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Worksheets2022 B
Total questions: 110
Worksheet time: 55mins
How many general non-compliance areas (Red Flag points for noncompliance) has been specified in the policy on Adminisrative Enforcement of Accountability
76
86
90
100
How many White Flag Points for continued compliant behavious has been specified in the policy on Administrative Enforcement of Accountability
19
29
39
49
Publication of willful defaulters in newspapers is applicable for accounts with outstanding _____
Above Rs 25.00 Lacs
Rs 25.00 Lacs and Above
Rs 20.00 Lacs and above
Rs 1.00 Crore and above
Lok Adalat can settle cases involving amount upto Rs __________.
10.00 Lacs
20.00 Lacs
25.00 Lacs
30.00 Lacs
Before entering compromise, two valuations are to be obtained in case of property value of _______.
Rs 2.00 Crores and above
Above Rs 2.00 Crores
Above Rs 5.00 Crores
5.00 Crores and above
Which of values given by the valuer has to be considered while judging the liquidity of the mortgaged property during negotiating a compromise?
Realizable Value
Guideline Value
Market Value
Distress Sale Value
As per Recovery Policy 2020, Net Present Value is discounted at the rate of ____.
10% Simple
12% Compounded
8.5% Simple
10% Compounded
Reserve Price of E-Auction can be reduced by ____ after failure of 2nd auction.
10% from Original Reserve Price
10% from preceding Reserve Price
20% from Original Reserve Price
20% from preceding Reserve Price
Authority to appoint Recovery Agents in accounts above Rs 1.00 Crore and upto Rs 3.00 Crores vests with__________.
Chief Manager
Assistant General Manager
Deputy General Manager
General Manager
A ___ is one where a suspicion of fraudulent activity is thrown up by the presence of one or more Early Warning Signals (EWS)-
Non Performing Account
Special Mentioned Account
Red Flagged Account
Block Listed Account
Under Baroda Champ scheme , number of DD/BC free per month is
1
2
3
5
Under Baroda Small Business Current account maximum number of free non ADC transactions per month is
2
3
4
5
Under Baroda Mahila Shakti Saving account discount in annual Locker charges is available_
10%
20%
25%
30%
Bank has launched a superior saving Bank account for HNI customers named_
Baroda Premium Saving A/c
Baroda Privilege Saving A/c
Baroda Super Saving A/c
Baroda Platinum Saving A/c
Under Baroda Platinum Saving account, minimum QAB is Rs.
25000
50000
100000
275000
Under Baroda Platinum Saving account number of free cash transaction at base Branch
5
10
20
Unlimited
Minimum QAB under Baroda Startup current account is Rs.
25000
50000
75000
100000
For opening a Baroda Startup Current account entity should not be more than old
5 Year
1 Year
2 Year
7 Year
Minimum QAB under Baroda Scaleup current account is Rs.
25000
50000
250000
75000
Which Credit Information Report (CIR) needs to be generated for Opening Current Accounts?
CRIF Commercial Light Report
CRIF Individual Credit Information Report
Infomerics Commercial Light-Report
Informerics Individual Credit Information Report
Balance at any point of time should not exceeds_ in Small Account (sb136).
Rs.200000
Rs.100000
Rs.50000
Rs.20000
Under which types of Accounts "Auto Sweep"Facility is not available?
Mahila Shakti SB A/c
Baroda Champs
Super Savings Account
Home Loan Linked SB Account
Which below mentioned combination is NOT Correct?
Form DA1=Addition of Nomination
Form DN2=Cancellation of Nomination
Form DA3= Modification of Nomination
form SL1=Addition of Nomination for Lockers
Bank has launched "ESCROW Current Account"-CA126 for Project financing loan repayment, Internet Payment gateways etc for Developers/Corporates and others.What is the minimum balance for this account?
Non Minimum Balance Required
Rs.1 Lakhs
Rs.2.5 lakhs
Rs.5 lakhs
Which of the following employee category CANNOT open account under Baroda Government Employees Salary Account (SB182)?
Central Government Employee & State Govt. Employee
PSU Employee
Employees of companies with major holding of Govt.
Employees of Pvt. Ltd . Com.
Maximum amount coverage for PAI under Baroda Government Employees Salary Account (SB182) is……
Rs.50 lakhs
Rs.40 Lakhs
Rs.90 Lakhs
Rs.60 Lakhs
Our Bank assigned which broker company for settlement of claim in SB182.
