Your house was damaged in a flood

While recovering from stroke, you are unable to work at your full-time job for 6 months

While riding your bike, you were injured when hit by a car.

You received a concussion from a fall while skateboarding (without a helmet)

Your house suffered water damage when a frozen water pipe burst

Surgery is required to fix a broken jaw received in a soccer game collision

Someone broke into your apartment and stole all your electronics

Someone broke into your car and stole your gym bag and wallet

Your car is parked in the driveway during a storm and a large tree branch falls on it.

Your dad was leaving a restaurant when he backed into a Ferrari. Only the automobiles were damaged; there were no physical injuries. What coverage pays for the Ferrari?

You were driving with friends on your way to the movie. As you reach to adjust the radio you swerve off the road and crash into a light pole. No one was seriously injured but everyone in the car received minor medical attention at the scene

Your friend has an old junker Jeep valued at less than $1,000. As she left school she hit a parking sign while driving 15 miles per hour causing damage to the sign and the car. (check all that apply)

While stopped to turn left into a parking lot, another car hit your car causing you to hit your head on the steering wheel. You were taken to the hospital by ambulance. The other driver failed to pay his insurance premium for several months and his policy was not valid. (Choose all that apply)

You are hit from behind while waiting at a stop light. The driver has the state minimum insurance of 25/50/25. You are okay but your new $40,000 car is totaled. (Select all that apply)