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Banks and Banking Accounts

Total questions: 20

Worksheet time: 27mins

Name
Class
Date
1.

Which of these services is not offered by a bank account? (a)  

Choose from the below words
Overdrafts
Direct Debits
Standing Orders
National Insurance
2.

Which of these is a good use for a bank account?

a)

To keep your money secret from your parents

b)

To apply for food rations

c)

It means your salary can be paid into it

3.

A (a)   is a type of financial institution that is owned by its members

Choose from the below words
local bank
owner's union
credit union
owner's bank
4.

A financial institution is a business or organization that provides money-related services. (a)  

Choose from the below words
True
False
5.

ATM stands for: (a)  

Choose from the below words
automated teller machine
automated taker of money
automated talking machine
amazing taco maker
6.

When cashing a check, you should first endorse it. (a)  

Choose from the below words
True
False
7.

Overdraw means to write a check for more money than is in your account. (a)  

Choose from the below words
True
False
8.

A (a)   is a card issued by a bank that can be used to make purchases, pay bills, and withdraw cash from ATMs.

9.

An EFT is the deposit or withdrawal of funds using a computer network. What is EFT? (a)  

Choose from the below words
electromagnetic funds transfer
easy funds transfer
early funds transfer
electronic funds transfer
10.

A (a)   is responsible for accurately processing routine transactions at a bank.

Choose from the below words
bank teller
bank manager
loan officer
investment counselor
11.
Where is a safe place to store your money?
a)
Bank, building society or credit union.
b)
A bank in Iceland.
c)
A Christmas hamper company.
d)
A piggy bank
12.

Savers earn interest. True or false? (a)  

Choose from the below words
true
false
13.

Borrowers pay interest on their loans. True or false? (a)  

Choose from the below words
true
false
14.

Credit unions share their profits with who? (a)  

Choose from the below words
Members
Shareholders
Family
Government
15.

The bank will charge you a daily charge on your overdraft balance, true or false? (a)  

Choose from the below words
true
false
16.

Which bank account is best to use for everyday spending, paying of bills and depositing money (a)  

Choose from the below words
Savings Account
Checking Account
IRA
17.

This is used by the bank to verify you are the person that signed the check or deposit slip/ticket. (a)  

Choose from the below words
Debit card
Transaction Register
Signature Card
Bank Statement
18.

A deposit ticket has all the following pre-printed on the ticket except (a)  

Choose from the below words
Your name
Your address
Your account number
Your social security number
19.

Which part of a debit card is not a security feature? (a)  

Choose from the below words
expiration date
security code
PIN number
microchip
20.

Joe used his debit card at Cabela's Monday morning, when was the money taken out of his checking account?

a)

Monday at 5:00pm when the bank closed for the day.

b)

Immediately after the transaction completed

c)

The next day when the bank opened