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FINAL TEST OF COMMERCE ENGLISH

Total questions: 40

Worksheet time: 1hrs 20mins

Name
Class
Date
1.

1. Auction is ....

a)

traditional way to buy something

b)

a sale in which buyers compete for an asset by placing bids

c)

interesting

d)

the best way to buy something

2.

2. Below are kinds of auction, except ....

a)

Open Auction

b)

Closed Format Auction

c)

Dutch Auction

d)

Indonesian Auction

3.

3. Which one is the characteristic of Open auction ....

a)

The bid starts from the lowest price and ends up at the highest price

b)

The price of an item is lowered until there is a bid

c)

Property may become the government-owned property

d)

Interested parties submit sealed bids to the seller

4.

4. Below are the benefit of doing an auction, except ....

a)

Buy at a discount

b)

Cost of running an auction is significant

c)

Find rare items

d)

Seller controls the process

5.

5. Below are the weakness of doing an auction, except ....

a)

Competitive process can deter some buyers

b)

Cost of running an auction is significant

c)

Seller can maximize bargaining power

d)

Competitive bidding process can drive up the price

6.

6. Central bank is ....

a)

the "lender of last resort"

b)

giving credit

c)

a bank that performs business activities conventionally

d)

issuing promissory notes

7.

7. What is the main function of Central bank?

a)

The central bank gives credit to people

b)

Central bank carries out a nation's monetary policy and control its money supply

c)

Central bank performs business activities conventionally

d)

Central bank only operates on a micro-scale

8.

8. When is the role of the central bank has been growing?

a)

In 1870

b)

After 21st century

c)

In 1694

d)

After World War I

9.

9. Below are the function of Central bank on Macroeconomics ....

a)

A Central bank offers funds to clients on a first-come

b)

A Central bank lends additional funds to Commercial bank

c)

A Central bank is controlling money supplies

d)

Central bank performs business activities conventionally

10.

10. What is the primary goal of central banks?

a)

Central banks provide their countries' currencies with price stability by controlling inflation

b)

Central banks help poor people

c)

Central banks increase the inflation

d)

Central banks keep the inflation high

11.

11. What is an Exchange Rate?

a)

The rate of increase in prices over a given period of time

b)

The value of one nation's currency Versus the currency of another nation or economic zone

c)

General decline in prices for goods and services

d)

Cash or liquid assets being held or obtained for expenditures

12.

12. Below are the factors that make Exchange rates can be decreasing, except ....

a)

Political stability

b)

Inflation

c)

Imported goods

d)

Exported goods

13.

13. What are the types of Exchange rate?

a)

Free floating,Restricted currencies, Currency peg

b)

Free floating,Restricted currencies, Open rate

c)

Restricted currencies, Open rate, Close rate

d)

Restricted currencies, Currency peg, Close rate

14.

14. Exchange rate rises and falls due to changes in the foreign exchange market is the definition of ....

a)

Restricted currencies

b)

Restricted floating

c)

Free floating

d)

Currency peg

15.

15. To increase exchange rate of a country, we should ....

a)

Import goods from another country

b)

Export goods to another country

c)

Travel to another country

d)

Keep foreign currency

16.

16. A free trade agreement is ....

a)

an agreement of two countries

b)

a free agreement of two countries

c)

an agreement of trade

d)

a pact between two or more nations to reduce barriers to imports and exports among them

17.

17. Below are the benefits of having free trade agreement for a country ....

a)

increase job outsourcing

b)

there are so many imported goods

c)

poor working condition

d)

high market competition

18.

18. Despite benefits offered by a free trade agreement, the negative effect of joining free trade agreement is ....

a)

increase economic growth

b)

Degradation of natural resources

c)

Lower government spending

d)

Technology transfer

19.

19. By joining a Free Trade Agreement, the country can reduce government spending because ....

a)

Foreign country spend their money

b)

Big industry help local industry

c)

The government removes subsidies for local industry

d)

The country export many goods

20.

