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Worksheets

2022 B

Total questions: 110

Worksheet time: 55mins

Name
Class
Date
1.

How many general non-compliance areas (Red Flag points for noncompliance) has been specified in the policy on Adminisrative Enforcement of Accountability

a)

76

b)

86

c)

90

d)

100

2.

How many White Flag Points for continued compliant behavious has been specified in the policy on Administrative Enforcement of Accountability

a)

19

b)

29

c)

39

d)

49

3.

Publication of willful defaulters in newspapers is applicable for accounts with outstanding _____

a)

Above Rs 25.00 Lacs

b)

Rs 25.00 Lacs and Above

c)

Rs 20.00 Lacs and above

d)

Rs 1.00 Crore and above

4.

Lok Adalat can settle cases involving amount upto Rs __________.

a)

10.00 Lacs

b)

20.00 Lacs

c)

25.00 Lacs

d)

30.00 Lacs

5.

Before entering compromise, two valuations are to be obtained in case of property value of _______.

a)

Rs 2.00 Crores and above

b)

Above Rs 2.00 Crores

c)

Above Rs 5.00 Crores

d)

5.00 Crores and above

6.

Which of values given by the valuer has to be considered while judging the liquidity of the mortgaged property during negotiating a compromise?

a)

Realizable Value

b)

Guideline Value

c)

Market Value

d)

Distress Sale Value 

7.

As per Recovery Policy 2020, Net Present Value is discounted at the rate of ____.

a)

10% Simple

b)

12% Compounded

c)

8.5% Simple

d)

10% Compounded

8.

Reserve Price of E-Auction can be reduced by ____ after failure of 2nd auction.

a)

10% from Original Reserve Price

b)

10% from preceding Reserve Price

c)

20% from Original Reserve Price

d)

20% from preceding Reserve Price

9.

Authority to appoint Recovery Agents in accounts above Rs 1.00 Crore and upto Rs 3.00 Crores vests with__________.

a)

Chief Manager

b)

Assistant General Manager

c)

Deputy General Manager

d)

 General Manager

10.

A ___ is one where a suspicion of fraudulent activity is thrown up by the presence of one or more Early Warning Signals (EWS)-

a)

  Non Performing Account

b)

  Special Mentioned Account

c)

  Red Flagged Account

d)

  Block Listed Account

11.

Under Baroda Champ scheme , number of DD/BC free per month is

a)

1

b)

2

c)

3

d)

5

12.

Under Baroda Small Business Current account maximum number of  free non ADC transactions per month is

a)

2

b)

3

c)

4

d)

5

13.

Under Baroda Mahila Shakti Saving account discount in annual Locker charges is available_

a)

10%

b)

20%

c)

25%

d)

30%

14.

Bank has launched a superior saving Bank account for HNI customers named_

a)

Baroda Premium  Saving A/c

b)

Baroda Privilege  Saving A/c

c)

Baroda Super  Saving A/c

d)

Baroda Platinum Saving A/c

15.

Under Baroda Platinum Saving account, minimum QAB is Rs.

a)

25000

b)

50000

c)

100000

d)

275000

16.

Under Baroda Platinum Saving account number of free cash transaction at base Branch

a)

5

b)

10

c)

20

d)

Unlimited

17.

Minimum QAB under Baroda Startup current account is Rs.    

a)

25000

b)

50000

c)

75000

d)

100000

18.

For opening a Baroda Startup Current account entity should not be more than      old

a)

5 Year

b)

1 Year

c)

2 Year

d)

7 Year

19.

Minimum QAB under Baroda Scaleup current account is Rs.    

a)

25000

b)

50000

c)

250000

d)

75000

20.

Which Credit Information Report (CIR) needs to be generated for Opening Current Accounts?

a)

CRIF Commercial Light Report

b)

CRIF Individual  Credit  Information  Report

c)

Infomerics Commercial Light-Report

d)

Informerics  Individual Credit  Information  Report

21.

Balance at any point of time should not exceeds_                 in Small Account (sb136).

a)

Rs.200000

b)

Rs.100000

c)

Rs.50000

d)

Rs.20000

22.

Under which types of Accounts "Auto Sweep"Facility is not available?

a)

Mahila Shakti SB  A/c

b)

Baroda Champs

c)

Super Savings  Account

d)

Home Loan Linked SB Account

23.

