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CHAPTER 1

Total questions: 25

Worksheet time: 25mins

Name
Class
Date
1.

The Malaysian financial system is structured into two major categories, Financial Institutions and ___________

a)

Financial Supply & Demand

b)

Financial Management

c)

Financial Market

d)

Financial Challenges

2.

Which of the followings are not considered as regulatory bodies and policy makers?

a)

Bank Negara Malaysia

b)

Islamic Bank

c)

Ministry of Finance

d)

Government agencies

3.

Examples of non-banking financial intermediaries

a)

Discount house

b)

Bank Islam

c)

BNM

d)

Takaful

4.

‘Straits Settlements’ were established by standalone British colony in

a)

Penang , Kuala Lumpur & Malacca.

b)

Penang , Singapore & Malacca.

c)

Langkawi , Singapore & Malacca.

d)

Penang , Singapore & Johor.

5.

Malaysia’s first and oldest bank is

a)

Standard Chartered

b)

HSBC

c)

Maybank

d)

CIMB

6.

The growth of local and foreign bank due to.....

a)

Chinese immigrant population

b)

British colony

c)

Indian immigrant population

d)

Orang asli

7.

Bank Negara Malaysia was established on ________

a)

26 January 1959

b)

24 January 1959

c)

25 January 1959

d)

23 January 1959

8.

Sets out the regulatory framework for Malaysia's Islamic financial sector

a)

Islamic Financial Service Act 2013

b)

Islamic Financial Service Act 2011

c)

Islamic Financial Service Act 2012

d)

Islamic Financial Service Act 2010

9.

The main purpose of the Bank Negara Malaysia is to

a)

invest in property

b)

grant loans

c)

print money

d)

accept deposit from public

10.

What is the meaning of Riba

a)

Uncertainty

b)

Ownership

c)

Gambling

d)

Exploitation

11.

Are Islamic banking products for Muslims only

a)

For Muslims and those non-Muslims who are allowed by Shariah scholars

b)

yes

c)

no

d)

For muslims and those who convert to muslims

12.

Identify Islamic Bank from the list below

a)

CIMB Bank

b)

Tabung Haji

c)

RHB Bank

d)

Bank Islam Berhad

13.

what is the first islamic financial institution in malaysia

a)

tabung haji

b)

takaful ikhlas

c)

bank islam

d)

bank rakyat

14.

Gharar means uncertainty.

a)

True

b)

False

15.

Used to withdraw cash or make deposits.

a)

Debit card

b)

ATM

c)

PIN

d)

Check register

16.

A legal document that functions like cash.

a)

Check

b)

Deposit slip

c)

ATM

d)

PIN

17.

Money put into an account.

a)

Deposit

b)

Withdraw

18.

E-banking allows 24 hour access to bank accounts.

a)

True

b)

False

19.

monthly BANK report that states your transactions and balance

a)

WALL STREET JOURNAL

b)

SCHOOL STAEMENT

c)

BANK STATEMENT

d)

CHECKING REPORT

20.

What is the role of the central bank?

a)

Opening debit card

b)

Control OPR

c)

Lending money to individuals

d)

All of the above options are correct

21.

Money that your bank account earns

a)

Balance

b)

Savings

c)

Checking

d)

Interest

22.

Some bank accounts offer this as a way to allow customers to complete some financial transactions electronically via the internet.

a)

Debit Card

b)

Online Access

c)

Direct Deposit

d)

Checking Account

23.

Loan is a lending of money that borrowers pay the bank interest (high amount) for money needed, allowing bank to make a profit.

a)

True

b)

False

24.

You can deposit a check and get cash back at an ATM.

a)

True

b)

False

25.

ATM stands for:

a)

automated teller machine

b)

automated talking machine

c)

automated taker of money

d)

amazing taco maker