip

d)

income withholding

11.

Buying US Savings bonds is a way to support the government. It is often seen as being _____.

a)

thrifty

b)

cheap

c)

`bitter

d)

patriotic

12.

If bonds are lost, stolen, or destroyed, they can not be replaced.

a)

True

b)

False

13.

Some (a)   offered through employers are 402 (k) or 403 (b)

14.

Emergencies, job loss, travel, education, and retirement are all common reasons for saving.

a)

True

b)

False

15.

Intentionally writing a check that will bounce is:

a)

ethical but illegal

b)

unethical and illegal

c)

ethical and legal

d)

unethical but legal