Which below mentioned combination is NOT Correct?

a)

Form  DA1=Addition of  Nomination

b)

Form DN2=Cancellation of Nomination

c)

Form DA3=  Modification of  Nomination

d)

form SL1=Addition of Nomination for  Lockers

24.

Bank has launched "ESCROW Current Account"-CA126 for Project financing loan repayment, Internet Payment gateways etc for Developers/Corporates and others.What is the minimum balance for this account?

a)

Non Minimum Balance Required

b)

Rs.1 Lakhs

c)

Rs.2.5 lakhs

d)

Rs.5 lakhs

25.

Which of the following employee category CANNOT open account under Baroda Government Employees Salary Account (SB182)?

a)

Central  Government  Employee & State Govt.  Employee

b)

 PSU Employee

c)

Employees of companies with  major holding of Govt.

d)

Employees of Pvt. Ltd . Com.

26.

Maximum amount coverage for PAI under Baroda Government Employees Salary Account (SB182) is……

a)

Rs.50 lakhs

b)

Rs.40 Lakhs

c)

Rs.90 Lakhs

d)

Rs.60 Lakhs

27.

Our Bank assigned which broker company for settlement of claim in SB182.

a)

 Rajeev Rathi  Broker company

b)

Pankaj Mathur Broker Company Ltd.

c)

Anand Rathi Brokers Ltd

d)

We have to send  the claim form directly to insurance  company.

28.

Which of the following Defence Salary package will open through RLBO only?

a)

 BARODA  MILITARY  SALARY  PACKAGE

b)

BARODA  CENTRAL  FORCES SALARY  PACKAGE .

c)

BARODA POLICE FORCES SALARY PACKAGE

d)

Defence Salary  Account

29.

The Personal Accident Insurance cover under the Baroda Defence Salary Account package, Bank has placed Group PAI policy with………..

a)

M/s. New India Assurance Co. Ltd.

b)

 M/s Oriental  Insurance Co. Ltd

c)

  M/s National  Insurance Co. Ltd.

d)

Chola Mangalam

30.

How much Discount we provide on Locker rental under SB186?

a)

20%

b)

30%

c)

50%

d)

60%

31.

What is QAB in B3 Edge Account?

a)

NIL

b)

Rs.10000/-

c)

Rs.25000/-

d)

Rs.50000/-

32.

What is initial funding required for B3 ULTRA Account?

a)

Rs.10000 and  above

b)

Rs.25000 and  above

c)

Rs.50000 and above

d)

Rs.100000 and  above

33.

Who can open B3 Accounts?

a)

NRI

b)

Minor

c)

NTB Resident Adult Customer

d)

ETB Resident  Individual

34.

What is the scheme Code of B3 Silver Account?

a)

SB192

b)

SB191

c)

SB190

d)

SB189

35.

If any company having Term loan of Rs.4.5 Crore in SBI, can that company open a current account with us?

a)

NO

b)

Yes, with NOC  

from SBI

c)

Yes, with out any NOC

d)

Currenct account must be with SBI  only

36.

What is one of the features in Baroda SNA SB account (SB193)?

a)

Unlimited  Cheque book

b)

Free Cash  Deposit

c)

Free Cash 

 Withdrawal

d)

Nil QAB

37.

Can Baroda SNA SB account (SB193) be opened from the branch?

a)

Yes without any

  restrictions

b)

Yes with TAB  

banking

c)

Yes with R-Menu

d)

No account can be opened from the 

branch

38.

Which finacle menu is used for SOL ID transfer of the current account opened through MCA (Spice+) portal?

a)

CAT

b)

MAT

c)

TAT

d)

HAT

39.

What is repayment of Term loan in Baroda Property Pride 

a)

84 months

b)

100 months

c)

120 months

d)

180 months

40.

Prepayment charges for Micro and Small units under Baroda Property Pride scheme

a)

2% + GST

b)

1% + GST

c)

Nil

d)

5% + GST

41.

Finacle menu for Agriculture Advance

a)

AGRILA

b)

AGRIADV

c)

HAGRIA

d)

HLAAGR

42.

Maximum limit per borrower under BOB premium LAP

a)

5 crores

b)

10 crores

c)

15 crores

d)

2 crores

43.

In case of Auto loan review, detail appraisal note along with copies to be sent to PSR athourity within 3 days

a)

Above Rs. 5 lacs

b)

Above Rs. 10 lacs

c)

Above Rs. 25 lacs

d)

Not required

44.

