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Worksheets

Consumer Skills

Total questions: 23

Worksheet time: 12mins

Name
Class
Date
1.

If a business or an individual asks for your Social Security number, it is recommended to ask how they plan to use it.

a)

True

b)

False

2.

You should carry your Social Security card with you at all times.

a)

True

b)

False

3.

A credit report can indicate someone opened a credit card or loan in your name, or is using one of your credit accounts without your permission.

a)

True

b)

False

4.

When creating passwords and PINs, which information should you avoid?

a)

Last 4 digits of Social Security number

b)

Middle Name

c)

Birthdate

d)

All of these

5.

What occurs when a thief watches someone use a laptop, ATM, or electronic device in public to get personal information?

a)

Skimming

b)

Phishing

c)

Dumpster Diving

d)

Shoulder Surfing

6.

What is it called when a thief searches through dumpsters, trash cans, recycling bins, and trash heaps at a landfill to find personal information?

a)

Skimming

b)

Shoulder Surfing

c)

Dumpster Diving

d)

Phishing

7.

What is the method involving a small device that reads the information stored in the card's magnetic strip or microchip?

a)

Shoulder Surfing

b)

Skimming

c)

Dumpster Diving

d)

Phishing

8.

What can you do to protect your identity online? (Select all that apply.)

a)

Use the same password for every account

b)

Create a unique password with special characters

c)

Be cautious of sharing personal info online

d)

Only shop on unsecured sites

9.

Which website can you report identity theft?

a)

reportmyidentitytheft.com

b)

getbackyouridentity.gov

c)

annualcreditreport.com

d)

identitytheft.gov

10.
Review your monthly credit card statement for fraudulent charges.
a)
True
b)
False
11.
Complete banking transactions on free unsecured Wi-Fi while ordering coffee.
a)
True
b)
False
12.

If a company sends an email asking for your account number, reply to the email quickly so the problem can be addressed immediately.

a)

True

b)

False

13.

When you go on vacation, it is recommended to leave your mail in the mailbox.

a)

True

b)

False

14.

Share your PIN with family and friends you can trust in case you forget it.

a)

True

b)

False

15.

A padlock next to the URL is a sign that a website is secure.

a)

True

b)

False

16.

When your bank calls, always give them your name, address, and bank account number over the phone because they’re your bank after all.

a)

True

b)

False

17.
Check your credit report at least once a year.
a)
True
b)
False
18.

Don’t open files, click on links, or download files from people or companies you do not know.

a)

True

b)

False

19.

Which is NOT a piece of advice you'd give someone to avoid being scammed?

a)

Be careful about the personal details you share on social media.

b)

Make your profile public so everyone can see it.

c)

Don't click on suspicious links or come from unfamiliar email addresses.

d)

Don't give out information online unless you trust the website.

20.

It is ok to include personal information such as address or Social Security number in emails.

a)

True

b)

False

21.

To prevent shoulder surfing, shield the keypad on the ATM when you enter your PIN.

a)

True

b)

False

22.

Which of the following are signs of a scam?

a)

They pretend to be an organization you know.

b)

They pressure you to act immediately.

c)

They do not ask you to share personal information.

d)

They tell you to pay in a specific way.

23.

If you are a victim of a scam, you can report it to the following authorities.

a)

FTC

b)

Local police office

c)

State attorney general

d)

All of the above