20. Below are the members of AFTA (ASEAN Free Trade Area) ....

a)

Indonesia, Malaysia, Thailand

b)

Indonesia, Japan, Thailand

c)

Indonesia, Japan, South Korea

d)

Malaysia, Brunei Darussalam, Iran

21.

21. Inflation is ....

a)

when consumer and asset prices decrease over time, and purchasing power increases

b)

a measure of the rate of rising prices of goods and services in an economy

c)

the increase of money

d)

a good economic phenomena

22.

22. Below are the factors that can drive inflation in an economy, except ....

a)

Cost-push inflation

b)

Demand-Pull inflation

c)

Supply inflation

d)

The Housing Market

23.

23. Demand-Pull inflation is ....

a)

Inflation which can be caused by strong consumer demand for a product or service

b)

Inflation which occurs when prices increase due to increases in production costs

c)

Inflation which can be caused by exporting goods

d)

Inflation which can be caused by importing goods

24.

24. Who gets benefits from inflation ....

a)

Savers

b)

Debtors on fixed repayments plans

c)

Worker on a fixed income

d)

Exporters less competitive

25.

25. Who loses when inflation occurred ....

a)

Borrowers on variables rate

b)

Owners of the land

c)

Owners of Gold

d)

Government with high public sector debt

26.

26. Monopoly is ....

a)

a market condition in which there is only one buyer

b)

a market condition in which there are many buyers

c)

a situation in which a single company or group owns all or nearly all of the market for a given type of product or service

d)

a situation where seller meet buyer

27.

27. When is the first monopoly occured ....

a)

17th century

b)

18th century

c)

19th century

d)

20th century

28.

28. Below are the cause why monopoly occured, except ....

a)

There are many sellers

b)

Buying up the competition

c)

Hoarding a scarce resource

d)

There is only one seller

29.

29. Below are kinds of monopoly, except ....

a)

Natural monopoly

b)

Pure monopoly

c)

Industrial monopoly

d)

Food monopoly

30.

30. Which one is the negative effect of Monopoly ....

a)

Higher prices for consumer

b)

High profit for the company

c)

Seller can control the price

d)

The economy becomes competitive

31.

31. Monopsony is ....

a)

a market condition in which there is only one buyer

b)

a market condition in which there are many buyers

c)

a situation in which a single company or group owns all or nearly all of the market for a given type of product or service

d)

a situation where seller meet buyer

32.

32. Below are the characteristics of Monopsony ....

a)

Many buyers, sellers have no alternatives, price is set by the buyer

b)

Single buyer, sellers have no alternatives, price is set by the buyer

c)

Single buyer, sellers have some alternatives, price is set by the seller

d)

Single buyer, sellers have some alternatives, price is set by the buyer

33.

33. Which one is the benefit from Monopsony ....

a)

Seller can control the price

b)

Buyer controls over the price and demand

c)

Lower profit in selling the goods

d)

Many alternative buyers

34.

34. Which one is the negative effect of Monopsony ....

a)

Many alternative buyers

b)

Control over the market

c)

Competitive price

d)

Suppliers are squeezed to settle at lower price

35.

35. Why monopsony in labor market is not good for the employee ....

a)

They get high wage

b)

The wage is lower

c)

The profit is good

d)

They can get many facilities

36.

36. What is outsourcing ....

a)

organization which provides labor

b)

business practice of hiring a party outside a company to perform services

c)

hiring a new employee

d)

business practice

37.

37. Why do companies prefer to use outsourcing?

a)

High cost

b)

Budget efficiency

c)

Fast employee

d)

Good control from the company

38.

38. What are the benefits of outsourcing ....

a)

Save time, reduce cost, increase efficiency

b)

Save time, high cost, increase efficiency

c)

Hidden cost, reduce cost, increase efficiency

d)

Hidden cost, reduce cost, fast

39.

39. What are the drawbacks of outsourcing ....

a)

Efficient

b)

Loss of managerial control

c)

Reduced risk

d)

Staffing flexibility

40.

40. Why outsourcing is bad for employees ....

a)

They get a high salary

b)

They can get health insurance

c)

No promotion

d)

Get bonus