Scale II branch Head has submitted PSR, who would be PSR noting athourity

a)

Dy. Regional Manager

b)

Chief Manager Credit RO

c)

Regional Manager

d)

Credit officer at RO

45.

Scheme code for Baroda Yodha premium Education Loan (Domestic)

a)

LA281

b)

LA280

c)

LA180

d)

LA181

46.

Maximum loan limit under Baroda  Ashray

a)

Rs. 1 crore

b)

Rs. 5  crore

c)

Rs. 10 crore

d)

Rs.15 crore

47.

Maximum limit for Baroda loan for subscription to public issues/ IPO

a)

Rs. 5 lacs 

b)

Rs. 10 lacs

c)

Rs.15 lacs

d)

Rs. 20 lacs

48.

ROI concession under Customer Retention Loyalty in Retail Gold Loan

a)

0.50%

b)

0.20%

c)

0.25%

d)

None of the above

49.

Customer Retention Loyalty tenure should complete minimum period of _ months to vail benefit under Retail Loan

a)

2 months

b)

6 months

c)

10 months

d)

12 months

50.

Minimum Limit for financing Micro units engaged in Export Credit

a)

1 Lacs

b)

5Lacs

c)

10 Lacs

d)

15 Lacs

51.

ZED ( Zero defect Zero Effect)  assesment model have how many levels

a)

5

b)

4

c)

3

d)

2

52.

Maximum Loan limit under Baroda Mortgage loan in Metro

a)

Rs. 5 crores

b)

Rs.10 crores

c)

Rs. 20 crores

d)

Rs.25 crores

53.

Stock Audit to be carried out mandatory in accounts having fund based and non fund based Working capital of Rs. 

a)

Rs. 1 crores

b)

Rs. 5 crore

c)

Rs. 25 lacs

d)

Rs. 50 Lacs

54.

Select the Variant of bob World Opulence Card - Infinite Debit Card (Metal edition)

a)

Rupay

b)

Visa

c)

Master

d)

Dinners

55.

Select the Variant of bob World Sapphire Card -Debit Card

a)

Master

b)

Rupay

c)

Visa

d)

Dinners

56.

Minimum QAB Required for bob World Opulence Card - Infinite Debit Card

(Metal edition)

a)

10000

b)

50000

c)

100000

d)

1000000

57.

Minimum QAB Required for bob World Sapphire Card -Debit Card

a)

10000

b)

50000

c)

100000

d)

1000000

58.

Annual Fees of bob World Opulence Card - Infinite Debit Card (Metal edition)

a)

2500

b)

5000

c)

9500

d)

12500

59.

Annual Fees of bob World Sapphire Card -Debit Card

a)

750

b)

500

c)

250

d)

1000

60.

Select the Odd Salinet features of the bob World Opulence Debit Card

a)

Unlimited International Lounge

b)

Unlimited Domestic Lounge

c)

Complimentary Airport Pickup and Drop Service

d)

None of the above

61.

Select the Odd Salient features of bob World Sapphire Card

a)

Complimentary International Lounge

b)

Complimentary Airport Pickup and Drop Service

c)

Complimentary Domestic Airport Lounge Access

d)

None of the above

62.

Select the Odd mode of issuance of bob World Opulence Debit Card

a)

Branch

b)

Mobile Banking

c)

Internet Banking

d)

None of the above

63.

Select the Odd mode of issuance of bob world Sapphire Card

a)

Tab Banking

b)

Mobile Banking

c)

Contact Centre

d)

None of the above

64.

ATM Cash Withdrawl per day limit in bob World Opulence Card?

a)

100000

b)

200000

c)

500000

d)

1000000

65.

ATM Cash Withdrawl per day limit in bob World Sapphire Card?

a)

100000

b)

200000

c)

300000

d)

500000

66.

POS/Ecom per day limit in bob World Opulence Card?

a)

1000000

b)

1500000

c)

2000000

d)

2500000

67.

POS/Ecom per day limit in bob World Sapphire Card?

a)

1000000

b)

500000

c)

1500000

d)

300000

68.

Eligible mode of operation for bob world Opulence and Sapphire Card?

a)

Self, E or S, Anyone or Survivour

b)

Self and E or S

c)

Self only

d)

Proprietor only

69.

Eligible account for bob world Opulence and Sapphire Card?

a)

SB Only

b)

CA only

c)

SB and CA

d)

SB, CA and OD

70.