Rajeev Rathi Broker company
Pankaj Mathur Broker Company Ltd.
Anand Rathi Brokers Ltd
We have to send the claim form directly to insurance company.
Which of the following Defence Salary package will open through RLBO only?
BARODA MILITARY SALARY PACKAGE
BARODA CENTRAL FORCES SALARY PACKAGE .
BARODA POLICE FORCES SALARY PACKAGE
Defence Salary Account
The Personal Accident Insurance cover under the Baroda Defence Salary Account package, Bank has placed Group PAI policy with………..
M/s. New India Assurance Co. Ltd.
M/s Oriental Insurance Co. Ltd
M/s National Insurance Co. Ltd.
Chola Mangalam
How much Discount we provide on Locker rental under SB186?
20%
30%
50%
60%
What is QAB in B3 Edge Account?
NIL
Rs.10000/-
Rs.25000/-
Rs.50000/-
What is initial funding required for B3 ULTRA Account?
Rs.10000 and above
Rs.25000 and above
Rs.50000 and above
Rs.100000 and above
Who can open B3 Accounts?
NRI
Minor
NTB Resident Adult Customer
ETB Resident Individual
What is the scheme Code of B3 Silver Account?
SB192
SB191
SB190
SB189
If any company having Term loan of Rs.4.5 Crore in SBI, can that company open a current account with us?
NO
Yes, with NOC
from SBI
Yes, with out any NOC
Currenct account must be with SBI only
What is one of the features in Baroda SNA SB account (SB193)?
Unlimited Cheque book
Free Cash Deposit
Free Cash
Withdrawal
Nil QAB
Can Baroda SNA SB account (SB193) be opened from the branch?
Yes without any
restrictions
Yes with TAB
banking
Yes with R-Menu
No account can be opened from the
branch
Which finacle menu is used for SOL ID transfer of the current account opened through MCA (Spice+) portal?
CAT
MAT
TAT
HAT
What is repayment of Term loan in Baroda Property Pride
84 months
100 months
120 months
180 months
Prepayment charges for Micro and Small units under Baroda Property Pride scheme
2% + GST
1% + GST
Nil
5% + GST
Finacle menu for Agriculture Advance
AGRILA
AGRIADV
HAGRIA
HLAAGR
Maximum limit per borrower under BOB premium LAP
5 crores
10 crores
15 crores
2 crores
In case of Auto loan review, detail appraisal note along with copies to be sent to PSR athourity within 3 days
Above Rs. 5 lacs
Above Rs. 10 lacs
Above Rs. 25 lacs
Not required
Scale II branch Head has submitted PSR, who would be PSR noting athourity
Dy. Regional Manager
Chief Manager Credit RO
Regional Manager
Credit officer at RO
Scheme code for Baroda Yodha premium Education Loan (Domestic)
LA281
LA280
LA180
LA181
Maximum loan limit under Baroda Ashray
Rs. 1 crore
Rs. 5 crore
Rs. 10 crore
Rs.15 crore
Maximum limit for Baroda loan for subscription to public issues/ IPO
Rs. 5 lacs
Rs. 10 lacs
Rs.15 lacs
Rs. 20 lacs
ROI concession under Customer Retention Loyalty in Retail Gold Loan
0.50%
0.20%
0.25%
None of the above
Customer Retention Loyalty tenure should complete minimum period of _ months to vail benefit under Retail Loan
2 months
6 months
10 months
12 months
Minimum Limit for financing Micro units engaged in Export Credit
1 Lacs
5Lacs
10 Lacs
15 Lacs
ZED ( Zero defect Zero Effect) assesment model have how many levels
5
4
3
2
Maximum Loan limit under Baroda Mortgage loan in Metro
Rs. 5 crores
Rs.10 crores
Rs. 20 crores
Rs.25 crores
Stock Audit to be carried out mandatory in accounts having fund based and non fund based Working capital of Rs.
