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Insurance & Traffic Violations

Total questions: 12

Worksheet time: 6mins

Name
Class
Date
1.

If a driver is accused of a “hit & run”, how much on average will their insurance rate go up?

(All answer values are per year)

a)

22% ($322+)

b)

55% ($805+)

c)

67% ($980+)

d)

82% ($1,200+)

2.

True or false: Your insurance will not be raised if you get a ticket for not wearing your seatbelt.

a)

False - it will be raised

b)

True- it will be NOT raised

3.

True or False:

You can get a ticket for driving too slow.

a)

True

b)

False

4.

How much will you insurance raise if you get a ticket for illegally passing a school bus?

(All answer choice values are yearly)

a)

12% ($177+)

b)

18% ($265+)

c)

27% ($398+)

d)

33% ($486+)

5.

If a person under the age of 21 is pulled over and has any alcohol in their system, then he or she can be charged with a ___.

a)

DUI

b)

DWI

6.

An “at-fault” accident, meaning it was your fault, can raise your insurance rates by how much?

(All answer values are per year)

a)

42% ($617+)

b)

55% ($805+)

c)

35% ($513+)

d)

63% ($918+)

7.

On average, which ticket will raise your insurance rate more?

(All answer values are per year)

a)

Hit and Run

b)

Racing

c)

DUI

8.

True or False:

Your insurance will not be impacted if you refuse a breathalyzer test after getting pulled over.

a)

True

b)

False

9.

Typically, how long are your insurance rates impacted after receiving a ticket?

a)

1 year

b)

Forever

c)

3 years

d)

5 years

10.

At age 16, insurance rates for males are how much more than rates for females?

a)

They are the same

b)

$200 more per year

c)

$500 more per year

d)

$700 more per year

11.

True or false.

Your insurance rate can change based on what type of car you drive.

a)

True.

b)

False, it depends only on your age.

12.

How much is the average yearly insurance payment for a 16 year old male in Texas?

a)

$1,500 per year

b)

2,300 per year

c)

$3,900 per year

d)

$2,700 per year