Name of Launching of a contest for increasing followers for the Bank in social media

a)

 #WeareSocial

b)

#IAmSocial

c)

#SocialBarodians

d)

#BOBSocial

71.

How Many Digital Banking Units have been virtually centrally inaugurated by Honourable Prime Minister on 16.10.2022

a)

75

b)

100

c)

101

d)

121

72.

Total Digital Banking Units of Our Bank (BOB) have been virtually centrally inaugurated by Honourable Prime Minister on 16.10.2022

a)

11

b)

10

c)

8

d)

7

73.

To strengthen the objective of centralized processing of agriculture loans and to overcome the operational difficulties of existing Agri CPCs our Bank has created a new operational structure for processing of Agri loans in the name of CAMP. CAMP stands for -

a)

Centralization of Agriculture Marketing and Processing

b)

Centralised Agriculture & Marketing and Processing Cell

c)

Centre for Agriculture Marketing and Processing

d)

Centre for Agri Marketing and Procurement

74.

DoPPW has provided a single window interface for all Central Govt. pensioners to register their grievances pertaining to any of the Central Government Ministry/ Department /Organization for redressal through the_________portal.

a)

CPENGRAMS

b)

CPENAMS

c)

HCPENS

d)

HPENGRAMS

75.

Chief Vigilance Officer of our bank is in the rank of

a)

DGM

b)

General Manager

c)

ED

d)

MD & CEO

76.

 For cases of fraud above 10000 to 1 lac, authority to report to police/CBI vests with  

a)

 Regional Head

b)

 Branch Head

c)

Zonal Head

d)

 GM ((vigilance)

77.

Time line for closure of alerts / Remarks to be given, where no need for re-rating of account by the branch within 

a)

T+1 working days from the date of alert generation

b)

T+2 working days from the date of alert generation

c)

T+5 working days from the date of alert generation

d)

T+15 working days from the date of alert generation

78.

In case of repetitive alerts of Low and Medium Risk category, what can be the action initiated by the Branch

a)

Branch shall review the  account

b)

Re-rating  the account should be done by the Branch

c)

Re-rating is not required and alerts shall be closed by the Branch after mentioning the previous rating date

d)

Re-Rating is to be done by RO Risk Officer

79.

EWS a rule based software is being implemented for Credit Monitoring and generating trigger for Re-rating in respect of Exposures of Rupees

a)

25 lakhs

b)

1 crore

c)

5 crores

d)

10 crores

80.

Under the EWS Framework, the generation of EWS alerts in Loan accounts is the responsibility of 

a)

Branch

b)

Risk officer, Regional Office

c)

Risk management Department, BCC

d)

Risk officer, Zone

81.

What is the aggregate limit for Joint Lenders' Forum

a)

Rs.10 crores

b)

Rs.50 crores

c)

Rs.100 Crores

d)

Rs.200 crores

82.

The buyer incurs the least risk by agreeing which of the following payment methods

a)

Documentary collection

b)

Documentary credit

c)

Open account trading

d)

Payment in advance

83.

GJEPC stands for

a)

The Gem & Jewellery Export Promotion Council

b)

The Gujrat Jewellery Export Promotion Council

c)

The Gem & Jewellery Export Promotion Confederation

d)

The Gem & Jewellery Eminent Personality Council

84.

In the case of demand bills, the period of  post- shipment advance shall be the Normal Transit Period (NTP) as specified by whom

a)

RBI

b)

SEBI

c)

FEDAI

d)

ICC

85.

In which act the right of general lien is mentioned?

a)

Indian Property Act 1882

b)

Negotiable Instrument Act 1881

c)

Indian Contract Act 1872

d)

Indian Evidence Act 1872

86.

Under Recovery under Public Money Recovery act, on application by Bank, Recovery certificates will be issued by

a)

Judge

b)

District Collector / Competent Revenue Authority

c)

Registrar

d)

Any one of the above

87.

What is the Tag line of “Swachh Bharat Abhiyan” ?

a)

Sab ka Kadam Swachhata ki ore

b)

Ek Kadam Swachhata ki ore

c)

Har ek Kadam Swachhata ki ore

d)

Swachh Bharat

Swasth Bharat

88.

The Legal Entity Identifier (LEI) is a________character alpha-numeric code used to uniquely identify parties to financial transactions worldwide.

a)

Ten

b)

Fifteen

c)

Twenty

d)

Thirty

89.