Rs. 1 crores
Rs. 5 crore
Rs. 25 lacs
Rs. 50 Lacs
Select the Variant of bob World Opulence Card - Infinite Debit Card (Metal edition)
Rupay
Visa
Master
Dinners
Select the Variant of bob World Sapphire Card -Debit Card
Master
Rupay
Visa
Dinners
Minimum QAB Required for bob World Opulence Card - Infinite Debit Card
(Metal edition)
10000
50000
100000
1000000
Minimum QAB Required for bob World Sapphire Card -Debit Card
10000
50000
100000
1000000
Annual Fees of bob World Opulence Card - Infinite Debit Card (Metal edition)
2500
5000
9500
12500
Annual Fees of bob World Sapphire Card -Debit Card
750
500
250
1000
Select the Odd Salinet features of the bob World Opulence Debit Card
Unlimited International Lounge
Unlimited Domestic Lounge
Complimentary Airport Pickup and Drop Service
None of the above
Select the Odd Salient features of bob World Sapphire Card
Complimentary International Lounge
Complimentary Airport Pickup and Drop Service
Complimentary Domestic Airport Lounge Access
None of the above
Select the Odd mode of issuance of bob World Opulence Debit Card
Branch
Mobile Banking
Internet Banking
None of the above
Select the Odd mode of issuance of bob world Sapphire Card
Tab Banking
Mobile Banking
Contact Centre
None of the above
ATM Cash Withdrawl per day limit in bob World Opulence Card?
100000
200000
500000
1000000
ATM Cash Withdrawl per day limit in bob World Sapphire Card?
100000
200000
300000
500000
POS/Ecom per day limit in bob World Opulence Card?
1000000
1500000
2000000
2500000
POS/Ecom per day limit in bob World Sapphire Card?
1000000
500000
1500000
300000
Eligible mode of operation for bob world Opulence and Sapphire Card?
Self, E or S, Anyone or Survivour
Self and E or S
Self only
Proprietor only
Eligible account for bob world Opulence and Sapphire Card?
SB Only
CA only
SB and CA
SB, CA and OD
Name of Launching of a contest for increasing followers for the Bank in social media
#WeareSocial
#IAmSocial
#SocialBarodians
#BOBSocial
How Many Digital Banking Units have been virtually centrally inaugurated by Honourable Prime Minister on 16.10.2022
75
100
101
121
Total Digital Banking Units of Our Bank (BOB) have been virtually centrally inaugurated by Honourable Prime Minister on 16.10.2022
11
10
8
7
To strengthen the objective of centralized processing of agriculture loans and to overcome the operational difficulties of existing Agri CPCs our Bank has created a new operational structure for processing of Agri loans in the name of CAMP. CAMP stands for -
Centralization of Agriculture Marketing and Processing
Centralised Agriculture & Marketing and Processing Cell
Centre for Agriculture Marketing and Processing
Centre for Agri Marketing and Procurement
DoPPW has provided a single window interface for all Central Govt. pensioners to register their grievances pertaining to any of the Central Government Ministry/ Department /Organization for redressal through the_________portal.
CPENGRAMS
CPENAMS
HCPENS
HPENGRAMS
Chief Vigilance Officer of our bank is in the rank of
DGM
General Manager
ED
MD & CEO
For cases of fraud above 10000 to 1 lac, authority to report to police/CBI vests with
Regional Head
Branch Head
Zonal Head
GM ((vigilance)
Time line for closure of alerts / Remarks to be given, where no need for re-rating of account by the branch within
T+1 working days from the date of alert generation
T+2 working days from the date of alert generation
T+5 working days from the date of alert generation
T+15 working days from the date of alert generation
In case of repetitive alerts of Low and Medium Risk category, what can be the action initiated by the Branch
Branch shall review the account
Re-rating the account should be done by the Branch
Re-rating is not required and alerts shall be closed by the Branch after mentioning the previous rating date
Re-Rating is to be done by RO Risk Officer
EWS a rule based software is being implemented for Credit Monitoring and generating trigger for Re-rating in respect of Exposures of Rupees
25 lakhs
1 crore
5 crores
10 crores
Under the EWS Framework, the generation of EWS alerts in Loan accounts is the responsibility of
Branch
Risk officer, Regional Office
Risk management Department, BCC
Risk officer, Zone
What is the aggregate limit for Joint Lenders' Forum
Rs.10 crores
Rs.50 crores
Rs.100 Crores
Rs.200 crores
The buyer incurs the least risk by agreeing which of the following payment methods
Documentary collection
Documentary credit
Open account trading
Payment in advance
GJEPC stands for
The Gem & Jewellery Export Promotion Council
The Gujrat Jewellery Export Promotion Council
The Gem & Jewellery Export Promotion Confederation
The Gem & Jewellery Eminent Personality Council
In the case of demand bills, the period of post- shipment advance shall be the Normal Transit Period (NTP) as specified by whom
RBI
SEBI
FEDAI
ICC
In which act the right of general lien is mentioned?