Clearing and transfer cheques/drafts for Rs._______and above should be examined under ultraviolet ray machine before passing for payment.

a)

10000

b)

50000

c)

100000

d)

200000

90.

Our Bank has enabled service of unblock/block registered mobile numbers using________menu in Finacle at branch level.

a)

HBCR

b)

HDCR

c)

HACR

d)

HCRA

91.

_______Charges are applicable for availing e-Mandate facility through Debit Cards.

a)

Rs. 500

b)

Rs. 118

c)

Rs. 236

d)

NIL

92.

Super Senior Pensioners aged 80 years and above are allowed to submit their Life Certificate from 1" October instead of 1" November which would be valid till 30th_____of the subsequent year.

a)

June

b)

September

c)

November

d)

April

93.

Our Bank's hurdle RAROC at present is_______%

a)

10

b)

15

c)

17

d)

21

94.

In case of un-authorized debit card transactions , there are various modes for blocking of debit card . Select the Odd one

a)

BoB World

b)

Whatsapp Banking

c)

Contact Centre

d)

BHIM Baroda Pay

95.

What is the maximum amount per transaction of Cash on Mobile in BoB-World

a)

Rs 5000

b)

Rs 8,000

c)

Rs 10000

d)

Rs 25000

96.

The insurance coverage amount in Baroda Champ Rupay Debit card is ….. Under Debit Card transaction insurance facility

a)

5000

b)

3000

c)

10000

d)

20000

97.

In Baroda Connect for intra bank and inter bank transfers , beneficiary addition is compulsory .  After successful addition it will be live for transaction after _____________hours

a)

4

b)

8

c)

12

d)

24

98.

After how many wrong attempts of login pin our BoB World will be blocked ?

a)

3

b)

4

c)

5

d)

2

99.

All NPA accounts, both suit filed & non suit filed accounts upto_____can be referred to Lok Adalat

a)

Rs.10 lakh

b)

Rs.20 lakh

c)

Rs.1 crore

d)

Rs.15 lakh

100.

Expand CRILC

a)

Central Recovery of Information on Large Credits

b)

Credit Repository of Information on Large Credits

c)

Central Repository of Information on Large Credits

d)

Credit Recovery of Information on Large Credits

101.

As a pre-requisite to Credit Card issuance through Baroda TABIT is that the customer should be in the age bracket of  _____             years only.

a)

20 to 60

b)

21 to 65

c)

18 to 60

d)

18 to 65

102.

Under Gold Loan- BKCC scheme, the weight of specially minted gold coins should not exceed________grams per borrower.

a)

10

b)

25

c)

50

d)

100

103.

What is the validity period for Gold Loan- BKCC?

a)

12 Months

b)

24 Months

c)

36 Months

d)

60 Months

104.

Which of the following is the birthplace of Sh. Sayajirao Gaekwad-III?

a)

Kavlana, Maharashtra

b)

Mandvi, Baroda

c)

Gandhinagar, Gujarat

d)

Nanded, Maharashtra

105.

Under Travel option in Bob World one customer wants to plan a travel through app, which he cannot do through app

a)

Book flight

b)

Book bus

c)

Book hotels

d)

Book taxi

106.

Regarding savings account, in a BSBD account_________cheque Leaves shall be allowed free in a year.

a)

30

b)

15

c)

25

d)

50

107.

lf a customer has any other existing savings bank account in the bank, he / she will be required to close it within how many days from the date of opening a PMJDY (BSBD) Account.

a)

15

b)

30

c)

60

d)

90

108.

What is the maximum loan limit under the scheme for financing to FPO/FPC?

a)

Rs. 10 Lakh

b)

Rs. 1 Crore

c)

Rs. 5 Crore

d)

Rs. 10 Crore

109.

In gold loan accounts to digitally strengthen the monitoring mechanism of reassessment of gold ornaments/jewellary/coins bank has introduced a new code. Immediately after reassaying is completed in all eligible accounts branches to enter the code  .............           in finacle system.

a)

REASSESS

b)

REASSAY

c)

REASSESSMENT

d)

REASSAYED

110.

Under New Tractor loan scheme, being part of post disbursement monitoring, copy of the RC book should be obtained and kept on record within ......        days of the disbursement.

a)

30 days

b)

45 days

c)

60 days

d)

90 days