Indian Property Act 1882
Negotiable Instrument Act 1881
Indian Contract Act 1872
Indian Evidence Act 1872
Under Recovery under Public Money Recovery act, on application by Bank, Recovery certificates will be issued by
Judge
District Collector / Competent Revenue Authority
Registrar
Any one of the above
What is the Tag line of “Swachh Bharat Abhiyan” ?
Sab ka Kadam Swachhata ki ore
Ek Kadam Swachhata ki ore
Har ek Kadam Swachhata ki ore
Swachh Bharat
Swasth Bharat
The Legal Entity Identifier (LEI) is a________character alpha-numeric code used to uniquely identify parties to financial transactions worldwide.
Ten
Fifteen
Twenty
Thirty
Clearing and transfer cheques/drafts for Rs._______and above should be examined under ultraviolet ray machine before passing for payment.
10000
50000
100000
200000
Our Bank has enabled service of unblock/block registered mobile numbers using________menu in Finacle at branch level.
HBCR
HDCR
HACR
HCRA
_______Charges are applicable for availing e-Mandate facility through Debit Cards.
Rs. 500
Rs. 118
Rs. 236
NIL
Super Senior Pensioners aged 80 years and above are allowed to submit their Life Certificate from 1" October instead of 1" November which would be valid till 30th_____of the subsequent year.
June
September
November
April
Our Bank's hurdle RAROC at present is_______%
10
15
17
21
In case of un-authorized debit card transactions , there are various modes for blocking of debit card . Select the Odd one
BoB World
Whatsapp Banking
Contact Centre
BHIM Baroda Pay
What is the maximum amount per transaction of Cash on Mobile in BoB-World
Rs 5000
Rs 8,000
Rs 10000
Rs 25000
The insurance coverage amount in Baroda Champ Rupay Debit card is ….. Under Debit Card transaction insurance facility
5000
3000
10000
20000
In Baroda Connect for intra bank and inter bank transfers , beneficiary addition is compulsory . After successful addition it will be live for transaction after _____________hours
4
8
12
24
After how many wrong attempts of login pin our BoB World will be blocked ?
3
4
5
2
All NPA accounts, both suit filed & non suit filed accounts upto_____can be referred to Lok Adalat
Rs.10 lakh
Rs.20 lakh
Rs.1 crore
Rs.15 lakh
Expand CRILC
Central Recovery of Information on Large Credits
Credit Repository of Information on Large Credits
Central Repository of Information on Large Credits
Credit Recovery of Information on Large Credits
As a pre-requisite to Credit Card issuance through Baroda TABIT is that the customer should be in the age bracket of _____ years only.
20 to 60
21 to 65
18 to 60
18 to 65
Under Gold Loan- BKCC scheme, the weight of specially minted gold coins should not exceed________grams per borrower.
10
25
50
100
What is the validity period for Gold Loan- BKCC?
12 Months
24 Months
36 Months
60 Months
Which of the following is the birthplace of Sh. Sayajirao Gaekwad-III?
Kavlana, Maharashtra
Mandvi, Baroda
Gandhinagar, Gujarat
Nanded, Maharashtra
Under Travel option in Bob World one customer wants to plan a travel through app, which he cannot do through app
Book flight
Book bus
Book hotels
Book taxi
Regarding savings account, in a BSBD account_________cheque Leaves shall be allowed free in a year.
30
15
25
50
lf a customer has any other existing savings bank account in the bank, he / she will be required to close it within how many days from the date of opening a PMJDY (BSBD) Account.
15
30
60
90
What is the maximum loan limit under the scheme for financing to FPO/FPC?
Rs. 10 Lakh
Rs. 1 Crore
Rs. 5 Crore
Rs. 10 Crore
In gold loan accounts to digitally strengthen the monitoring mechanism of reassessment of gold ornaments/jewellary/coins bank has introduced a new code. Immediately after reassaying is completed in all eligible accounts branches to enter the code ............. in finacle system.
REASSESS
REASSAY
REASSESSMENT
REASSAYED
Under New Tractor loan scheme, being part of post disbursement monitoring, copy of the RC book should be obtained and kept on record within ...... days of the disbursement.
30 days
45 days
60 days
90 days
